Best Auto Insurance for Round Table Delivery Drivers in 2025 (Top 10 Companies Ranked)

Discover the best auto insurance for Round Table delivery drivers from Erie, Progressive, and Nationwide, with rates starting at $54/month from Erie.

Erie stands out because it gives great protection and good value to those who spend their time on the road.

Our Top 10 Company Picks: Best Auto Insurance for Round Table Delivery Drivers

Progressive provides reliable and flexible auto insurance coverage options, while Nationwide offers strong customer service and comprehensive protection for delivery drivers. These providers offer specialized coverage that’s just right for delivery drivers.

Find the best auto insurance rates no matter how much coverage you need by entering your ZIP code into our comparison tool today.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#1 – Erie: Top Pick Overall

Pros

• Affordable Rates: Erie gives Round Table delivery drivers the best auto insurance with the lowest minimum coverage at just $54 per month.
• Customizable Policies: Erie lets delivery drivers customize their coverage to fit their needs. Check out our Erie Auto Insurance Review for more info.
• Great Customer Service: Erie offers top-notch customer service, making it easy and reliable for Round Table delivery drivers to get the help they need.

Cons

• Limited Availability: Erie’s auto insurance for Round Table delivery drivers isn’t available in every state, so some drivers may not have access to it.
• Few Discounts: Erie’s auto insurance options for Round Table delivery drivers lack extensive discounts compared to competitors.

#2 – Progressive: Best for Rideshare Coverage

Pros

• Competitive Rates: Progressive offers the best auto insurance for Round Table delivery drivers, with rates at $65 per month. Explore our Progressive Auto Insurance Review for more.
• Usage-Based Discounts: The best auto insurance for Round Table delivery drivers includes Progressive’s Snapshot program, rewarding safe driving habits.
• Wide Availability: Progressive is available all across the country, making it easy for Round Table delivery drivers to get great auto insurance wherever they are.

Cons

• Limited Policy Customization: Progressive’s auto insurance for Round Table delivery drivers might not offer as many tailored options as other insurers.
• Customer Service Variability: Progressive’s auto insurance experience for Round Table delivery drivers may vary based on location.

#3 – Nationwide: Best for Comprehensive Policies

Pros

• Moderate Rates: Nationwide offers the best auto insurance for Round Table delivery drivers, with minimum coverage rates starting at $61 per month.
• Accident Forgiveness: Nationwide’s accident forgiveness makes it a top choice for Round Table delivery drivers. Learn more in our Nationwide Auto Insurance Review.
• Vanishing Deductible: Nationwide’s vanishing deductible program makes it an even better choice for Round Table delivery drivers.

Cons

• Limited Customization: Nationwide’s auto insurance for Round Table delivery drivers may not offer as many tailored options.
• Higher Add-On Costs: Additional features under the best auto insurance plans for Round Table delivery drivers can raise premiums.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#4 – USAA: Best for Military Benefits

Pros

• Low Rates for Military: USAA offers affordable auto insurance for military Round Table delivery drivers, with rates starting at just $58 a month.
• Excellent Service: USAA is known for top-notch customer service, and it ensures that military delivery drivers are well taken care of. For more information, read our USAA Auto Insurance Review.
• Comprehensive Discounts: Discounts make USAA the best auto insurance option for eligible military Round Table delivery drivers.

Cons

• Membership Restrictions: USAA’s auto insurance for Round Table delivery drivers is limited to military members and their families.
• Limited Local Offices: USAA’s auto insurance support for Round Table delivery drivers lacks physical office locations.

#5 – State Farm: Best for Reliable Discounts

Pros

• Affordable Coverage: State Farm’s competitive rates, at $64 per month, make it the best auto insurance for Round Table delivery drivers.
• Strong Financial Stability: Its reliability makes it a top choice for Round Table delivery drivers. Our State Farm Auto Insurance Review provides more details about the company.
• Discount Opportunities: State Farm’s discount programs make it one of the best auto insurance providers for Round Table delivery drivers.

Cons

• New Customer Discount Limits: New drivers may not fully benefit from the best auto insurance discounts for Round Table delivery drivers.
• Higher Full Coverage Premiums: Full coverage auto insurance for Round Table delivery drivers can be more expensive.

