Cheap Auto Insurance in Pennsylvania (2024)
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Nov 14, 2024
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| Pennsylvania Statistics Summary | Details |
|---|---|
| Road Miles in Pennsylvania | Vehicle Miles: 99,882 millions Miles of Roadway: 120,039 |
| Vehicles | Registered Vehicles: 10,108,442 Motor Vehicle Thefts: 13,040 |
| Population | 12,807,060 |
| Most Popular Vehicle in Pennsylvania | Honda CR-V |
| Uninsured%/Underinsured% | 7.60% |
| Total Driving Related Deaths | Speeding Fatalities: 468 DUI Fatalities: 314 |
| Full Coverage Average Premiums | Liability: $495.02 Collision: $307.31 Comprehensive: $132.01 Full Coverage: $934.34 |
| Cheapest Provider | USAA |
Whether you are driving through many scenic byways in the Keystone state or commuting to the office in the Steel City, you need car insurance to drive in the state.
But we understand that researching about insurance coverage in your state is often confusing and painful. You will have to spend hours looking for the best resources, collect data, etc.
In the market for Pennsylvania automobile insurance? Sometimes searching for a provider can be difficult.
Whether you live in a big city like Philadelphia, Pittsburgh, or Allentown, or a lesser populated area such as Erie or Reading, AutoInsuranceEZ.com makes getting quotes easy. Just enter your zip code to get started.
Car Insurance Coverage and Rates in Pennsylvania
We know that the best auto insurance policy is the one that we need.
But what how to figure what feature of the policy is applicable or relevant for me?
After all, a policy not only needs to provide adequate coverage but also should be economical. You should know what feature to drop and what to purchase in a plan.
In the guide, we will help you answer these and more.
Pennsylvania’s Car Culture
Pennsylvania has a rich automotive history showcased through its various museums. The Keystone State is also home to the iconic Pocono Raceway that hosts IndyCar and NASCAR races.
Unfortunately, the racing heritage is slightly extended to the public roads with drivers sometimes exceeding the speed limit by more than 10 miles per hour.
Slow down and follow the rules! It’s for everyone’s safety.
Minimum Insurance Coverage Required in Pennsylvania
Before you figure out what is the best insurance coverage, you should know about the insurance laws applicable in the State of Independence.
Pennsylvania is among the few states that provide a ‘choice‘ insurance model to its residents. You can either opt for a ‘full tort’ and ‘limited tort’ coverage, which will change the coverage in case of injury in a car accident.
Under a full tort coverage, you are responsible for the damage caused to others and reserves the right to sue if someone else has injured you in an accident.
In limited tort, you are the under the no-fault system. In case of an accident that resulted in injury, you will be compensated by your insurer for medical costs regardless of fault.
However, under limited tort, you are restricted for your right to sue the other driver for an injury.
You can step out of the no-fault system in case you suffer a severe injury such as serious impairment of a body function, or severe and permanent disfigurement.
All vehicles registered in Pennsylvania must have minimum liability insurance coverage.
The law in Pennsylvania requires you to purchase the following minimum liability insurance regardless of the choice of coverage you want to get:
- $15,000 for injury or death of one person in an accident or $30,000 per accident that results in injury or death of more than one person
- $5,000 property damage protection when you’re at fault
In case you choose a no-fault plan, you also have to purchase the medical payments coverage:
- $5,000 medical benefits protection that covers you or your passengers in case of an accident regardless of fault
While buying the minimum liability coverage will keep you compliant with the law, it may not be financially prudent to drive with minimum coverage.
If you do not have enough liability coverage, and you are at-fault in an accident, you will have to bear all the expenses that your insurance does not cover.
Let us now review why the minimum liability protection is required:
Liability coverage will kick in if you cause damage to other vehicle or property. E.g., if you rear-end a car and are held at fault, your insurer will compensate the third-party up to your policy limit.
However, $5,000 may not be enough if you hit an expensive car or accidentally cause substantial property damage. If the damage claim exceeds the amount covered under your policy, you will have to pay out of pocket.
This video will help you understand the concept of liability insurance:
https://www.youtube.com/watch?v=04SZGS6DdVM
To protect yourself against financial injury, you should purchase additional liability insurance than the minimum mandated by the state law.
Forms of Financial Responsibility Required in Pennsylvania
It is mandatory to maintain vehicle liability insurance in Pennsylvania.
Any lapse in vehicle insurance may result in registration suspension.
Also, do not drive without insurance. Not only it’s financially risky, but also, you can attract fine and license suspension. DMV can also revoke your license plate and registration.
You would have to pay a $500 fine to avoid registration suspension along with registration restoration fee.
Do not make the mistake of driving without insurance.
In place of motor insurance, you can also apply for self-insurance with PennDOT.
To get approved for self-insurance, you would submit the following to PennDOT:
- Financial statements that show your latest financial condition
- Minimum collateral of $50,000 for one vehicle
– Premiums as a Percentage of Income in Pennsylvania
How to save on premiums?
To answer this question, we need to understand what are you paying compared to your other drivers in the state.
The benchmark premium rate will help you analyze an insurance quote that you may receive from an insurer.
| Percentage of Income | 2014 | 2013 | 2012 |
|---|---|---|---|
| Pennsylvania | 2.24% | 2.28% | 2.23% |
| National Average | 2.40% | 2.43% | 2.34% |
On average, premiums amount to a lower share of income compared to the national percentage.
However, the numbers we shared above are average numbers. These may not necessarily be relevant in your case. Please use our FREE calculator to what percentage of your income is spent on car insurance.
CalculatorPro
Core Car Insurance Coverage in Pennsylvania
The lower share of income is due to a higher disposable income, coupled with a lower average premium than the national average.
| Percentage of Income | Disposable Income (Average) | Full Coverage Premium (Average) |
|---|---|---|
| Pennsylvania | $42,414 | $950.42 |
| National Average | $40,859 | $981.77 |
As per the data from the National Association Of Insurance Commissioners, the average premium for full coverage is $950, which is more than $30 less than the national average.
Auto insurance premium in Pennsylvania is at par with the national average.
However, you can further save by using the following methods:
- Optimize your deductible
- Have all your cars in a single policy
- Complete a certified defensive driving course
- Equip your cars with safety equipment such as anti-theft alarm
- Reduce your annual mileage
Additional Liability Coverage in Pennsylvania
| Loss Ratio (%) | 2014 | 2013 | 2012 | |||
|---|---|---|---|---|---|---|
| PA | US | PA | US | PA | US | |
| PIP | 69.95 | 69.41 | 73.47 | 74.69 | 73.99 | 82.31 |
| Med Pay | 11.97 | 74.05 | 236.43 | 76.85 | 98.02 | 78.49 |
| Uninsured/Underinsured | 58.12 | 67.33 | 60.74 | 67.22 | 61.55 | 67.55 |
If you opt for no-fault insurance, you are required to purchase the medical benefits rider. However, Pennsylvania law does not require you to purchase PIP or uninsured motorists coverage.
It is however prudent that you consider the add-ons as they provide additional financial protection in case of an accident.
Medical Payments
Medical Payment coverage is expected to cover your medical expenses in case of an accident up to the limits of your policy. The ‘MedPay’ coverage pays you regardless of who was at fault in an accident.
Personal Injury Protection (PIP)
You can opt for PIP that includes several benefits, including medical payment, lost wages, funeral expenses, etc.
However, please remember that MedPay and PIP both are primary benefits that provide medical coverage in case of an accident.
The difference is that PIP also provides additional coverages such as lost wages and funeral expenses.
Uninsured/Underinsured Motorist Coverage
Pennsylvania has more than 7 percent of drivers that carry no insurance or less than required insurance on the road.
If a driver who is not carrying liability coverage hits you, he or she will not be able to call an insurance company for a claim. If the person does not have enough assets to pay out of pocket for damages, he or she may declare bankruptcy.
Who is going to pay for damages in such a case?
This is why you should consider purchasing uninsured/underinsured coverage.
https://www.youtube.com/watch?v=LH-6wizPE-g
But it is also essential that the insurer can settle the claim.
Loss Ratio is an excellent measure to figure out if your insurer can pay a claim.
It is the ratio of total premiums earned by an insurer against total claims settled.
A high ratio may indicate that although the insurer is likely to settle your claim, your premium might increase in the near future.
Conversely, a low loss ratio might indicate that the insurer will not settle your claim.
The loss ratio is at par with the national average, which indicates that on average, you are expected to receive claim settlements for all legitimate claims.
Add-ons, Endorsements, and Riders
When selecting your coverage, you can also consider the following add-ons and riders that caters to your specific requirements:
- Guaranteed Auto Protection (GAP)
- Personal Umbrella Policy (PUP)
- Emergency Roadside Assistance
- Mechanical Breakdown Insurance
- Rental Reimbursement
- Modified Car Insurance Coverage
- Classic Car Insurance
- Non-Owner Car Insurance
- Pay-As-You-Drive or Usage-Based Insurance
Insurance Premium Rates by Gender – Male vs. Female Rates
Now that you have reviewed the different insurance options, it’s time we examine what factors impact your premium rate.
A better standing on the important factors might help you get more discounts on your insurance rates.
| Company | Married 35-year old female | Married 35-year old male | Married 60-year old female | Married 60-year old male | Single 17-year old female | Single 17-year old male | Single 25-year old female | Single 25-year old male |
|---|---|---|---|---|---|---|---|---|
| Allstate F&C | $2,500.83 | $2,500.83 | $2,307.05 | $2,307.05 | $8,377.10 | $8,377.10 | $2,751.49 | $2,751.49 |
| Geico Cas | $2,050.13 | $1,773.78 | $1,932.09 | $1,672.62 | $5,122.03 | $4,441.41 | $2,063.97 | $1,785.69 |
| First Liberty Ins Corp | $3,969.70 | $3,969.70 | $3,637.16 | $3,637.16 | $11,576.65 | $11,576.65 | $5,037.27 | $5,037.27 |
| Nationwide P&C | $1,909.07 | $1,909.07 | $1,807.43 | $1,807.43 | $5,346.15 | $5,346.15 | $2,138.83 | $2,138.83 |
| Progressive Specialty | $2,795.84 | $2,795.84 | $2,498.30 | $2,498.30 | $8,952.27 | $8,952.27 | $3,557.57 | $3,557.57 |
| State Farm Mutual Auto | $1,685.65 | $1,685.65 | $1,487.48 | $1,487.48 | $5,944.71 | $5,944.71 | $1,859.05 | $1,859.05 |
| Travelers Home & Marine Ins Co | $1,747.11 | $1,747.11 | $1,882.23 | $1,882.23 | $25,635.88 | $25,635.88 | $2,104.67 | $2,104.67 |
| USAA | $1,148.03 | $1,148.03 | $1,037.62 | $1,037.62 | $3,463.40 | $3,463.40 | $1,524.42 | $1,524.42 |
Insurers in Pennsylvania do not differentiate based on gender but do consider your age when calculating your premium rate.
Teen drivers generally have to pay the highest premium. However, they can shop around to find the insurer that provides the most economical premium rate.
