Best Norman, OK Auto Insurance in 2024 (Your Guide to the Top 10 Companies)

State Farm is the top pick, offering exceptional customer service and auto insurance coverage options.

Our Top 10 Company Picks: Best Norman, OK Auto Insurance

Progressive and Geico provide affordable rates and flexible plans for budget-conscious drivers. Compare your options to find the perfect policy. Use our free comparison tool above to find the best Norman, OK, auto insurance at the lowest rates in your area.

#1 – State Farm: Top Pick Overall

Pros

• Local Agents: State Farm offers personalized service through local agents, making it a great choice for owners who prefer face-to-face interaction.
• 17% Bundling Discount: Bundling policies with State Farm offers a discount for multi-policy coverage. Check out a State Farm auto insurance review for more details.
• Strong Financial Stability: State Farm has an A.M. Best rating of B, reflecting its solid financial foundation, providing peace of mind for the best Norman, OK auto insurance owners.

Cons

• Limited Online Tools: State Farm’s digital tools might not be as advanced as other providers, which could be a drawback for tech-savvy owners.
• Higher Premiums: Rates might be slightly higher than those offered by other companies offering the best Norman, OK auto insurance, especially for younger or high-risk drivers.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#2 – Progressive: Best for Budgeting Tools

Pros

• Budgeting Tools: Progressive has various budgeting tools, which help the best Norman, OK auto insurance owners easily track money flow and keep expenditures under control.
• A+ A.M. Best Rating: With an excellent rating of A+, Progressive is financially sound, making it a safe bet for the best Norman, OK, auto insurance owners.
• 10% Bundling Discount: Progressive offers discounts that save money on multiple policies. Check out a Progressive auto insurance review to see your potential savings.

Cons

• Higher Rates for Specific Drivers: There are cases where Progressive might charge higher amounts than what other drivers might expect to pay, most particularly in comparison with other Norman, OK, auto insurance deals.
• Complex Policy Details: Understanding all the policy terms might be challenging for some owners without a clear explanation from an agent.

#3 – Geico: Best for Affordable Rates

Pros

• Affordable Prices: Geico is known for its low price when it comes to matching a customer’s budget, which is why it is considered one of the best Norman, OK, auto insurance providers for those who are low on budget.
• A++ Rating from A.M. Best: Geico maintains an excellent A++ rating, meaning it has firm financial strength and solid coverage for owners.
• 25% Bundling Discount: It offers some pretty attractive bundling discounts, which can save owners a bundle when bundling auto and other types of insurance.

Cons

• Limited Local Agent Interaction: Geico’s focus on digital tools means less personal interaction with agents, which might be a drawback for owners who want more face-to-face service interaction.
• Less Coverage Customization: Geico offers fewer customization options, making a Geico auto insurance review useful for comparing their offerings.

#4 – Farmers: Best for Policy Customization

Pros

• Customization on Policies: Farmers offers tremendous customization on policies, which enables auto insurance owners in Norman, OK, to pick the best coverage for their requirements.
• 20% Bundle Discount: The company offers an excellent bundle discount, saving owners who selected more than one policy.
• A-rated Financial Stability: With an A rating from A.M. Best, Farmers is financially stable, offering security for the best Norman, OK, auto insurance owners.

Cons

• Higher Premiums for Some: Farmers’ auto insurance reviews are important to read, as their premiums are higher for younger or high-risk drivers.
• Limited Digital Tools: Farmers’ digital tools are less advanced than competitors, which may not appeal to tech-savvy owners.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#5 – USAA: Best for Military Benefits

Pros

• Military Benefits: USAA is known for offering exceptional benefits to military families, making it the go-to choice for the best Norman, OK, auto insurance owners who are active or retired military.
• A++ A.M. Best Rating: USAA has an A++ rating, showing its strong financial stability. Be sure to read a USAA auto insurance review to see why it’s a trusted choice for coverage.
• 10% Bundling Discount: USAA offers a solid bundling discount for owners who choose multiple insurance policies.

Cons

• Exclusively for Military: USAA only serves military families, meaning non-military owners are excluded from its offerings.
• Limited Availability of Local Agents: While the service is excellent, some owners may prefer more in-person support that USAA may not provide in all locations.

#6 – Liberty Mutual: Best for Flexible Coverage

Pros

• Flexible Coverage: Liberty Mutual offers flexible coverage options to the best Norman, OK, auto insurance owners who wish for a customized approach.
• 25% Bundling Discount: Liberty Mutual offers a discount for combining auto insurance with other policies. Read the Liberty Mutual auto insurance review to learn more.
• A-rated Financial Stability: Liberty Mutual’s A rating ensures reliability and financial stability for the best Norman, OK, auto insurance owners, which they need when choosing insurance.

Cons

• Higher Premiums for Some Drivers: Liberty Mutual might be slightly more expensive than the competition, particularly for younger or higher-risk drivers.
• Fewer Local Agent Options for Certain Owners: Liberty Mutual’s digital-first approach may not attract owners who enjoy more personalized, in-person service.

#7 – Allstate: Best for Valuable Options

Pros

• Valuable Add-on Coverage Options:  Allstate offers valuable add-on coverage options, making it a strong competitor for the best Norman, OK, auto insurance owner with additional protection needs.
• 25% Bundling Discount: Allstate can offer a competitive bundling discount, which will benefit owners who combine their auto insurance with other types of coverage. 
• A+ A.M. Best Rating: Allstate’s A+ rating reflects its great financial strength, making it a reliable choice for the best Norman, OK, auto insurance owner.

Cons

• Complex Policies: Some owners might find Allstate’s policy options overwhelming, as they offer a variety of add-ons that can complicate the selection process.
• Potentially High Rates: Allstate’s rates may be higher, particularly for young or high-risk drivers. An Allstate auto insurance review can clarify their pricing.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#8 – Nationwide: Best for Bundling Discounts

Pros

• Bundling Discounts: Nationwide offers great bundling discounts, allowing the best Norman, OK, auto insurance owners to save when combining multiple policies.
• A+ A.M. Best Rating: Nationwide’s strong A+ rating ensures that it is financially sound, providing owners with peace of mind.
• Flexible Coverage: This provider offers flexible coverage options, making it suitable for the best auto insurance owners in Norman, OK.

Cons

• Higher Premiums for Younger Drivers: Younger drivers may pay higher premiums with Nationwide. A Nationwide auto insurance review can help assess if their rates suit your needs.
• Limited Local Agent Presence: Owners who prefer in-person interactions with agents might find Nationwide’s limited local agent presence a disadvantage.

#9 – American Family: Best for Young Driver

Pros

• Young Driver-Friendly: American Family offers great policies for young drivers, making it a strong option for the best Norman, OK auto insurance owners with teenage or early 20s drivers.
• 25% Bundling Discount: American Family offers a bundling discount, saving you money when combining auto and other policies. Check out the American Family auto insurance review for details.
• A-rated Financial Strength: With an A rating, the American Family boasts sound financial strength, ensuring it covers the best Norman, OK, car insurance owners.

Cons

• Online Tools: Like other providers, American Family’s online tools might be slightly underdeveloped compared to its competitors, fraying tech-savvy owners’ nerves.
• Higher Rates for Some Drivers: American Families may have higher rates for certain high-risk drivers, which could disadvantage owners in those categories.

#10 – Travelers: Best for Policy Bundling

Pros

• Policy Bundling: Travelers offers great policy bundling options, which allow the best Norman, OK, auto insurance owners to save when combining policies.
• A++ A.M. Best Rating: Travelers boasts an A++ rating, reflecting its strong financial position and reliability for best Norman, OK auto insurance owners.
• 13% Bundling Discount: Travelers offers a good bundling discount, making it relatively affordable for owners who want to bundle their auto insurance with other types of coverage.

Cons

• More costly for others: Travelers’ premiums may be higher for those with a claims history or younger drivers, making a Traveler’s auto insurance review important to understand your rates.
• Limited Customization Options: Travelers may offer fewer customization options than some other providers, which could be limiting for owners who want tailored coverage.