#6 – The Hartford: Best for Superior Support

Pros

• Specialized Plans for Seniors: The Hartford provides the best auto insurance for older Round Table delivery drivers, including unique benefits.
• Exclusive Discounts: AARP members enjoy the best auto insurance discounts for Round Table delivery drivers, with rates starting at $70 per month.
• Roadside Assistance Included: The Hartford offers roadside assistance as part of its auto insurance for Round Table delivery drivers.

Cons

• Higher Base Rates: The Hartford’s auto insurance for Round Table delivery drivers is more expensive than other providers, starting at $70/mo.
• Age Requirements: Hartford’s best auto insurance benefits for Round Table delivery drivers focus on older drivers. Check our The Hartford Company Auto Insurance Review.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#7 – Geico: Best for Cost Savings

Pros

• Low Rates: Geico offers top auto insurance rates for Round Table drivers, starting at $62/mo. To learn more, check out our Geico Auto Insurance Review.
• Easy to Use App: Geico’s app makes managing your insurance simple for tech-savvy Round Table delivery drivers.
• Safe Driver Discounts: Geico makes auto insurance affordable for Round Table delivery drivers by rewarding clean driving records with extra savings.

Cons

• Limited Local Agents: Geico’s auto insurance services for Round Table delivery drivers lack in-person support options.
• Limited Customization: Geico’s best auto insurance for Round Table delivery drivers may offer fewer customization options compared to some competitors.

#8 – Liberty Mutual: Best for Flexible Coverage

Pros

• Flexible Coverage Options: Liberty Mutual’s customizable plans make it the best auto insurance for Round Table delivery drivers.
• Competitive Rates: Liberty Mutual’s minimum coverage of $68 per month makes it one of the best auto insurance options for Round Table delivery drivers.
• Accident Forgiveness: Liberty Mutual provides the best auto insurance protection for Round Table delivery drivers with accident forgiveness programs.

Cons

• Expensive Add-Ons: Optional features can make Liberty Mutual’s auto insurance for Round Table delivery drivers more expensive.
• Slow Claims Process: Liberty Mutual’s auto insurance claims processing may face occasional delays. Get more details in our Liberty Mutual Auto Insurance Review.

#9 – Farmers: Best for Tailored Options

Pros

• Moderate Rates: Farmers offers the best auto insurance for Round Table delivery drivers, with rates starting at $67 per month.
• Extensive Discounts: Farmers’ robust discounts make it one of the best auto insurance options for Round Table delivery drivers.
• Local Agents: Farmers’ strong network of agents delivers the best auto insurance support for Round Table delivery drivers. For more info, read this Farmers Auto Insurance Review.

Cons

• Young Driver Rate Hike: Younger drivers may find Farmer’s auto insurance rates for Round Table delivery drivers less affordable.
• Limited Online Tools: Farmers may lack some advanced digital features that other pizza delivery insurance companies have.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#10 – Allstate: Best for Local Agents

Pros

• Competitive Rates: Allstate offers the best auto insurance for Round Table delivery drivers, with minimum coverage starting at $66 per month.
• Claim Satisfaction Guarantee: If Round Table delivery drivers are not satisfied with their claim experience, Allstate guarantees that they will reevaluate their claim. For more info, explore our Allstate Auto Insurance Review.
• Accident Forgiveness Option: Allstate’s accident forgiveness allows Round Table delivery drivers to avoid an increase in their premiums after their first at-fault accident.

Cons

• Limited Discounts: Allstate’s discount options are fewer compared to other auto insurance providers for Round Table delivery drivers.
• Restrictive Coverage Options: Some drivers may find coverage options more limited than those of other competitors, especially for pizza delivery needs.

Personal Auto Insurance vs. Commercial Insurance for Round Table Pizza Delivery

The type and cost of Round Table Pizza auto insurance are based on risk, with delivery driving considered a high-risk occupation. The U.S. National Library of Medicine reports that delivery drivers face some of the highest fatality rates due to frequent driving, tight schedules, and navigating in all conditions.

Round Table Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level

Most personal auto policies exclude coverage for work-related accidents, leaving drivers financially exposed if an incident occurs. Insurers may even cancel policies if they discover commercial use without proper coverage, making personal insurance insufficient for delivery work. 

