Best Auto Insurance for Round Table Delivery Drivers in 2024
Searching for Round Table Pizza auto insurance? Round Table does not provide its own auto insurance. The company requires that all of its drivers carry the state minimum liability coverage. If you are at fault for an accident while out for delivery, you will be responsible for any damages. That's why it's important to make sure you have commercial auto insurance and decent liability coverage. Because insurance companies consider delivery driver a high-risk profession by insurance companies, your rates may go up an average of $100 a month or more for food delivery auto insurance. Learn more.
Read moreFree Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Nov 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
On This Page
- Round Table Pizza does not provide auto insurance for its drivers.
- If you are at fault for an accident while out for delivery, you will be responsible for any damages.
- As a delivery driver, you will need commercial auto insurance.
As a delivery driver for Round Table Pizza, auto insurance is your responsibility. The company does not provide auto insurance for its drivers.
That means that it’s up to you to make sure you have auto insurance. That brings up a good question: What types of auto insurance do you need?
And that’s not the only question you need to consider. Does being a pizza delivery driver affect auto insurance rates? Do delivery services provide auto insurance coverage for drivers? Who is ultimately responsible for car insurance when delivering for Round Table Pizza? Do you need special auto insurance as a delivery driver?
Read on to find the answers to these questions and make sure you are protected while on the road delivering for Round Table Pizza.
To find affordable delivery driver auto insurance quotes near you, enter your ZIP code above. We’ll help you find delivery driver auto insurance companies near you.
Do you need personal auto insurance vs. commercial insurance for Round Table Pizza delivery?
For the most part, the type and cost of Round Table Pizza auto insurance are based on risk. Auto insurance companies consider delivery driver a high-risk occupation. In fact, the U.S. National Library of Medicine notes that driver fatalities among delivery drivers are among the highest in the nation.
Based on this risk assessment, the type of insurance you need will be more extensive than your personal auto insurance. That also means that rates will be higher.
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption
Is auto insurance available for pizza delivery drivers?
As a delivery driver, your insurance company will likely require that you add commercial auto insurance to your existing policy.
One factor that affects delivery driver auto insurance rates is the vehicle you drive, as this table shows.
Monthly Costs for Commercial Auto Insurance by Vehicle & Coverage Type
| Vehicle Type | Minimum Coverage | Full Coverage |
|---|---|---|
| Cab | $417 | $833 |
| Car | $50 | $200 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Semi | $667 | $1,042 |
Since most Round Table Pizza drivers use their own car, the rates will be on the lower end. A truck driver delivering supplies for Round Table Pizza will have much higher rates.
How do you buy food delivery auto insurance?
What are food delivery driver auto insurance options?
Liability insurance should be your top priority as a delivery driver. This type of insurance covers bodily and property damage if you are at fault in an accident.
Round Table Pizza, like most food delivery services, requires its driver to carry at least the state minimum in liability insurance.
Search the table below to find the requirements for your state.
Minimum Liability Auto Insurance Requirements by State
| States | Insurance Required | Minimum Liability Requirements |
|---|---|---|
| Alabama | BI & PD Liab | 25/50/25 |
| Alaska | BI & PD Liab | 50/100/25 |
| Arizona | BI & PD Liab | 15/30/10 |
| Arkansas | BI & PD Liab, PIP | 25/50/25 |
| California | BI & PD Liab | 15/30/5 |
| Colorado | BI & PD Liab | 25/50/15 |
| Connecticut | BI & PD Liab, UM, UIM | 25/50/20 |
| Delaware | BI & PD Liab, PIP | 25/50/10 |
| Florida | PD Liab, PIP | 10/20/10 |
| Georgia | BI & PD Liab | 25/50/25 |
| Hawaii | BI & PD Liab, PIP | 20/40/10 |
| Idahoe | BI & PD Liab | 25/50/15 |
| Illinois | BI & PD Liab, UM, UIM | 25/50/20 |
| Indiana | BI & PD Liab | 25/50/25 |
| Iowa | BI & PD Liab | 20/40/15 |
| Kansas | BI & PD Liab, PIP | 25/50/25 |
| Kentucky | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
| Louisiana | BI & PD Liab | 15/30/25 |
| Maine | BI & PD Liab, UM, UIM, Medpay | 50/100/25 |
| Maryland | BI & PD Liab, PIP, UM, UIM | 30/60/15 |
| Massassachusetts | BI & PD Liab, PIP | 20/40/5 |
| Michigan | BI & PD Liab, PIP | 20/40/10 |
| Minnesota | BI & PD Liab, PIP, UM, UIM | 30/60/10 |
| Mississippi | BI & PD Liab | 25/50/25 |
| Missouri | BI & PD Liab, UM | 25/50/25 |
| Montana | BI & PD Liab | 25/50/20 |
| Nebraska | BI & PD Liab, UM, UIM | 25/50/25 |
| Nevada | BI & PD Liab | 25/50/20 |
| New Hampshire | FR only | 25/50/25 |
| New Jersey | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
| New Mexico | BI & PD Liab | 25/50/10 |
| New York | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
| North Carolina | BI & PD Liab, UM, UIM | 30/60/25 |
| North Dakota | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
| Ohio | BI & PD Liab | 25/50/25 |
| Oklahoma | BI & PD Liab | 25/50/25 |
| Oregon | BI & PD Liab, PIP, UM, UIM | 25/50/20 |
| Pennsylvania | BI & PD Liab, PIP | 15/30/5 |
| Rhode Island | BI & PD Liab | 25/50/25 |
| South Carolina | BI & PD Liab, UM, UIM | 25/50/25 |
| South Dakota | BI & PD Liab, UM, UIM | 25/50/25 |
| Tennessee | BI & PD Liab | 25/50/15 |
| Texas | BI & PD Liab, PIP | 30/60/25 |
| Utah | BI & PD Liab, PIP | 25/65/15 |
| Vermont | BI & PD Liab, UM, UIM | 25/50/10 |
| Virginia | BI & PD Liab, UM, UIM | 25/50/20 |
| Washington | BI & PD Liab | 25/50/10 |
| Wasington D.C. | BI & PD Liab, UM | 25/50/10 |
| West Virginia | BI & PD Liab, UM, UIM | 25/50/25 |
| Wisconsin | BI & PD Liab, UM, Medpay | 25/50/10 |
| Wyoming | BI & PD Liab | 25/50/20 |
Due to the risk associated with food delivery, it is worth considering coverage higher than state minimums. Talk with your insurance agent to find out what will work best for you.
Read more:
- Food Truck Auto Insurance: Rates & Requirements
- Pizza Delivery Auto Insurance: Rates & Requirements
- Publix Food Delivery Auto Insurance: Rates & Requirements
What happens if an accident occurs while you’re on the clock?
If you are at fault for an accident while out for delivery, you will be responsible for any damages. That’s why it’s important to make sure you have commercial auto insurance and decent liability coverage.
Don’t buy delivery driver auto insurance without reviewing all of your options. With one quick click on the box below, you can find multiple delivery driver auto insurance companies in your area.
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.