Insurance Rates by Zip Code in Pennsylvania
Insurance premium also differs by zip code as insurers consider local data points while calculating rates. E.g., if there have been a lot of car thefts in your zip code, insurers might see this as an additional risk and increase your premium rates.
| 25 Most Expensive Zip Codes in Pennsylvania | City | Average by Zip Code | Most Expensive Company | Most Expensive Rate | 2nd Most Expensive Company | 2nd Most Expensive Rate | Cheapest Company | Cheapest Rate | 2nd Cheapest Company | 2nd Cheapest Rate |
|---|---|---|---|---|---|---|---|---|---|---|
| 19133 | PHILADELPHIA | $8,527.54 | Travelers | $16,347.78 | Liberty Mutual | $14,953.09 | USAA | $3,130.55 | Nationwide | $5,516.08 |
| 19132 | PHILADELPHIA | $8,485.99 | Travelers | $16,434.31 | Liberty Mutual | $14,953.09 | USAA | $2,979.83 | State Farm | $5,345.97 |
| 19140 | PHILADELPHIA | $8,482.06 | Travelers | $15,656.34 | Liberty Mutual | $14,953.09 | USAA | $3,130.55 | Nationwide | $5,531.40 |
| 19142 | PHILADELPHIA | $8,438.04 | Travelers | $16,063.64 | Liberty Mutual | $14,953.09 | USAA | $3,118.87 | Geico | $5,402.37 |
| 19139 | PHILADELPHIA | $8,431.95 | Travelers | $15,900.83 | Liberty Mutual | $14,953.09 | USAA | $3,067.37 | Geico | $5,332.66 |
| 19121 | PHILADELPHIA | $8,402.97 | Travelers | $15,667.55 | Liberty Mutual | $14,953.09 | USAA | $2,979.83 | Nationwide | $5,103.03 |
| 19143 | PHILADELPHIA | $8,335.24 | Travelers | $15,329.68 | Liberty Mutual | $14,953.09 | USAA | $3,040.28 | Geico | $5,332.66 |
| 19122 | PHILADELPHIA | $8,251.79 | Travelers | $15,965.31 | Liberty Mutual | $14,953.09 | USAA | $2,977.25 | Geico | $5,059.59 |
| 19112 | PHILADELPHIA | $8,120.94 | Travelers | $15,996.78 | Liberty Mutual | $14,953.09 | USAA | $3,040.28 | State Farm | $4,159.60 |
| 19141 | PHILADELPHIA | $7,951.26 | Travelers | $15,628.00 | Liberty Mutual | $11,848.69 | USAA | $3,168.09 | State Farm | $5,393.39 |
| 19120 | PHILADELPHIA | $7,934.92 | Travelers | $15,270.43 | Liberty Mutual | $11,848.69 | USAA | $3,130.55 | Geico | $5,059.59 |
| 19126 | PHILADELPHIA | $7,875.75 | Travelers | $15,023.64 | Liberty Mutual | $11,848.69 | USAA | $3,132.85 | State Farm | $4,926.72 |
| 19145 | PHILADELPHIA | $7,875.23 | Travelers | $15,797.70 | Liberty Mutual | $13,185.12 | USAA | $3,040.28 | State Farm | $4,614.78 |
| 19125 | PHILADELPHIA | $7,867.88 | Travelers | $15,280.25 | Liberty Mutual | $13,185.12 | USAA | $2,977.25 | Geico | $5,059.59 |
| 19124 | PHILADELPHIA | $7,839.78 | Travelers | $15,192.97 | Liberty Mutual | $11,848.69 | USAA | $3,170.44 | Geico | $5,059.59 |
| 19138 | PHILADELPHIA | $7,813.73 | Travelers | $15,422.93 | Liberty Mutual | $11,848.69 | USAA | $3,018.01 | State Farm | $4,962.95 |
| 19153 | PHILADELPHIA | $7,809.79 | Travelers | $15,950.73 | Liberty Mutual | $13,185.12 | USAA | $3,040.28 | Nationwide | $4,431.54 |
| 19134 | PHILADELPHIA | $7,792.20 | Travelers | $15,369.32 | Liberty Mutual | $13,185.12 | USAA | $3,130.55 | State Farm | $5,003.80 |
| 19104 | PHILADELPHIA | $7,718.61 | Travelers | $15,015.69 | Liberty Mutual | $14,953.09 | USAA | $2,979.83 | Geico | $3,727.54 |
| 19131 | PHILADELPHIA | $7,711.11 | Travelers | $15,520.29 | Liberty Mutual | $11,848.69 | USAA | $2,979.83 | State Farm | $5,173.58 |
| 19190 | PHILADELPHIA | $7,619.01 | Travelers | $15,996.78 | Liberty Mutual | $14,953.09 | USAA | $2,684.13 | Geico | $3,727.54 |
| 19109 | PHILADELPHIA | $7,590.79 | Liberty Mutual | $14,953.09 | Travelers | $14,644.96 | USAA | $2,802.84 | Geico | $3,727.54 |
| 19148 | PHILADELPHIA | $7,551.17 | Travelers | $16,231.94 | Liberty Mutual | $13,185.12 | USAA | $3,040.28 | Geico | $3,727.54 |
| 19144 | PHILADELPHIA | $7,532.62 | Travelers | $15,516.37 | Liberty Mutual | $11,848.69 | USAA | $2,864.58 | Geico | $4,546.01 |
| 19147 | PHILADELPHIA | $7,504.11 | Travelers | $15,857.48 | Liberty Mutual | $13,185.12 | USAA | $3,040.28 | Geico | $3,727.54 |
The 25 most expensive zip codes are all in Philadelphia.
| 25 Least Expensive Zip Codes in Pennsylvania | City | Average by Zip Codes | Most Expensive Company | Most Expensive Rate | 2nd Most Expensive Company | 2nd Most Expensive Rate | Cheapest Company | Cheapest Rate | 2nd Cheapest Company | 2nd Cheapest Rate |
|---|---|---|---|---|---|---|---|---|---|---|
| 16823 | BELLEFONTE | $3,116.01 | Travelers | $5,623.33 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| 16801 | STATE COLLEGE | $3,156.82 | Travelers | $6,027.64 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| 16803 | STATE COLLEGE | $3,205.35 | Travelers | $6,206.11 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| 17844 | MIFFLINBURG | $3,205.40 | Travelers | $5,668.37 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| 16828 | CENTRE HALL | $3,207.80 | Travelers | $5,600.96 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | State Farm | $1,979.70 |
| 16802 | UNIVERSITY PARK | $3,211.08 | Travelers | $6,155.13 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| 16870 | PORT MATILDA | $3,212.75 | Travelers | $5,804.33 | Liberty Mutual | $5,301.56 | USAA | $1,385.22 | Geico | $1,816.07 |
| 17013 | CARLISLE | $3,217.12 | Travelers | $6,210.08 | Liberty Mutual | $4,364.46 | USAA | $1,561.10 | Geico | $1,897.92 |
| 17015 | CARLISLE | $3,217.18 | Travelers | $6,210.08 | Liberty Mutual | $4,364.46 | USAA | $1,561.10 | Geico | $1,897.92 |
| 17837 | LEWISBURG | $3,223.56 | Travelers | $5,861.05 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| 17065 | MOUNT HOLLY SPRINGS | $3,237.78 | Travelers | $6,004.88 | Liberty Mutual | $4,801.54 | USAA | $1,561.08 | Geico | $1,897.92 |
| 16826 | BLANCHARD | $3,242.81 | Travelers | $5,623.33 | Liberty Mutual | $5,301.56 | USAA | $1,385.22 | State Farm | $2,062.44 |
| 17842 | MIDDLEBURG | $3,243.72 | Travelers | $5,719.63 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| 17887 | WHITE DEER | $3,263.23 | Travelers | $6,414.92 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | State Farm | $2,038.07 |
| 17266 | WALNUT BOTTOM | $3,264.01 | Travelers | $6,163.01 | Liberty Mutual | $4,801.54 | USAA | $1,561.11 | Geico | $1,897.92 |
| 17324 | GARDNERS | $3,275.34 | Travelers | $5,874.51 | Liberty Mutual | $4,801.54 | USAA | $1,561.11 | Geico | $2,153.91 |
| 17343 | MC KNIGHTSTOWN | $3,275.41 | Travelers | $5,709.54 | Liberty Mutual | $4,835.16 | USAA | $1,540.87 | Geico | $2,153.91 |
| 17007 | BOILING SPRINGS | $3,282.20 | Travelers | $6,303.42 | Liberty Mutual | $4,801.54 | USAA | $1,561.08 | Geico | $1,897.92 |
| 17241 | NEWVILLE | $3,288.08 | Travelers | $6,018.29 | Liberty Mutual | $4,801.54 | USAA | $1,561.11 | Geico | $1,897.92 |
| 16827 | BOALSBURG | $3,288.82 | Travelers | $6,427.94 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| 17050 | MECHANICSBURG | $3,290.99 | Travelers | $6,645.72 | Liberty Mutual | $4,364.46 | USAA | $1,561.19 | Geico | $1,897.92 |
| 17055 | MECHANICSBURG | $3,291.15 | Travelers | $6,761.33 | Liberty Mutual | $4,364.46 | USAA | $1,561.19 | Geico | $1,897.92 |
| 16875 | SPRING MILLS | $3,298.88 | Travelers | $5,708.01 | Liberty Mutual | $5,301.56 | USAA | $1,384.72 | State Farm | $2,096.21 |
| 17889 | WINFIELD | $3,300.90 | Travelers | $6,327.37 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| 17870 | SELINSGROVE | $3,301.85 | Travelers | $6,493.74 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
Bellefonte and State College have the cheapest zip codes in Pennsylvania.
Car Insurance Rates by City in Pennsylvania
Take a look at the tables below to see if your city has expensive or cheap insurance rates.
| 10 Most Expensive Cities in Pennsylvania | Average by City | Most Expensive Company | Most Expensive Rate | 2nd Most Expensive Company | 2nd Most Expensive Rate | Cheapest Company | Cheapest Rate | 2nd Cheapest Company | 2nd Cheapest Rate |
|---|---|---|---|---|---|---|---|---|---|
| Philadelphia | $7,482.34 | Travelers | $15,126.36 | Liberty Mutual | $12,538.89 | USAA | $2,954.06 | Geico | $4,621.12 |
| Sharon Hill | $6,392.50 | Travelers | $13,460.15 | Liberty Mutual | $8,630.14 | USAA | $2,363.32 | Nationwide | $4,102.98 |
| East Lansdowne | $6,347.36 | Travelers | $12,468.46 | Liberty Mutual | $8,630.14 | USAA | $2,511.37 | Nationwide | $4,210.51 |
| Collingdale | $6,270.41 | Travelers | $12,886.09 | Liberty Mutual | $8,630.14 | USAA | $2,511.37 | Nationwide | $4,212.45 |
| Millbourne | $6,231.76 | Travelers | $12,160.58 | Liberty Mutual | $8,630.14 | USAA | $2,207.63 | Nationwide | $4,241.54 |
| Bensalem | $5,764.41 | Travelers | $12,296.07 | Liberty Mutual | $8,344.78 | USAA | $1,908.22 | Geico | $3,568.65 |
| Cheltenham | $5,733.79 | Travelers | $12,436.54 | Liberty Mutual | $7,629.84 | USAA | $2,456.44 | Nationwide | $3,835.72 |
| Elkins Park | $5,727.39 | Travelers | $12,174.44 | Liberty Mutual | $7,629.84 | USAA | $2,154.94 | Nationwide | $3,745.21 |
| Chester | $5,723.20 | Travelers | $12,415.25 | Liberty Mutual | $8,630.14 | USAA | $2,363.32 | Geico | $3,596.36 |
| Glenolden | $5,720.42 | Travelers | $12,887.96 | Liberty Mutual | $8,630.14 | USAA | $2,395.86 | State Farm | $3,491.05 |
Unsurprisingly, Philadelphia is the most expensive city.
| 10 Least Expensive Cities in Pennsylvania | Average by City | Most Expensive Company | Most Expensive Rate | 2nd Most Expensive Company | 2nd Most Expensive Rate | Cheapest Company | Cheapest Rate | 2nd Cheapest Company | 2nd Cheapest Rate |
|---|---|---|---|---|---|---|---|---|---|
| Bellefonte | $3,116.01 | Travelers | $5,623.33 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| Houserville | $3,156.81 | Travelers | $6,027.64 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| Park Forest Village | $3,205.35 | Travelers | $6,206.11 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| Mifflinburg | $3,205.40 | Travelers | $5,668.37 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| Centre Hall | $3,207.80 | Travelers | $5,600.96 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | State Farm | $1,979.70 |
| University Park | $3,211.08 | Travelers | $6,155.13 | Liberty Mutual | $4,826.44 | USAA | $1,384.72 | Geico | $1,816.07 |
| Port Matilda | $3,212.75 | Travelers | $5,804.33 | Liberty Mutual | $5,301.56 | USAA | $1,385.22 | Geico | $1,816.07 |
| Carlisle | $3,217.14 | Travelers | $6,210.08 | Liberty Mutual | $4,364.46 | USAA | $1,561.10 | Geico | $1,897.92 |
| Lewisburg | $3,223.56 | Travelers | $5,861.05 | Liberty Mutual | $4,835.16 | USAA | $1,467.86 | Geico | $2,051.84 |
| Mount Holly Springs | $3,237.78 | Travelers | $6,004.88 | Liberty Mutual | $4,801.54 | USAA | $1,561.08 | Geico | $1,897.92 |
Bellefonte, which has the cheapest zip code, is also the cheapest city.
Enter your ZIP code below to compare auto insurance rates.
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Best Car Insurance Companies in Pennsylvania
You might be wondering, how do you choose among the many insurers in the market?
It will feel great if you get the cheapest car insurance. Right?
But, you should consider many different factors, including customer reviews and financial strength of the company.
Financial Ratings of the Leading Insurance Companies in Pennsylvania
We don’t always have the time or the skills to analyze the financial strength of a prospective insurance company.
Therefore, we are using https://www.autoinsurance.org/how-do-the-am-best-auto-insurance-ratings-work/ to understand the financial health of the leading insurance companies in Pennsylvania.
A.M. Credit is one of the most reputed insurance credit rating agency.
| Companies | A.M. Rating |
|---|---|
| State Farm Group | A++ |
| Erie Insurance Group | A+ |
| Allstate Insurance Group | A+ |
| Progressive Group | A+ |
| Nationwide Corp Group | A+ |
| Geico | A++ |
| Liberty Mutual Group | A |
| Travelers Group | A+ |
| USAA Group | A++ |
| Farmers Insurance Group | A |
Read more: Erie Auto Insurance Review
Customer Satisfaction Rating of Leading Car Insurance Companies in Pennsylvania
It will take long to browse through various forums, opinion polls, customer reviews to find which car insurance companies are best in customer satisfaction.
Instead, we are leveraging the J.D. Power Customer Satisfaction Ratings.
All most all insurers have a respectable rating, but Erie and Geico stand out as the best in customer satisfaction ratings in the region.
Car Insurance Companies with MOST customer complaints in Pennsylvania
Another critical metric to review would be the number of complaints received.
We need to keep in mind that all companies receive complaints; however, it is more important how companies deal with these complaints.
| Companies | National Median Complaint Ratio | Company Complaint Ratio 2017 | Total Complaints 2017 |
|---|---|---|---|
| State Farm Group | 1 | 0.44 | 1482 |
| Erie Insurance Group | 1 | 0.7 | 22 |
| Allstate Insurance Group | 1 | 0.5 | 163 |
| Progressive Group | 1 | 0.75 | 120 |
| Nationwide Corp Group | 1 | 0.28 | 25 |
| Geico | 1 | 0.68 | 333 |
| Liberty Mutual Group | 1 | 5.95 | 222 |
| Travelers Group | 1 | 0.09 | 2 |
| USAA Group | 1 | 0.74 | 296 |
| Farmers Insurance Group | 1 | 0 | 0 |
Cheapest Car Insurance Companies in Pennsylvania
| Company | Average Annual Rate | Compared to State Average ($4,034.49) |
|---|---|---|
| Allstate F&C | $3,984.12 | -$50.37 |
| Geico Cas | $2,605.22 | -$1,429.28 |
| First Liberty Ins Corp | $6,055.19 | $2,020.70 |
| Nationwide P&C | $2,800.37 | -$1,234.13 |
| Progressive Specialty | $4,451.00 | $416.50 |
| State Farm Mutual Auto | $2,744.22 | -$1,290.27 |
| Travelers Home & Marine Ins Co | $7,842.47 | $3,807.98 |
| USAA | $1,793.37 | -$2,241.13 |
On average, USAA and Geico are the cheapest car insurance companies in Pennsylvania. However, these are average numbers, and your premium rate might be different.
Remember, any slight difference in factors can significantly change the premium rate.
Car Insurance Premium Rates by Annual Commute in Pennsylvania
Pennsylvania Average Annual Auto Insurance Rates Based on Communte
| Insurance Company | Average Annual Rates for 10 Miles Commute 6000 Annual Mileage | Average Annual Rates for 25 Miles Commute 12000 Annual Mileage |
|---|---|---|
 | $1,742 | $1,845 |
 | $2,563 | $2,647.62 |
 | $2,662 | $2,826.63 |
 | $2,800 | $2,800.37 |
 | $3,904 | $4,064.08 |
 | $4,451 | $4,451.00 |
 | $5,900 | $6,210.14 |
 | $7,842.47 | $7,842.47 |
Many insurers provide discounts if your annual commute is around 6,000 miles.
Car Insurance Premium Rates by Coverage Level in Pennsylvania
| Company | High | Medium | Low |
|---|---|---|---|
| Allstate | $4,148.08 | $4,010.08 | $3,794.20 |
| Geico | $2,810.85 | $2,629.30 | $2,375.50 |
| Liberty Mutual | $6,306.41 | $6,098.96 | $5,760.21 |
| Nationwide | $2,751.91 | $2,835.74 | $2,813.46 |
| Progressive | $4,809.93 | $4,484.26 | $4,058.80 |
| State Farm | $2,885.58 | $2,780.67 | $2,566.42 |
| Travelers | $7,782.26 | $7,848.30 | $7,896.86 |
| USAA | $1,907.44 | $1,810.30 | $1,662.36 |
On average, USAA provides the cheapest rates for both high and low coverage levels.
Car Insurance Premium Rates by Credit History in Pennsylvania
| Company | Good | Fair | Poor |
|---|---|---|---|
| Allstate | $3,060.28 | $3,798.36 | $5,093.72 |
| Geico | $1,701.51 | $2,202.65 | $3,911.48 |
| Liberty Mutual | $4,895.54 | $5,542.86 | $7,727.18 |
| Nationwide | $2,411.94 | $2,701.68 | $3,287.49 |
| Progressive | $3,319.35 | $4,136.56 | $5,897.08 |
| State Farm | $1,909.14 | $2,418.55 | $3,904.98 |
| Travelers | $7,282.50 | $7,710.22 | $8,534.70 |
| USAA | $1,473.98 | $1,664.45 | $2,241.67 |
Car insurers consider your credit score while calculating the premium rate.
In Pennsylvania, USAA and Nationwide might provide the best rate if you have a poor credit record.
However, in case your credit score is good, you can also consider Geico and State Farm for a better rate.
Car Insurance Premium Rates by Driving Record in Pennsylvania
| Row Labels | Clean record | With 1 speeding violation | With 1 DUI | With 1 accident |
|---|---|---|---|---|
| Allstate | $3,813.11 | $3,813.11 | $3,813.11 | $4,497.16 |
| Geico | $1,916.13 | $2,653.35 | $2,568.60 | $3,282.78 |
| Liberty Mutual | $5,525.34 | $6,183.64 | $6,183.64 | $6,328.15 |
| Nationwide | $2,021.90 | $2,707.29 | $3,769.26 | $2,703.02 |
| Progressive | $4,034.71 | $4,045.00 | $4,153.94 | $5,570.34 |
| State Farm | $2,512.31 | $2,744.22 | $2,744.22 | $2,976.14 |
| Travelers | $5,566.16 | $7,914.42 | $9,974.88 | $7,914.42 |
| USAA | $1,442.82 | $1,612.21 | $2,126.01 | $1,992.43 |
Driving record is an important risk indicator for an insurer. A DUI or an at-fault accident might lead to an increase in your premium rates.
How Much Auto Insurance Costs in Pennsylvania
Finding the most affordable car insurance in your city is crucial for peace of mind on Pennsylvania’s roads. Whether you’re in Allentown, Erie, Philadelphia, Pittsburgh, or Reading, navigating insurance options can be overwhelming. In this guide, we’ll provide insights to help you secure the cheapest insurance rates in your specific city without sacrificing quality or coverage.
| Find the Cheapest Insurance in Your City |
|---|
| Allentown, PA |
| Erie, PA |
| Philadelphia, Pennsylvania |
| Pittsburgh, PA |
| Reading, PA |
Largest Car Insurance Companies in Pennsylvania
| Companies | Market Share |
|---|---|
| State Farm Group | 20.35% |
| Erie Insurance Group | 13.19% |
| Allstate Insurance Group | 11.42% |
| Progressive Group | 10.01% |
| Nationwide Corp Group | 8.99% |
| Geico | 8.08% |
| Liberty Mutual Group | 4.85% |
| Travelers Group | 3.84% |
| USAA Group | 3.42% |
| Farmers Insurance Group | 2.20% |
Number of Insurers in Pennsylvania
| Type of Insurer | Count |
|---|---|
| Domestic | 166 |
| Foreign | 929 |
Pennsylvania State Laws
You get discounts on your premium rates if you keep a clean driving record.
However, to keep a clean driving record, it is imperative that you have updated knowledge about the various automotive laws applicable in the state of Pennsylvania.
We will help quickly recap the most relevant driving and non-driving automotive laws in the state so that not only you get the best rates but remain safe on the road.
Car Insurance Laws in Pennsylvania
According to the National Association of Insurance Commissioners, State laws determines the tort rule, minimum liability insurance requirement, and approval system used by insurers.
In Pennsylvania, insurers have to seek prior approval with the state insurance department before using insurance rates and forms.
Let us further review specific laws governing car insurance in the State of Independence.
Windshield Coverage Laws in Pennsylvania
In Pennsylvania, there is no specific law governing the insurers to provide windshield coverage as part of the policy. However, insurance providers may provide windshield protection as part of the comprehensive coverage.
High-Risk Insurance in Pennsylvania
Insurers could deny you auto insurance coverage if you were involved in multiple DUI convictions or at-fault accidents.
With a poor driving record, you will be considered a risk by the insurance companies and therefore will not offer you a policy in the voluntary market.
How do you find coverage in such a scenario?
Well, you can opt for Pennsylvania’s Assigned Risk Plan (ARP) that assigns high-risk drivers to insurance companies based on a quota.
The premium rate under ARP is almost always more expensive than the voluntary market; however, the policy coverage remains identical.
The quota is calculated based on the amount of business each insurance company writes in the state.
To be eligible to apply for insurance under ARP, you must prove that you searched for auto insurance in the voluntary market for a minimum of 60 days without success.
Within ARP, you may also qualify for the Clean Risk Rate (CRR). Eligibility criteria for CRR are:
- No more than $1,150 paid by the insurance on your behalf
- No more than three traffic violations
- No suspension or revocation of driver’s license
- You must have held the license for three years
You should aim to keep a clean driving record and access the voluntary market for a cheaper premium rate.
Low-Cost Insurance in Pennsylvania
Pennsylvania does not have a provision for a low-cost insurance plan for its residents. The state recommends that you shop around for the cheapest insurance rate.
Auto Insurance Fraud in Pennsylvania
Auto insurance fraud is a severe crime in Pennsylvania. And, rightly so!
It increases premium rates for the rest of us as insurance companies take steps to cover for its losses.
Pennsylvania considers insurance fraud as a felony. It carries a punishment of up to seven years in prison along with $15,000 in fines.
Typical auto insurance fraud includes staging auto accidents, inflating claims bill, false reporting of vehicle theft, misrepresenting details in an insurance application, and many more.
Here are the broad types of insurance fraud:
We need to be vigilant against insurance fraud. If you witness a scam or were a victim of one, please report the crime here:
- The Pennsylvania Office of The Attorney General Insurance Fraud Section (717-787-0272)
- The National Insurance Crime Bureau (1-800-TEL-NICB (1-800-835-6422))
– Statute of Limitations in Pennsylvania
In Pennsylvania, the statute of limitation is two years for personal injury and property damage.
But what is a statute of limitation?
It is the time until which you can sue a third party for damages after an accident.
In the case of Pennsylvania, you have two years after an accident to step out of the no-fault system and sue the third party for personal injury or property damage.
Don’t wait until its too late.
Vehicle Licensing Laws in Pennsylvania
You cannot drive or purchase auto insurance without a valid driver’s license.
If your driver’s license is due for renewal soon, consider opting for REAL ID compliant driver’s license.
In the following section of the guide, we will explain the license renewal procedure in Pennsylvania.
REAL ID implementation in Pennsylvania
Have you heard about REAL ID?
https://www.youtube.com/watch?v=Q2t4UsvLVg0
It is a federal law that will require a federally acceptable identification to enter federal buildings or to board domestic flights after October 2020.
Pennsylvanians can opt for a REAL ID-compliant driver’s license that will be acceptable at federal buildings or for boarding domestic flights.
If you received your driver’s license after September 2003, then PennDOT might already have you the required documents on file.
You can apply for REAL ID online! Apply for pre-verification online, and if your PennDOT has your documents on file, you can apply for your REAL ID-compliant driver’s license online.
If you do not have the updated documents with PennDOT, you will need to visit a REAL ID Center near you.
The other federally acceptable IDs are:
- US Passport
- Foreign Passport
- U.S. Military ID
- Permanent Resident Card (Green Card)
Penalties for Driving Without Insurance in Pennsylvania
It is mandatory to maintain liability insurance for all registered vehicles. If you are found operating a motor vehicle without the minimum liability insurance, you can face several penalties.
Let us review the penalties and challenges you may face if you are caught driving without insurance:
Financial Penalty: If you are found operating a car without liability insurance, you would have to pay a fine of anywhere between $100 to $500.
For repeat occurrences, the penalty can increase to as high as $1,000. You will also have to pay license and registration restoration fee.
License Suspension: You can face three months of license suspension that can potentially increase to six months. However, it can also include registration suspension and impounding of the vehicle.
Jail: If you are a repeat offender or caused an accident without insurance, you can be jailed for a period of time.
Financial Repercussion: Regardless of the penalty, you are putting yourself at substantial financial risk by driving without insurance.
If you cause a serious accident, you will have to pay for the damages out of pocket that can potentially consume your financial assets.
Impact on Insurance Policy: If you were ever caught driving without insurance, you might find that insurers are not too keen to write you a policy or your premium rate may increase substantially.
Teen Driving Laws in Pennsylvania
Approximately 100,000 teens aged between 16 and 17 are licensed annually in Pennsylvania.
The licensing laws in Pennsylvania allow for a three-stage method for teen drivers. It will enable teens to learn driving in a step-by-step process.
A teen can apply for a learner’s permit at the age of 16. The learner’s permit essentially allows teen drivers to learn under the supervision of experienced drivers.
To qualify for the Junior Driver’s license, a teen has to undertake 65 hours of supervised learning. Of the 65, 10 of those hours must be in nighttime and five hours in inclement weather.
For a Junior License, you also need to pass a road test along with completing a driving education course. The Junior License restricts the nighttime driving hours along with passenger age and number.
To get an unrestricted driver’s license, the teen must be 18 or have held the Junior License for a minimum of 12 months. The teen also has to make sure the record is clean, and there are no penalties or suspension on the Junior License.
If you are applying for a driver’s license before October 2020, it will make sense to get a REAL ID compliant driver’s license.
License Renewal Procedure in Pennsylvania
The unrestricted driver’s license has a four-year validity in Pennsylvania. If you are older than 65, you can choose for a two or four-year renewal cycle.
The good thing is that you can choose to renew the license online. No need to go to the DMV office.
New Resident Licensing Procedure on Pennsylvania
If you have just moved to Pennsylvania, you must obtain the PA driver’s license within 60 days of establishing residency in the state.
You have to visit the nearest DMV to exchange the out-of-state driver’s license for a PA driver’s license. However, you do not have to write the knowledge test if you have a valid out-of-state driver’s license.
Rules of the Road in Pennsylvania
Following rules and regulations on the road are critical for everyone’s safety on the road.
That’s not all, following road rules keeps the driving record clean and thus keeps premium rates from rising!
Let us do a quick recap of the road rules in Pennsylvania.
Fault vs. No-Fault
Pennsylvania is a choice state where you can opt for full tort or limited tort system of insurance. With limited tort, you can save on premium but let go your right to sue the third party for small damages.
You can also opt for full tort where you keep the right to sue for damages.
Seat belt and car seat laws in Pennsylvania
Seat Belts, coupled with air bags, are vital to passenger safety in a car.
Which is why it is mandatory for driver and front seat passenger to wear seat belts. If you are not wearing seatbelts may attract a $10 fine for the first offense.
Children younger than two years must be rear-facing child restraint seats whereas children between the ages of two and four must be in forward-facing child restraint seats.
Children eight years or older can use adult seatbelts. However, it is the driver’s responsibility for child restraint, and failure to use seatbelts can attract a $75 penalty.
Keep Right and Move Over Laws
You are required to keep right unless you are passing a vehicle turning right or driving slow.
You are also required to vacate the closest lane or slow down if you see an emergency vehicle stopped with flashing lights.
Speed Limits in Pennsylvania
| Type of Road | Speed Limit (mph) |
|---|---|
| Rural Interstates | 70 |
| Urban Interstates | 70 |
| Other limited access road | 70 |
| Other roads | 55 |
Ridesharing Laws in Pennsylvania
If you drive for Uber, Lyft, or any other ridesharing company, you should be aware of the different types of coverage you need to drive in Pennsylvania.
In insurance parlance, there are four scenarios when you are operating a vehicle for a ridesharing company.
First, when you are offline. In this case, you are expected to maintain your private auto insurance policy. However, you should also let your insurance provider know that you also drive for a ridesharing company.
Next, are the cases when you are either picking a passenger or dropping a passenger. In that case, Uber/Lyft should provide you the $1,000,000 liability and collision coverage. Please note that there is generally a $1,000 to $2,000 deductible for the collision coverage.
The last bit is the scenario in which you are logged in to the application but are yet to accept a ride. In such a case, you should purchase ‘gap insurance.’ In Pennsylvania, Erie, Geico, Liberty Mutual, and Progressive offer gap insurance for drivers.
Automation on the Road in Pennsylvania
Pennsylvania recently approved its first automated car road tests in October 2018. Uber and Aurora are using this opportunity to test their cars in the state.
Safety Laws
A reckless or impaired driver is a danger on the road to everybody.
Pennsylvania has strict laws to prevent this behavior from drivers.
DUI Laws in Pennsylvania
In 2017, there were 314 alcohol-impaired driving fatalities on the road in Pennsylvania. Thirty-one of these fatalities were for drivers below the age of 21.
With alcohol-related fatalities at par with the national average, we see strict penalties to deter people from drunk driving in Pennsylvania.
| OFFENSE | DRIVING PRIVILEGES | IMPRISONMENT | FINE | OTHER |
|---|---|---|---|---|
| FIRST | No minimum | Up to six months probation | $300 | Alcohol highway safety school |
| SECOND | One year license revocation | five days to six months | $300-$2,500 | Alcohol highway safety school; one year of IID |
| THIRD | One-year license revocation | ten days to two years | $500-$5,000 | Alcohol highway safety school; one year of IID; treatment when ordered |
The lookback period in Pennsylvania is ten years.
The lookback period is the time frame in which any offense is counted as subsequent offense and attracts a harsher penalty.
Marijuana-Impaired Driving Laws in Pennsylvania
In Pennsylvania, law enforcement can book a person if his or her marijuana residue is THC per se (1 nanogram) or more.
Remember: If you ingest Marijuana, you can have residue for days, weeks or even month. This may result in a DUI charge.
Distracted Driving Laws in Pennsylvania
The laws in Pennsylvania doesn’t prohibit drivers from using handheld devices or cellphones. However, you are not allowed to use text messaging while driving. You can be stopped and fined as distracted driving is a primary offense in Pennsylvania.
Driving in Pennsylvania
There are certain factors that you can control to get a better premium rate; however, you can’t control everything.
For instance, car theft, fatality rate, or traffic congestion are few factors that also impact your rates because of the direct correlation with the probability of a claim.
You can look at these data points in the next few sections.
Vehicle Theft in Pennsylvania
| Make & Model | Year of Vehicle | Thefts |
|---|---|---|
| Honda Accord | 1997 | 544 |
| Honda Civic | 1998 | 539 |
| Ford Pickup (Full Size) | 2006 | 303 |
| Toyota Camry | 2014 | 269 |
| Nissan Altima | 2015 | 261 |
| Chevrolet Impala | 2006 | 224 |
| Toyota Corolla | 2014 | 210 |
| Chevrolet Pickup (Full Size) | 2003 | 203 |
| Jeep Cherokee/Grand Cherokee | 1999 | 188 |
| Chevrolet Malibu | 2015 | 159 |
Honda Accord was the most stolen vehicle in Pennsylvania.
To search for city data for motor vehicle theft, you can refer to the table below.
| City | Motor vehicle theft |
|---|---|
| Abington Township, Montgomery County | 28 |
| Adamstown | 0 |
| Adams Township, Butler County | 0 |
| Akron | 0 |
| Albion | 0 |
| Aldan | 1 |
| Aleppo Township | 0 |
| Allegheny Township, Blair County | 4 |
| Allegheny Township, Westmoreland County | 0 |
| Allentown | 282 |
| Altoona | 33 |
| Ambler | 3 |
| Ambridge | 7 |
| Amity Township | 1 |
| Annville Township | 2 |
| Apollo | 0 |
| Archbald | 0 |
| Armagh Township | 1 |
| Ashley | 2 |
| Aspinwall | 1 |
| Aston Township | 9 |
| Athens | 1 |
| Athens Township | 1 |
| Avalon | 6 |
| Avis | 0 |
| Avoca | 1 |
| Avonmore Boro | 0 |
| Baden | 0 |
| Baldwin Borough | 15 |
| Bally | 0 |
| Bangor | 5 |
| Beaver | 4 |
| Beaver Falls | 18 |
| Bedford | 1 |
| Bedminster Township | 1 |
| Bell Acres | 0 |
| Bellevue | 11 |
| Bellwood | 1 |
| Ben Avon | 0 |
| Ben Avon Heights | 0 |
| Bensalem Township | 68 |
| Berlin | 0 |
| Bern Township | 3 |
| Berwick | 6 |
| Bethel Park | 3 |
| Bethel Township, Berks County | 3 |
| Bethlehem3 | 48 |
| Bethlehem Township | 10 |
| Biglerville | 0 |
| Birdsboro | 1 |
| Birmingham Township | 1 |
| Blairsville | 1 |
| Blair Township | 1 |
| Blakely | 1 |
| Blawnox | 0 |
| Blossburg | 0 |
| Boyertown | 4 |
| Brackenridge | 2 |
| Braddock | 0 |
| Braddock Hills | 0 |
| Bradford | 7 |
| Bradford Township | 0 |
| Brecknock Township, Berks County | 1 |
| Brentwood | 8 |
| Briar Creek Township | 0 |
| Bridgeville | 1 |
| Bridgewater | 0 |
| Brighton Township | 0 |
| Bristol | 12 |
| Bristol Township | 76 |
| Brockway | 1 |
| Brookhaven | 1 |
| Brookville | 1 |
| Brownsville | 4 |
| Bryn Athyn | 0 |
| Buckingham Township | 5 |
| Buffalo Township | 3 |
| Buffalo Valley Regional | 0 |
| Burgettstown | 2 |
| Bushkill Township | 1 |
| Butler Township, Butler County | 6 |
| Butler Township, Luzerne County | 1 |
| Butler Township, Schuylkill County | 0 |
| Caernarvon Township, Berks County | 4 |
| California | 1 |
| Callery | 0 |
| Caln Township | 10 |
| Cambria Township | 3 |
| Cambridge Springs | 0 |
| Camp Hill | 1 |
| Canonsburg | 0 |
| Canton | 0 |
| Carbondale | 5 |
| Carlisle | 11 |
| Carnegie | 15 |
| Carrolltown | 0 |
| Carroll Township, Washington County | 5 |
| Carroll Township, York County | 0 |
| Carroll Valley | 0 |
| Cass Township | 2 |
| Castle Shannon | 4 |
| Catasauqua | 5 |
| Catawissa | 0 |
| Cecil Township | 2 |
| Center Township | 6 |
| Central Berks Regional | 15 |
| Central Bucks Regional | 9 |
| Chambersburg | 20 |
| Charleroi Regional | 3 |
| Chartiers Township | 3 |
| Cheltenham Township | 34 |
| Cherry Tree | 0 |
| Chester | 100 |
| Chester Township | 15 |
| Cheswick | 1 |
| Chippewa Township | 4 |
| Christiana | 1 |
| Churchill | 2 |
| Clarion | 2 |
| Clarks Summit | 0 |
| Clearfield | 3 |
| Cleona | 1 |
| Clifton Heights | 7 |
| Coaldale | 0 |
| Coal Township | 3 |
| Coatesville | 26 |
| Cochranton | 0 |
| Colebrookdale District | 4 |
| Collegeville | 1 |
| Collier Township | 1 |
| Collingdale | 24 |
| Colonial Regional | 7 |
| Columbia | 12 |
| Conemaugh Township, Cambria County | 1 |
| Conemaugh Township, Somerset County | 0 |
| Conewago Township, Adams County | 0 |
| Conewango Township | 1 |
| Conneaut Lake Regional | 1 |
| Connellsville | 7 |
| Conoy Township | 0 |
| Conshohocken | 13 |
| Conway | 2 |
| Conyngham | 0 |
| Coopersburg | 4 |
| Coplay | 1 |
| Coraopolis | 7 |
| Cornwall | 0 |
| Corry | 4 |
| Coudersport | 0 |
| Courtdale | 0 |
| Covington Township | 1 |
| Crafton | 5 |
| Cranberry Township | 5 |
| Crescent Township | 2 |
| Cresson | 0 |
| Cresson Township | 0 |
| Croyle Township | 1 |
| Cumberland Township, Adams County | 0 |
| Cumru Township | 10 |
| Curwensville | 1 |
| Dallas | 0 |
| Dalton | 1 |
| Danville | 1 |
| Darby | 40 |
| Darby Township | 7 |
| Darlington Township | 0 |
| Delano Township | 0 |
| Delaware Water Gap | 0 |
| Delmont | 0 |
| Denver | 1 |
| Derry Township, Dauphin County | 7 |
| Dickson City | 2 |
| Dormont | 8 |
| Douglass Township, Berks County | 3 |
| Douglass Township, Montgomery County | 3 |
| Downingtown | 10 |
| Doylestown Township | 8 |
| Dublin Borough | 0 |
| Du Bois | 2 |
| Duboistown | 0 |
| Dunbar | 0 |
| Duncansville | 0 |
| Dunmore | 9 |
| Dunnstable Township | 0 |
| Dupont | 0 |
| Duquesne | 22 |
| Duryea | 4 |
| Earl Township | 2 |
| East Bangor | 0 |
| East Bethlehem Township | 1 |
| East Brandywine Township | 1 |
| East Cocalico Township | 6 |
| East Conemaugh | 0 |
| East Coventry Township | 1 |
| East Earl Township | 1 |
| Eastern Adams Regional | 0 |
| Eastern Pike Regional | 4 |
| East Fallowfield Township | 0 |
| East Franklin Township | 0 |
| East Hempfield Township | 2 |
| East Lampeter Township | 12 |
| East Lansdowne | 4 |
| East Marlborough Township | 0 |
| East Norriton Township | 13 |
| Easton | 32 |
| East Pennsboro Township | 2 |
| East Petersburg | 0 |
| East Pikeland Township | 1 |
| East Rochester | 0 |
| East Taylor Township | 1 |
| Easttown Township | 5 |
| East Union Township | 0 |
| East Vincent Township | 0 |
| East Washington | 0 |
| East Whiteland Township | 2 |
| Ebensburg | 2 |
| Economy | 1 |
| Eddystone | 2 |
| Edgewood | 1 |
| Edinboro | 2 |
| Edwardsville | 0 |
| Elderton | 0 |
| Elizabethtown | 0 |
| Elizabeth Township | 2 |
| Elkland | 0 |
| Elk Lick Township | 0 |
| Ellwood City | 7 |
| Emlenton Borough | 0 |
| Emmaus | 5 |
| Emporium | 0 |
| Emsworth | 0 |
| Ephrata | 5 |
| Ephrata Township | 2 |
| Erie | 104 |
| Etna | 3 |
| Everett | 4 |
| Exeter Township, Berks County | 4 |
| Fairfield | 1 |
| Fairview Township, Luzerne County | 2 |
| Fairview Township, York County | 6 |
| Falls Township, Bucks County | 41 |
| Fawn Township | 4 |
| Ferguson Township | 2 |
| Findlay Township | 2 |
| Fleetwood | 4 |
| Ford City | 1 |
| Forest City | 1 |
| Forks Township | 2 |
| Forty Fort | 2 |
| Foster Township, McKean County | 0 |
| Foster Township, Schuykill County | 0 |
| Fountain Hill | 4 |
| Fox Chapel | 2 |
| Frackville | 3 |
| Franconia Township | 1 |
| Franklin | 5 |
| Franklin Park | 1 |
| Franklin Township, Beaver County | 0 |
| Franklin Township, Carbon County | 2 |
| Franklin Township, Columbia County | 0 |
| Frazer Township | 1 |
| Freedom | 1 |
| Freedom Township | 1 |
| Freemansburg | 1 |
| Freeport | 0 |
| Gaines Township | 0 |
| Galeton | 0 |
| Gallitzin | 0 |
| Gallitzin Township | 0 |
| Garrett | 0 |
| Geistown | 0 |
| Gettysburg | 2 |
| Girard | 1 |
| Girardville | 0 |
| Glassport | 9 |
| Glenolden | 4 |
| Granville Township | 2 |
| Great Bend | 0 |
| Greencastle | 0 |
| Greenfield Township, Blair County | 0 |
| Greensburg | 8 |
| Green Tree | 0 |
| Greenville | 5 |
| Grove City | 2 |
| Halifax | 1 |
| Hamburg | 5 |
| Hampden Township | 3 |
| Hanover | 4 |
| Hanover Township, Luzerne County | 3 |
| Harmar Township | 3 |
| Harrisburg | 135 |
| Harrisville | 0 |
| Hartleton | 0 |
| Harveys Lake | 0 |
| Hatfield Township | 16 |
| Haverford Township | 29 |
| Hawley | 0 |
| Hazleton | 27 |
| Hegins Township | 1 |
| Heidelberg | 1 |
| Heidelberg Township, Berks County | 0 |
| Hellam Township | 3 |
| Hellertown | 3 |
| Hemlock Township | 1 |
| Hempfield Township, Mercer County | 3 |
| Hermitage | 13 |
| Highspire | 0 |
| Hilltown Township | 7 |
| Hollidaysburg | 1 |
| Homestead | 18 |
| Honesdale | 1 |
| Honey Brook | 0 |
| Hopewell Township | 3 |
| Horsham Township | 21 |
| Houston | 1 |
| Hughestown | 0 |
| Hughesville | 0 |
| Hulmeville | 1 |
| Hummelstown | 6 |
| Huntingdon | 1 |
| Independence Township, Beaver County | 0 |
| Independence Township, Washington County | 0 |
| Indiana Township | 4 |
| Indian Lake | 0 |
| Ingram | 0 |
| Irwin | 4 |
| Jackson Township, Butler County | 0 |
| Jackson Township, Cambria County | 0 |
| Jackson Township, Luzerne County | 2 |
| Jamestown | 0 |
| Jeannette | 0 |
| Jefferson Hills Borough | 8 |
| Jefferson Township, Lackawanna County | 0 |
| Jefferson Township, Mercer County | 0 |
| Jefferson Township, Washington County | 0 |
| Jenkins Township | 6 |
| Jennerstown | 0 |
| Jermyn | 1 |
| Jessup | 0 |
| Jim Thorpe | 2 |
| Johnsonburg | 0 |
| Johnstown | 19 |
| Kane | 1 |
| Kenhorst | 3 |
| Kennett Square | 7 |
| Kennett Township | 1 |
| Kidder Township | 2 |
| Kilbuck Township | 0 |
| Kingston | 6 |
| Kingston Township | 1 |
| Kiskiminetas Township | 0 |
| Knox | 0 |
| Kutztown | 5 |
| Lake City | 0 |
| Lancaster | 81 |
| Lancaster Township, Butler County | 0 |
| Lancaster Township, Lancaster County | 11 |
| Lanesboro | 0 |
| Langhorne Manor | 0 |
| Lansdale | 5 |
| Lansdowne | 16 |
| Lansford | 2 |
| Latrobe | 4 |
| Laureldale | 2 |
| Lawrence Park Township | 1 |
| Lawrence Township, Clearfield County | 3 |
| Lawrence Township, Tioga County | 0 |
| Lebanon | 49 |
| Leetsdale | 3 |
| Leet Township | 0 |
| Lehigh Township, Northampton County | 2 |
| Lehigh Township, Wayne County | 0 |
| Lehman Township | 1 |
| Lewistown | 5 |
| Liberty | 1 |
| Ligonier | 1 |
| Limerick Township | 9 |
| Linesville | 0 |
| Lititz | 1 |
| Little Beaver Township | 0 |
| Littlestown | 1 |
| Lock Haven | 1 |
| Locust Township | 0 |
| Logan Township | 6 |
| Loretto | 0 |
| Lower Allen Township | 7 |
| Lower Burrell | 4 |
| Lower Frederick Township | 3 |
| Lower Gwynedd Township | 9 |
| Lower Heidelberg Township | 1 |
| Lower Merion Township | 50 |
| Lower Moreland Township | 6 |
| Lower Paxton Township | 19 |
| Lower Pottsgrove Township | 8 |
| Lower Providence Township | 13 |
| Lower Salford Township | 0 |
| Lower Saucon Township | 1 |
| Lower Southampton Township | 6 |
| Lower Swatara Township | 0 |
| Lower Windsor Township | 8 |
| Macungie | 2 |
| Madison Township | 1 |
| Mahoning Township, Carbon County4 | 3 |
| Mahoning Township, Montour County | 1 |
| Malvern | 0 |
| Manheim | 4 |
| Manheim Township | 18 |
| Manor | 1 |
| Manor Township, Lancaster County | 6 |
| Mansfield | 0 |
| Marcus Hook | 3 |
| Marietta | 0 |
| Marion Township, Beaver County | 0 |
| Marion Township, Berks County | 0 |
| Marlborough Township | 0 |
| Marple Township | 5 |
| Martinsburg | 0 |
| Marysville | 0 |
| Masontown | 1 |
| Mayfield | 0 |
| McAdoo | 2 |
| McCandless | 3 |
| McDonald Borough | 1 |
| McSherrystown | 0 |
| Meadville | 7 |
| Mechanicsburg | 1 |
| Media | 1 |
| Mercersburg | 0 |
| Meshoppen | 3 |
| Middleburg | 2 |
| Middlesex Township, Butler County | 3 |
| Middlesex Township, Cumberland County | 1 |
| Middletown | 0 |
| Middletown Township | 29 |
| Midway | 1 |
| Mifflinburg | 0 |
| Mifflin County Regional | 7 |
| Milford | 0 |
| Millbourne | 0 |
| Millcreek Township, Lebanon County | 1 |
| Millersburg | 0 |
| Millersville | 0 |
| Mill Hall | 0 |
| Millvale | 1 |
| Millville | 0 |
| Minersville | 3 |
| Mohnton | 0 |
| Monaca | 7 |
| Monessen | 9 |
| Monongahela | 6 |
| Monroeville | 21 |
| Montgomery | 0 |
| Montgomery Township | 3 |
| Montoursville | 2 |
| Montour Township | 1 |
| Moon Township | 4 |
| Moore Township | 4 |
| Moosic | 11 |
| Morrisville | 10 |
| Morton | 0 |
| Moscow | 0 |
| Mount Carmel | 3 |
| Mount Carmel Township | 0 |
| Mount Gretna Borough | 0 |
| Mount Holly Springs | 1 |
| Mount Joy | 3 |
| Mount Lebanon | 9 |
| Mount Oliver | 2 |
| Mount Pleasant Township | 1 |
| Mountville | 0 |
| Muhlenberg Township | 8 |
| Muncy Township | 0 |
| Murrysville | 1 |
| Nanticoke | 5 |
| Nanty Glo | 0 |
| Narberth | 2 |
| Neshannock Township | 1 |
| Neville Township | 0 |
| New Beaver | 0 |
| New Berlin | 0 |
| Newberry Township | 10 |
| New Bethlehem | 0 |
| New Brighton | 5 |
| New Castle | 39 |
| New Castle Township | 0 |
| New Cumberland | 2 |
| New Garden Township | 7 |
| New Hanover Township | 4 |
| New Holland | 6 |
| New Hope | 2 |
| New Sewickley Township | 6 |
| Newtown Township, Bucks County | 4 |
| Newtown Township, Delaware County | 4 |
| New Wilmington | 0 |
| Norristown | 58 |
| Northampton | 5 |
| Northampton Township | 14 |
| North Beaver | 1 |
| North Belle Vernon | 3 |
| North Braddock | 1 |
| North Catasauqua | 3 |
| North Cornwall Township | 2 |
| North Coventry Township | 5 |
| Northeast, Bradford County | 0 |
| North East, Erie County | 3 |
| Northeastern Regional | 2 |
| Northern Berks Regional | 9 |
| Northern Cambria Borough | 1 |
| Northern Lancaster County Regional | 11 |
| Northern Regional | 2 |
| Northern York Regional | 37 |
| North Franklin Township | 1 |
| North Hopewell Township | 0 |
| North Huntingdon Township | 27 |
| North Lebanon Township | 5 |
| North Londonderry Township | 0 |
| North Middleton Township | 1 |
| North Sewickley Township | 4 |
| North Strabane Township | 7 |
| Northumberland | 1 |
| North Versailles Township | 7 |
| North Wales | 0 |
| Northwest Lancaster County Regional | 2 |
| Norwood | 2 |
| Oakdale | 0 |
| Oakland | 0 |
| Oakmont | 3 |
| O'Hara Township | 4 |
| Ohio Township | 0 |
| Ohioville | 0 |
| Oil City | 1 |
| Old Forge | 3 |
| Old Lycoming Township | 1 |
| Oley Township | 1 |
| Orwigsburg | 1 |
| Otto Eldred Regional | 0 |
| Oxford | 3 |
| Palmerton | 1 |
| Palmer Township | 8 |
| Palmyra | 4 |
| Patterson Township | 3 |
| Patton | 0 |
| Patton Township | 0 |
| Penbrook | 5 |
| Penn | 0 |
| Penndel | 0 |
| Penn Hills | 76 |
| Pennridge Regional | 0 |
| Penn Township, Butler County | 3 |
| Penn Township, Westmoreland County | 1 |
| Penn Township, York County | 4 |
| Pequea Township | 1 |
| Perkasie | 1 |
| Peters Township | 0 |
| Philadelphia | 5,493 |
| Phoenixville | 8 |
| Pine Creek Township | 1 |
| Pitcairn | 2 |
| Pittsburgh | 818 |
| Pittston Township | 4 |
| Plains Township | 5 |
| Pleasant Hills | 1 |
| Plumstead Township | 9 |
| Plymouth Township, Montgomery County | 22 |
| Pocono Mountain Regional | 22 |
| Pocono Township | 10 |
| Polk | 0 |
| Portage | 0 |
| Port Carbon | 0 |
| Portersville | 0 |
| Portland | 0 |
| Port Vue | 1 |
| Pottstown | 55 |
| Pottsville | 18 |
| Pringle | 1 |
| Prospect | 0 |
| Pulaski Township, Lawrence County | 2 |
| Punxsutawney | 1 |
| Pymatuning Township | 1 |
| Quakertown | 3 |
| Quarryville | 1 |
| Raccoon Township | 0 |
| Radnor Township | 10 |
| Rankin | 6 |
| Reading | 190 |
| Redstone Township | 0 |
| Reserve Township | 2 |
| Rice Township | 0 |
| Richland Township, Bucks County | 12 |
| Richland Township, Cambria County | 2 |
| Ridgway | 2 |
| Ridley Park | 4 |
| Ridley Township | 17 |
| Ringtown | 0 |
| Riverside | 1 |
| Roaring Brook Township | 3 |
| Roaring Creek Township | 0 |
| Roaring Spring | 0 |
| Robinson Township, Allegheny County | 10 |
| Robinson Township, Washington County | 0 |
| Rochester | 5 |
| Rochester Township | 3 |
| Rockledge | 0 |
| Roseto | 2 |
| Ross Township | 9 |
| Rostraver Township | 8 |
| Royersford | 1 |
| Rural Valley | 0 |
| Rush Township | 1 |
| Ryan Township | 1 |
| Salem Township, Luzerne County | 0 |
| Salisbury Township | 13 |
| Saltsburg | 0 |
| Sandy Township | 4 |
| Saxton | 0 |
| Sayre | 1 |
| Schuylkill Haven | 1 |
| Schuylkill Township, Chester County | 4 |
| Scottdale | 2 |
| Scott Township, Allegheny County | 3 |
| Scott Township, Columbia County | 0 |
| Scott Township, Lackawanna County | 0 |
| Scranton | 108 |
| Selinsgrove | 1 |
| Seward | 0 |
| Sewickley Heights | 0 |
| Shaler Township | 6 |
| Shamokin | 7 |
| Shamokin Dam | 0 |
| Sharon | 21 |
| Sharon Hill | 15 |
| Sharpsville | 1 |
| Shenandoah | 3 |
| Shenango Township, Lawrence County | 6 |
| Shenango Township, Mercer County | 1 |
| Shillington | 3 |
| Shinglehouse | 0 |
| Shippensburg | 2 |
| Shippingport | 0 |
| Shiremanstown | 0 |
| Shohola Township | 0 |
| Silver Spring Township | 2 |
| Sinking Spring | 2 |
| Slate Belt Regional | 3 |
| Slatington | 2 |
| Slippery Rock | 0 |
| Smethport | 0 |
| Solebury Township | 2 |
| Somerset | 3 |
| Souderton | 2 |
| South Abington Township | 2 |
| South Annville Township | 0 |
| South Beaver Township | 0 |
| South Buffalo Township | 0 |
| South Centre Township | 0 |
| South Coatesville | 2 |
| Southern Regional Lancaster County | 2 |
| Southern Regional York County | 1 |
| South Fayette Township | 0 |
| South Fork | 0 |
| South Greensburg | 0 |
| South Heights | 0 |
| South Londonderry Township | 0 |
| South Pymatuning Township | 0 |
| South Strabane Township | 6 |
| Southwestern Regional | 4 |
| Southwest Regional, Fayette County | 3 |
| Southwest Regional, Greene County | 0 |
| South Whitehall Township | 19 |
| South Williamsport | 0 |
| Springdale | 1 |
| Springettsbury Township | 21 |
| Springfield Township, Delaware County | 9 |
| Springfield Township, Montgomery County | 6 |
| Spring Garden Township | 36 |
| Spring Township, Berks County | 6 |
| Spring Township, Centre County | 0 |
| State College | 9 |
| St. Clair Township | 1 |
| Steelton | 26 |
| Stockertown | 0 |
| Stoneboro | 0 |
| Stowe Township | 13 |
| Strasburg | 1 |
| Stroud Area Regional | 31 |
| Sugarcreek | 1 |
| Sugarloaf Township, Luzerne County | 2 |
| Summerhill Township | 0 |
| Summit Township | 0 |
| Sunbury | 16 |
| Susquehanna | 0 |
| Susquehanna Regional | 2 |
| Susquehanna Township, Dauphin County | 12 |
| Swarthmore | 0 |
| Swatara Township | 13 |
| Swissvale | 14 |
| Swoyersville | 1 |
| Sykesville | 0 |
| Tamaqua | 7 |
| Tarentum | 5 |
| Tatamy | 0 |
| Taylor | 3 |
| Terre Hill | 0 |
| Throop | 2 |
| Tiadaghton Valley Regional | 0 |
| Tidioute | 0 |
| Tinicum Township, Bucks County | 0 |
| Tinicum Township, Delaware County | 14 |
| Tioga | 0 |
| Titusville | 0 |
| Towamencin Township | 0 |
| Towanda | 0 |
| Trainer | 0 |
| Tredyffrin Township | 10 |
| Troy | 0 |
| Tullytown | 0 |
| Tulpehocken Township | 0 |
| Tunkhannock Township, Wyoming County | 0 |
| Turtle Creek | 2 |
| Tyrone | 0 |
| Union City | 1 |
| Uniontown | 10 |
| Union Township, Lawrence County | 0 |
| Upland | 6 |
| Upper Allen Township | 2 |
| Upper Burrell Township | 2 |
| Upper Chichester Township | 18 |
| Upper Darby Township | 120 |
| Upper Dublin Township | 13 |
| Upper Gwynedd Township | 1 |
| Upper Leacock Township | 5 |
| Upper Macungie Township | 12 |
| Upper Makefield Township | 0 |
| Upper Merion Township | 20 |
| Upper Moreland Township | 19 |
| Upper Nazareth Township | 1 |
| Upper Perkiomen | 7 |
| Upper Pottsgrove Township | 1 |
| Upper Providence Township, Delaware County | 1 |
| Upper Providence Township, Montgomery County | 9 |
| Upper Saucon Township | 4 |
| Upper Southampton Township | 7 |
| Upper St. Clair Township | 1 |
| Upper Uwchlan Township | 1 |
| Uwchlan Township | 3 |
| Valley Township | 3 |
| Vandergrift | 0 |
| Vandling | 2 |
| Vernon Township | 0 |
| Verona | 4 |
| Vintondale | 0 |
| Walker Township | 0 |
| Wampum | 0 |
| Warminster Township | 12 |
| Warren | 0 |
| Warrington Township | 6 |
| Warwick Township, Bucks County | 5 |
| Washington, Washington County | 18 |
| Washington Township, Fayette County | 1 |
| Washington Township, Franklin County | 2 |
| Washington Township, Northampton County | 0 |
| Washington Township, Westmoreland County | 2 |
| Watsontown | 0 |
| Waverly Township | 0 |
| Waymart | 0 |
| Waynesboro | 12 |
| Waynesburg | 1 |
| Wayne Township, Lawrence County | 0 |
| Weatherly | 0 |
| West Brandywine Township | 7 |
| West Caln Township | 6 |
| West Carroll Township | 0 |
| West Chester | 15 |
| West Cocalico Township | 0 |
| West Conshohocken | 3 |
| West Cornwall Township | 0 |
| West Deer Township | 2 |
| West Earl Township | 0 |
| Western Berks Regional | 1 |
| West Fallowfield Township | 0 |
| West Goshen Township | 9 |
| West Hempfield Township | 4 |
| West Hills Regional | 4 |
| West Homestead | 0 |
| West Kittanning | 0 |
| West Lebanon Township | 0 |
| West Leechburg | 0 |
| West Manchester Township | 10 |
| West Manheim Township | 3 |
| West Mead Township | 1 |
| West Mifflin | 9 |
| West Newton | 2 |
| West Norriton Township | 13 |
| West Nottingham Township | 0 |
| West Penn Township | 0 |
| West Pittston | 4 |
| West Pottsgrove Township | 5 |
| West Reading | 8 |
| West Sadsbury Township | 1 |
| West Salem Township | 3 |
| West Shore Regional | 5 |
| Westtown-East Goshen Regional | 10 |
| West View | 0 |
| West Vincent Township | 1 |
| Whitaker Borough | 0 |
| Whitehall | 1 |
| Whitehall Township | 29 |
| Whitemarsh Township | 20 |
| White Oak | 10 |
| Whitpain Township | 11 |
| Wilkes-Barre Township | 1 |
| Wilkinsburg | 60 |
| Wilkins Township | 12 |
| Williamsburg | 1 |
| Williamsport | 23 |
| Wilson | 7 |
| Windber | 1 |
| Womelsdorf | 1 |
| Worthington | 0 |
| Wright Township | 3 |
| Wyoming | 5 |
| Wyomissing | 3 |
| Yardley | 1 |
| Yeadon | 24 |
| York | 193 |
| York Area Regional | 16 |
| Youngsville | 0 |
Road Fatalities in Pennsylvania
A lot of reasons lead to fatal crashes on the road; some are human errors, while others are out of our control.
Fatal Crashes by Weather Condition and Light Condition in Pennsylvania
| Weather Condition | Daylight | Dark, but Lighted | Dark | Dawn or Dusk | Other / Unknown | Total |
|---|---|---|---|---|---|---|
| Normal | 168 | 40 | 97 | 10 | 0 | 315 |
| Rain | 49 | 16 | 23 | 4 | 0 | 92 |
| Snow/Sleet | 15 | 1 | 7 | 2 | 0 | 25 |
| Other | 5 | 4 | 12 | 5 | 0 | 26 |
| Unknown | 332 | 109 | 158 | 24 | 2 | 625 |
| Total | 569 | 170 | 297 | 45 | 2 | 1,083 |
Fatalities (All Crashes) by County in Pennsylvania
| County Name | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Adams County | 5 | 6 | 14 | 15 | 5 |
| Allegheny County | 65 | 59 | 54 | 72 | 67 |
| Armstrong County | 6 | 14 | 14 | 6 | 8 |
| Beaver County | 13 | 10 | 12 | 5 | 17 |
| Bedford County | 12 | 13 | 7 | 11 | 12 |
| Berks County | 41 | 33 | 39 | 35 | 48 |
| Blair County | 24 | 13 | 23 | 22 | 9 |
| Bradford County | 15 | 8 | 16 | 10 | 9 |
| Bucks County | 44 | 44 | 56 | 52 | 51 |
| Butler County | 18 | 25 | 16 | 30 | 17 |
| Cambria County | 11 | 13 | 9 | 12 | 12 |
| Cameron County | 2 | 1 | 2 | 0 | 0 |
| Carbon County | 16 | 10 | 11 | 12 | 9 |
| Centre County | 12 | 12 | 15 | 20 | 16 |
| Chester County | 33 | 34 | 35 | 24 | 35 |
| Clarion County | 12 | 5 | 4 | 4 | 7 |
| Clearfield County | 15 | 14 | 20 | 9 | 16 |
| Clinton County | 9 | 9 | 10 | 6 | 9 |
| Columbia County | 6 | 11 | 14 | 7 | 6 |
| Crawford County | 29 | 14 | 8 | 12 | 10 |
| Cumberland County | 15 | 25 | 13 | 28 | 26 |
| Dauphin County | 25 | 17 | 19 | 30 | 36 |
| Delaware County | 27 | 26 | 21 | 29 | 25 |
| Elk County | 8 | 7 | 4 | 11 | 3 |
| Erie County | 34 | 30 | 31 | 27 | 27 |
| Fayette County | 17 | 18 | 28 | 22 | 23 |
| Forest County | 5 | 0 | 0 | 4 | 2 |
| Franklin County | 20 | 26 | 25 | 20 | 20 |
| Fulton County | 1 | 9 | 5 | 2 | 7 |
| Greene County | 8 | 12 | 6 | 5 | 9 |
| Huntingdon County | 14 | 11 | 7 | 4 | 5 |
| Indiana County | 15 | 9 | 17 | 21 | 7 |
| Jefferson County | 8 | 5 | 7 | 11 | 3 |
| Juniata County | 6 | 5 | 12 | 6 | 2 |
| Lackawanna County | 23 | 17 | 19 | 20 | 20 |
| Lancaster County | 45 | 62 | 48 | 44 | 42 |
| Lawrence County | 8 | 10 | 11 | 10 | 9 |
| Lebanon County | 18 | 8 | 19 | 21 | 22 |
| Lehigh County | 30 | 37 | 37 | 28 | 28 |
| Luzerne County | 39 | 38 | 39 | 32 | 27 |
| Lycoming County | 10 | 18 | 23 | 15 | 9 |
| Mc Kean County | 15 | 8 | 7 | 7 | 3 |
| Mercer County | 28 | 14 | 13 | 15 | 10 |
| Mifflin County | 9 | 5 | 4 | 3 | 7 |
| Monroe County | 25 | 23 | 34 | 29 | 18 |
| Montgomery County | 40 | 38 | 34 | 32 | 43 |
| Montour County | 1 | 2 | 5 | 3 | 5 |
| Northampton County | 18 | 29 | 28 | 29 | 26 |
| Northumberland County | 15 | 6 | 9 | 16 | 9 |
| Perry County | 9 | 7 | 11 | 11 | 8 |
| Philadelphia County | 89 | 97 | 94 | 101 | 94 |
| Pike County | 8 | 9 | 7 | 6 | 4 |
| Potter County | 3 | 0 | 4 | 2 | 2 |
| Schuylkill County | 23 | 29 | 15 | 14 | 23 |
| Snyder County | 4 | 7 | 9 | 4 | 4 |
| Somerset County | 11 | 16 | 12 | 8 | 11 |
| Sullivan County | 0 | 1 | 2 | 1 | 4 |
| Susquehanna County | 8 | 10 | 10 | 15 | 9 |
| Tioga County | 11 | 10 | 5 | 13 | 11 |
| Union County | 5 | 7 | 3 | 2 | 4 |
| Venango County | 5 | 8 | 2 | 11 | 6 |
| Warren County | 4 | 3 | 6 | 4 | 7 |
| Washington County | 29 | 29 | 23 | 22 | 27 |
| Wayne County | 6 | 11 | 8 | 12 | 6 |
| Westmoreland County | 30 | 35 | 41 | 33 | 36 |
| Wyoming County | 5 | 8 | 4 | 2 | 7 |
| York County | 44 | 45 | 40 | 39 | 38 |
Fatalities by Road Type in Pennsylvania
| Road Type | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Rural | 828 | 649 | 693 | 640 | 697 | 629 | 610 | 616 | 647 | 607 |
| Urban | 640 | 607 | 631 | 646 | 613 | 581 | 585 | 581 | 541 | 528 |
Fatalities by Person Type in Pennsylvania
| Person Type | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Passenger Car | 516 | 514 | 478 | 494 | 463 |
| Light Truck - Pickup | 97 | 84 | 112 | 87 | 90 |
| Light Truck - Utility | 140 | 130 | 144 | 136 | 136 |
| Light Truck - Van | 47 | 40 | 48 | 37 | 27 |
| Light Truck - Other | 1 | 0 | 2 | 2 | 0 |
| Large Truck | 31 | 28 | 30 | 26 | 32 |
| Bus | 8 | 0 | 3 | 1 | 2 |
| Other/Unknown Occupants | 20 | 26 | 32 | 20 | 21 |
| Total Occupants | 860 | 822 | 849 | 803 | 771 |
| Total Motorcyclists | 182 | 185 | 178 | 191 | 187 |
| Pedestrian | 147 | 161 | 151 | 170 | 147 |
| Bicyclist and Other Cyclist | 11 | 19 | 16 | 16 | 22 |
| Other/Unknown Nonoccupants | 10 | 8 | 6 | 8 | 10 |
| Total Nonoccupants | 168 | 188 | 173 | 194 | 179 |
| Total | 1,210 | 1,195 | 1,200 | 1,188 | 1,137 |
Fatalities by Crash Type in Pennsylvania
| Crash Type | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Total Fatalities (All Crashes) | 1,210 | 1,195 | 1,200 | 1,188 | 1,137 |
| Single Vehicle | 680 | 671 | 678 | 662 | 620 |
| Involving a Large Truck | 155 | 162 | 161 | 165 | 167 |
| Involving Speeding | 552 | 509 | 540 | 504 | 468 |
| Involving a Rollover | 272 | 246 | 250 | 266 | 213 |
| Involving a Roadway Departure | 746 | 711 | 772 | 669 | 642 |
| Involving an Intersection (or Intersection Related) | 224 | 257 | 241 | 272 | 252 |
Five-Year Fatality Trend for the Top 10 Counties in Pennsylvania
| Pennsylvania Counties by 2017 Ranking | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Philadelphia County | 89 | 97 | 94 | 101 | 94 |
| Allegheny County | 65 | 59 | 54 | 72 | 67 |
| Bucks County | 44 | 44 | 56 | 52 | 51 |
| Berks County | 41 | 33 | 39 | 35 | 48 |
| Montgomery County | 40 | 38 | 34 | 32 | 43 |
| Lancaster County | 45 | 62 | 48 | 44 | 42 |
| York County | 44 | 45 | 40 | 39 | 38 |
| Dauphin County | 25 | 17 | 19 | 30 | 36 |
| Westmoreland County | 30 | 35 | 41 | 33 | 36 |
| Chester County | 33 | 34 | 35 | 24 | 35 |
| Top Ten Counties | 474 | 489 | 483 | 470 | 490 |
| All Other Counties | 735 | 706 | 717 | 718 | 647 |
| All Counties | 1,209 | 1,195 | 1,200 | 1,188 | 1,137 |
Fatalities Involving Speeding by County in Pennsylvania
| County Name | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Adams County | 2 | 3 | 7 | 6 | 4 |
| Allegheny County | 14 | 21 | 17 | 29 | 17 |
| Armstrong County | 3 | 10 | 4 | 1 | 4 |
| Beaver County | 3 | 4 | 4 | 3 | 7 |
| Bedford County | 8 | 3 | 2 | 5 | 8 |
| Berks County | 21 | 12 | 15 | 20 | 24 |
| Blair County | 14 | 4 | 12 | 9 | 3 |
| Bradford County | 6 | 5 | 10 | 4 | 3 |
| Bucks County | 14 | 14 | 22 | 22 | 15 |
| Butler County | 5 | 10 | 7 | 12 | 11 |
| Cambria County | 8 | 7 | 5 | 4 | 3 |
| Cameron County | 2 | 0 | 0 | 0 | 0 |
| Carbon County | 6 | 8 | 6 | 5 | 2 |
| Centre County | 8 | 5 | 5 | 6 | 8 |
| Chester County | 19 | 16 | 21 | 13 | 13 |
| Clarion County | 8 | 3 | 1 | 3 | 4 |
| Clearfield County | 7 | 7 | 7 | 5 | 11 |
| Clinton County | 3 | 3 | 7 | 2 | 5 |
| Columbia County | 3 | 7 | 8 | 3 | 3 |
| Crawford County | 16 | 10 | 0 | 5 | 3 |
| Cumberland County | 7 | 14 | 8 | 10 | 11 |
| Dauphin County | 11 | 7 | 10 | 14 | 19 |
| Delaware County | 18 | 10 | 10 | 9 | 11 |
| Elk County | 2 | 4 | 1 | 9 | 2 |
| Erie County | 15 | 14 | 16 | 10 | 12 |