Commercial auto insurance is designed for vehicles used for work, offering liability coverage and, in some cases, protection for vehicle damage. While more expensive, it safeguards drivers and their livelihood. Employers like Round Table Pizza may require proof of such insurance to ensure compliance and reduce liability risks.

Employers like Round Table Pizza often require proof of commercial auto insurance to meet legal requirements and reduce potential liability. This helps protect both the business and its drivers, ensuring that they are covered for the unique risks associated with delivery driving. Find the best auto insurance for pizza delivery drivers here.

Auto Insurance Options for Pizza Delivery Drivers

As a delivery driver, especially for services like Round Table Pizza, adding commercial auto insurance to your policy is essential for protecting yourself during deliveries. Rates for delivery drivers can vary significantly based on the type of vehicle used. One factor that affects delivery driver auto insurance rates is the vehicle you drive, as this table shows.

Monthly Commercial Auto Insurance Rates by Vehicle & Coverage Type

For most Round Table Pizza drivers using personal vehicles, insurance rates tend to be more affordable. However, drivers using larger vehicles such as trucks face higher premiums due to increased risk and vehicle size.

Every day is a good day to save some money! See if you could improve your insurance rates – get a quote today! https://t.co/HzrnUt3hz7

— Progressive (@progressive) August 31, 2023

It’s important for delivery drivers to review their policies regularly to ensure they have the right level of coverage for both personal and business use.

Additionally, maintaining proper documentation of deliveries and staying updated on changes in state regulations can help manage insurance costs effectively.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

Food Delivery Auto Insurance Discounts

As a food delivery driver, liability insurance should be your top priority. This coverage helps protect you from financial responsibility if you are at fault in an accident, covering both bodily injury and property damage.

Auto Insurance Discounts From the Top Providers for Round Table Delivery Drivers

Round Table Pizza, like many food delivery services, requires drivers to maintain at least the state minimum liability insurance. However, given the nature of delivery work, it’s wise to consider higher coverage limits to ensure greater protection. For more details about the rates and requirements of food truck auto insurance, check out this article.

Consulting with your insurance agent can help you determine the best coverage options suited to your needs. They can guide you in selecting the right policy to provide sufficient protection beyond the state minimum.

What Happens If an Accident Occurs While You Are on the Clock

If you’re at fault for an accident while delivering, you’re responsible for any damages, which may include repairs, medical expenses, legal fees, and lost income. Having commercial auto insurance and solid liability coverage is essential to protect yourself financially in such situations.

Adequate coverage provides peace of mind, helping you manage the costs of unexpected events. Whether it’s a minor incident or a more serious collision, being properly insured with the right types of car insurance coverage can prevent significant out-of-pocket expenses and ensure you’re prepared for the aftermath.

Case Studies: Customized Auto Insurance for Round Table Delivery Drivers

When picking the right car insurance, it’s important to understand what makes Round Table delivery drivers’ needs unique. View this “Compare Auto Insurance Companies” guide for more info.

Case Study #1: James, Part-Time Driver Chooses Erie

James, who works part-time delivering for Round Table, wanted dependable insurance to keep him protected while spending a lot of time on the road. With Erie, his rates decreased to just $54/month, so he stays covered without spending too much money.

Case Study #2: Mark, A Full-Time Driver, Chooses Progressive

Mark works full-time as a delivery driver, making sure every package gets to the right place. To stay protected on the road, he turned to Progressive, which provided a plan made just for him. He feels confident and supported whenever he heads out for a delivery.

Case Study #3: Alex, New Driver Chooses Nationwide

Alex just started a new job as a delivery driver for Round Table and needed insurance that wouldn’t break the bank. Nationwide came through for him with a plan that costs $61 a month, giving him the protection he needed to feel safe and confident while on the job.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

Choosing the Best Auto Insurance for Round Table Delivery Drivers

Choosing the best auto insurance for Round Table delivery drivers means getting affordable and reliable auto insurance coverage.

Each driver’s situation is different, and so are their insurance needs. Companies like Erie, Progressive, and Nationwide are great choices because they offer affordable rates and coverage that are made to fit delivery drivers. From protecting part-time drivers to supporting those on the road full-time, these insurers provide the flexibility and peace of mind delivery drivers depend on.

Start comparing pizza delivery auto insurance rates by entering your ZIP code here.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption