Best VIN Etching Auto Insurance Discounts in 2024 (Save up to 15% With These Companies)

The best VIN etching auto insurance discounts offer a discount if your car has the VIN etched somewhere on the vehicle. 

Every automobile has a unique, federally registered vehicle identification number, or VIN. If you inscribe the VIN on your car’s glass surfaces, you could earn a VIN etching discount on your auto policy.

Our Top 10 Company Picks: Best VIN Etching Auto Insurance Discounts

Company	Rank	Savings Potential	A.M. Best	Who Qualifies?
	#1	15%	A+	Insured with VIN etching and comprehensive
	#2	12%	A+	Drivers with VIN etching in anti-theft plan
	#3	10%	A+	Customers with glass VIN etching
	#4	9%	B	Insured using VIN etching to prevent theft
	#5	8%	A++	Policyholders with VIN etching
	#6	7%	A	Drivers with VIN etching and anti-theft device
	#7	6%	A	Customers with VIN etching for theft protection
	#8	5%	A++	Drivers with VIN etching and full coverage
	#9	5%	A	Drivers with VIN etching in anti-theft package
	#10	4%	A	Drivers with comprehensive and VIN etching

Keep reading to learn why this is one of the auto insurance discounts to ask for and discover how safety discounts can help you get cheap car insurance rates regardless of your age, driving record, and coverage needs.

After learning where to buy VIN etching discount auto insurance, remember to enter your ZIP code into our free rate tool above to compare quotes from the top providers in your city.

How to Get a VIN Etching Auto Insurance Discount 

What is a VIN etching discount? A VIN etching discount is a safety discount because you’ve decreased your chances of falling victim to auto theft. VIN etching means your vehicle’s unique number is engraved on the car.

The engravement is typically located at the bottom of the glass, leaving your view unobstructed. So why do it in the first place? Does VIN etching help prevent auto theft? Fortunately, it does. According to the National Insurance Crime Bureau (NICB), window etching discourages thieves from stealing vehicles because they need to replace all glass surfaces before the car can be re-sold.

Doing so would be both costly and suspicious. It also makes it more difficult for the thief to make a profit. Police can also use that number to identify the stolen vehicle more easily.

However, the rate reduction usually only applies to comprehensive coverage, not the basic liability coverage required by law in most states. VIN etching solely prevents auto theft, and auto theft is only covered by comprehensive insurance policies.

Learn More: Auto Insurance Coverage Options

So, while there’s no specific VIN etching State Farm discount for policies without comprehensive insurance, you can still earn rate reductions from that company for investing in anti-theft technology.

Ultimately, even if you don’t earn a VIN etching discount, it can still help you save money.

If your vehicle is stolen, your provider only covers the actual cash value of the car, not the original purchase amount. Typically, that is not equal to the cost of replacing your car.

Comprehensive coverage also usually has a deductible associated with it, which you’d also have to pay if your car is stolen. VIN etching helps prevent all of these problems.

Best Companies for VIN Etching Auto Insurance Discounts

Currently, 10 national providers offer VIN etching discount auto insurance quotes to drivers. Customers save at least 4% on their annual premiums by earning this deal.

Take a look at a complete list below to verify if you already are signed up for VIN etching discount auto insurance company.

Min. Coverage Auto Insurance Rates After VIN Etching Discount

Insurance Company	Monthly Rates
	$53
	$48
	$52
	$56
	$60
	$50
	$43
	$58
	$41
	$51

It’s possible local agencies near you also offer this savings opportunity to clients. Plus, not every company is active in every region for every driver. For example, the USAA VIN etching discount is only for military personnel and their families; the company doesn’t serve civilians.

Other factors, like your age, driving record, and local auto insurance laws, also impact your total insurance costs (Learn More: These Factors Affect your Auto Insurance Rates). See below what the top companies with VIN etching discounts charge for different driving records. 

So, to secure your cheapest possible rates, compare quotes online from multiple providers, even those without a VIN etching discount.

Other Ways to Save on Auto Insurance 

Safe drivers will qualify for the most discounts, as they will have lower rates to start and can save with usage-based programs, but you can also save just by having safety features installed in your car. 

Insurance companies offer a variety of discounts if you have certain safety features, such as lane departure warning or electronic stability control. Other common standard safety and anti-theft discounts offered by auto insurance providers include:

• Adaptive Cruise Control Discount
• Adaptive Headlights Discount
• Anti-Lock Brakes Discount
• Daytime Running Lights Discount
• Forward Collision Warning Discount

It’s a good idea to ask about additional auto insurance discounts that you might earn, like a vehicle recovery discount. Through some companies, you earn one generic safety discount that increases depending on how many safety features are installed on your vehicle.

Securing Lower Rates With a VIN Etching Discount

If your VIN is inscribed into your vehicle’s glass surfaces, consider asking for a VIN etching discount from your insurance provider. This discount is ideal for people who live in places with higher-than-average auto theft rates (Read More: Cities With the Highest Vehicle Theft Rates).

Now that you know more about affordable VIN etching discount auto insurance rates, compare quotes from the best companies in your area by entering your ZIP code into our free tool below.