| Fayette County | 11 | 11 | 16 | 15 | 15 |
| Forest County | 5 | 0 | 0 | 0 | 1 |
| Franklin County | 8 | 10 | 7 | 7 | 11 |
| Fulton County | 1 | 7 | 0 | 1 | 4 |
| Greene County | 4 | 7 | 4 | 5 | 6 |
| Huntingdon County | 7 | 6 | 6 | 4 | 2 |
| Indiana County | 3 | 3 | 9 | 13 | 3 |
| Jefferson County | 4 | 2 | 3 | 2 | 2 |
| Juniata County | 3 | 4 | 2 | 5 | 1 |
| Lackawanna County | 8 | 7 | 8 | 11 | 7 |
| Lancaster County | 21 | 22 | 24 | 19 | 13 |
| Lawrence County | 3 | 2 | 7 | 5 | 4 |
| Lebanon County | 12 | 0 | 8 | 8 | 7 |
| Lehigh County | 16 | 10 | 18 | 8 | 10 |
| Luzerne County | 18 | 17 | 18 | 10 | 12 |
| Lycoming County | 6 | 9 | 10 | 5 | 5 |
| Mc Kean County | 3 | 5 | 5 | 4 | 3 |
| Mercer County | 16 | 6 | 3 | 4 | 4 |
| Mifflin County | 3 | 0 | 1 | 0 | 2 |
| Monroe County | 18 | 17 | 17 | 13 | 7 |
| Montgomery County | 18 | 15 | 13 | 11 | 15 |
| Montour County | 1 | 0 | 1 | 2 | 2 |
| Northampton County | 7 | 12 | 7 | 12 | 6 |
| Northumberland County | 4 | 1 | 3 | 8 | 3 |
| Perry County | 2 | 3 | 8 | 2 | 3 |
| Philadelphia County | 21 | 34 | 32 | 22 | 29 |
| Pike County | 2 | 4 | 7 | 4 | 0 |
| Potter County | 2 | 0 | 2 | 0 | 1 |
| Schuylkill County | 10 | 10 | 7 | 7 | 8 |
| Snyder County | 2 | 3 | 6 | 1 | 3 |
| Somerset County | 7 | 4 | 8 | 7 | 6 |
| Sullivan County | 0 | 0 | 1 | 0 | 1 |
| Susquehanna County | 6 | 7 | 6 | 3 | 6 |
| Tioga County | 7 | 4 | 0 | 7 | 4 |
| Union County | 2 | 1 | 1 | 1 | 3 |
| Venango County | 4 | 0 | 0 | 6 | 1 |
| Warren County | 1 | 1 | 2 | 3 | 3 |
| Washington County | 13 | 16 | 14 | 12 | 14 |
| Wayne County | 4 | 6 | 3 | 11 | 1 |
| Westmoreland County | 22 | 15 | 19 | 18 | 21 |
| Wyoming County | 3 | 5 | 2 | 1 | 5 |
| York County | 21 | 22 | 27 | 18 | 11 |
Fatalities in Crashes Involving an Alcohol-Impaired Driver (BAC=.08+) by County in Pennsylvania
| County Name | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|
| Adams County | 3 | 2 | 4 | 2 | 3 |
| Allegheny County | 21 | 22 | 16 | 23 | 23 |
| Armstrong County | 5 | 6 | 7 | 1 | 3 |
| Beaver County | 3 | 3 | 0 | 2 | 4 |
| Bedford County | 3 | 2 | 2 | 2 | 2 |
| Berks County | 13 | 6 | 13 | 13 | 11 |
| Blair County | 9 | 3 | 7 | 7 | 3 |
| Bradford County | 3 | 4 | 6 | 1 | 3 |
| Bucks County | 11 | 12 | 14 | 17 | 16 |
| Butler County | 1 | 8 | 4 | 6 | 7 |
| Cambria County | 5 | 7 | 4 | 2 | 5 |
| Cameron County | 1 | 1 | 0 | 0 | 0 |
| Carbon County | 4 | 4 | 4 | 2 | 2 |
| Centre County | 3 | 2 | 5 | 4 | 1 |
| Chester County | 14 | 11 | 14 | 7 | 17 |
| Clarion County | 5 | 2 | 2 | 0 | 1 |
| Clearfield County | 2 | 4 | 7 | 1 | 4 |
| Clinton County | 1 | 3 | 3 | 0 | 2 |
| Columbia County | 2 | 3 | 5 | 1 | 0 |
| Crawford County | 12 | 5 | 2 | 6 | 3 |
| Cumberland County | 3 | 7 | 3 | 8 | 7 |
| Dauphin County | 6 | 3 | 6 | 11 | 8 |
| Delaware County | 6 | 6 | 6 | 7 | 8 |
| Elk County | 4 | 4 | 0 | 5 | 2 |
| Erie County | 10 | 8 | 7 | 6 | 9 |
| Fayette County | 7 | 5 | 7 | 6 | 7 |
| Forest County | 1 | 0 | 0 | 1 | 1 |
| Franklin County | 2 | 4 | 4 | 3 | 2 |
| Fulton County | 0 | 3 | 2 | 0 | 2 |
| Greene County | 0 | 5 | 3 | 1 | 1 |
| Huntingdon County | 3 | 3 | 2 | 2 | 1 |
| Indiana County | 3 | 3 | 6 | 13 | 1 |
| Jefferson County | 0 | 2 | 3 | 2 | 0 |
| Juniata County | 0 | 0 | 3 | 2 | 1 |
| Lackawanna County | 6 | 7 | 5 | 9 | 5 |
| Lancaster County | 18 | 16 | 15 | 14 | 7 |
| Lawrence County | 2 | 2 | 3 | 3 | 2 |
| Lebanon County | 7 | 1 | 1 | 4 | 7 |
| Lehigh County | 7 | 7 | 13 | 11 | 5 |
| Luzerne County | 11 | 20 | 18 | 8 | 8 |
| Lycoming County | 4 | 9 | 6 | 4 | 4 |
| Mc Kean County | 5 | 4 | 3 | 2 | 1 |
| Mercer County | 5 | 5 | 3 | 4 | 4 |
| Mifflin County | 1 | 0 | 0 | 0 | 3 |
| Monroe County | 11 | 8 | 8 | 11 | 4 |
| Montgomery County | 11 | 13 | 4 | 7 | 15 |
| Montour County | 0 | 1 | 2 | 0 | 1 |
| Northampton County | 7 | 6 | 8 | 14 | 5 |
| Northumberland County | 1 | 0 | 3 | 4 | 2 |
| Perry County | 7 | 1 | 3 | 1 | 4 |
| Philadelphia County | 21 | 26 | 31 | 23 | 22 |
| Pike County | 0 | 8 | 4 | 1 | 1 |
| Potter County | 1 | 0 | 0 | 0 | 2 |
| Schuylkill County | 2 | 5 | 4 | 2 | 5 |
| Snyder County | 2 | 0 | 5 | 0 | 1 |
| Somerset County | 6 | 4 | 4 | 2 | 5 |
| Sullivan County | 0 | 0 | 2 | 0 | 0 |
| Susquehanna County | 3 | 5 | 3 | 7 | 3 |
| Tioga County | 2 | 3 | 1 | 4 | 2 |
| Union County | 1 | 2 | 0 | 0 | 1 |
| Venango County | 2 | 1 | 0 | 3 | 1 |
| Warren County | 1 | 0 | 0 | 0 | 2 |
| Washington County | 8 | 11 | 9 | 9 | 7 |
| Wayne County | 3 | 1 | 2 | 7 | 1 |
| Westmoreland County | 17 | 8 | 16 | 12 | 11 |
| Wyoming County | 2 | 3 | 2 | 0 | 2 |
| York County | 15 | 10 | 16 | 12 | 12 |
Teen Drinking and Driving in Pennsylvania
Mixing drinking with driving isn’t a very safe idea, especially for teenagers, as their inexperience can result in fatal crashes.
In 2016, 365 arrests for underage DUI were registered in Pennsylvania making the state 12th highest in America for DUI arrests under 18.
Though the DUI arrest rates are high in Pennsylvania, the rate of under 21 alcohol-impaired driving fatality per 100,000 people was 0.8, much lower than the national average of 1.2.
EMS Response Time in Pennsylvania
| Road Type | Time of Crash to EMS Notification | EMS Notification to EMS Arrival | EMS Arrival at Scene to Hospital Arrival | Time of Crash to Hospital Arrival | Total Fatal Crashes |
|---|---|---|---|---|---|
| Rural | 4.79 | 11.08 | 39.55 | 51.38 | 574 |
| Urban | 3.19 | 6.70 | 28.35 | 36.32 | 507 |
Transportation in Pennsylvania
Your average commute to work is affected by a number of factors in your city, such as the number of cars owned by households and the preferred mode of transportation.
Car Ownership in Pennsylvania
A large majority of the households in Pennsylvania own two cars, just like the average car ownership in America (illustrated in grey).
Commute Time in Pennsylvania
On average, workers in the US spend around 25.5 minutes on commute to work, whereas, the commute time in Pennsylvania is slightly higher at 25.7 minutes.
Moreover, around 2.86 percent of the motorists have super commutes and spend more than 90 minutes on the road to reach work.
Commuter Transportation in Pennsylvania
Most workers in Pennsylvania prefer to drive alone to work, with only 8.51 percent choosing carpooling as their mode of transportation.
Traffic Congestion in Pennsylvania
Philadelphia and Pittsburgh can test the patience of anyone during the traffic congestion in peak hours.
As per traffic analytics firm Inrix, Pittsburgh and Philadelphia are the 7th and 9th most congested cities in America, respectively.
In Pittsburgh, commuters lose around 127 hours in congestion while in Philadelphia, commuters lose 112 hours. As with everything else, when you lose time stranded somewhere, there’s a monetary cost attached to the lost hours.
The cost of congestion in Pittsburgh is a whopping $1,776 per driver, and in Philadelphia, the price comes to $1,568.
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