Cheap Auto Insurance in New Hampshire for 2025 (Top 10 Companies Ranked)

Geico, State Farm, and Progressive are the best picks for cheap auto insurance in New Hampshire. Geico stands out with rates starting at just $45 a month, while State Farm delivers great customer service, and Progressive offers plenty of discounts.

These companies make it easy to save without sacrificing quality coverage, giving you peace of mind on the road and options that fit your budget and needs.

Our Top 10 Company Picks: Cheap Auto Insurance in New Hampshire

The table highlights our top 10 picks for cheap auto insurance in New Hampshire. It compares providers based on rates, customer satisfaction, and available coverages, including liability, comprehensive, collision, and uninsured motorist protection. Find the best fit for your budget and coverage needs.

Start comparing total coverage auto insurance rates by entering your ZIP code here

#1 – Geico – Best for Budget-Friendly Options

Pros

• Affordable Rates: Geico is known for offering some of the most budget-friendly auto insurance in New Hampshire, with rates as low as $45.
• Easy-to-Use Tools: Managing your policy is a snap with their simple mobile app and website.
• Bundle & Save: Save more when you bundle your car and home insurance.

Cons

• Limited Agent Support: Geico has fewer local agents, which might not be ideal for those seeking in-person help in New Hampshire.
• Customer Service Wait Times: Some customers experience slow responses from customer service when they need assistance.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#2 – State Farm – Best for Customer Support

Pros

• Coverage That Fits You: Progressive lets you customize your auto insurance in New Hampshire to suit your needs without breaking the bank.
• Budget-Friendly Tools: The “Name Your Price” tool makes it easy to find a plan that works for your wallet.
• Save for Safe Habits: Progressive rewards smart choices on and off the road, from good driver perks to discounts for bundling policies or being a good student.

Cons

• Claims Processing Delays: Some customers report slower-than-expected claims processing times in New Hampshire.
• Price Increases: Rates may rise after the first year for some policyholders, especially those with poor driving records

#3 – Progressive – Best for Customization

Pros

• Coverage That Works for You: Progressive lets you build an affordable auto insurance plan in New Hampshire that fits your needs perfectly.
• Easy Budgeting: With the “Name Your Price” tool, you can find a plan that matches what you want to spend.
• Savings for Smart Driving: From good student discounts to multi-policy deals, Progressive rewards safe habits and smart choices.

Cons

• Claims Processing Delays: Some customers report slower-than-expected claims processing times in New Hampshire.
• Price Increases: Rates may rise after the first year for some policyholders, especially those with poor driving records

#4 – Travelers – Best for Comprehensive Coverage

Pros

• Low Rates, Big Value: Travelers offers affordable auto insurance with plenty of coverage options in New Hampshire.
• Bundle Up for Savings: Save more by combining your auto insurance with other policies.
• Stress-Free Claims: Travelers make filing claims quick and simple so you can get back on the road faster.

Cons

• Fewer Perks for New Drivers: Discounts for young or inexperienced drivers are limited.
• Service Can Be Hit or Miss: Some customers say their experience varies depending on the location.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#5 – Nationwide – Best for Personalized Policies

Pros

• Coverage That Fits Your Needs: Whether you need basic liability or complete protection, Nationwide has affordable options in New Hampshire.
• Service You Can Count On: Drivers love Nationwide for its reliable and friendly customer support.
• Save with Smart Choices: Get discounts for cars with advanced safety features and enjoy extra savings when you bundle policies.

Cons

• Higher Costs for Risky Drivers: Drivers with past accidents or violations may face steeper rates.
• Limited Discounts for New Cars: There are fewer discounts for newer or more expensive vehicles.

#6 – American Family – Best for Young Drivers

Pros

• Great Deals, Solid Coverage: American Family offers affordable auto insurance in New Hampshire with strong coverage options.
• Simple to Manage: Their website and app make it easy to handle your policy and file claims on the go.
• Bundle and Save: Combining auto insurance with home or renter’s coverage saves even more.

Cons

• Variable Customer Service: Customer service experiences may vary depending on location, with some reporting longer wait times.
• Fewer Local Agents: American Family has fewer physical agent offices, which could be a downside for some customers.

#7 – Farmers – Best for Easy Claims Process

Pros

• Affordable Coverage: Farmers keep things budget-friendly with various coverage options in New Hampshire.
• Roadside Help Anytime: Need a tow or a jump? Farmers include roadside assistance in your plan.
• Personal Touch: With local agents, Farmers offers a more personal and helpful experience for drivers in New Hampshire.

Cons

• Higher Rates for New Drivers: If you’re young or new to driving, you might see higher premiums with Farmers.
• Potential Price Hikes: Some customers report premium increases after the first policy term.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

#8 – Safeco – Best for High-Risk Drivers

Pros

• Affordable Rates: Safeco auto insurance gives safe drivers in New Hampshire affordable coverage, keeping things budget-friendly.
• Custom Coverage: You can easily adjust your coverage to fit your needs.
• Reliable Support: If you ever need assistance, Safeco’s customer service is always there to help.

Cons

• Fewer Discounts: Safeco doesn’t have as many discounts as other insurers.
• Slower Claims Process: Some customers have mentioned delays when filing claims with Safeco.

#9 – Allstate – Best for Perks and Rewards

Pros

• Affordable Rates: Allstate auto insurance offers some of the best rates for safe drivers in New Hampshire, especially if you have a clean record.
• Variety of Coverage: Allstate offers excellent options like new car replacement and accident forgiveness for added peace of mind.
• Easy Online Tools: Managing your policy and filing claims is a breeze with Allstate’s website and app.

Cons

• Higher Rates for Riskier Drivers: If you have poor credit or a history of claims, expect to pay more.
• Inconsistent Customer Service: The quality of customer support can vary depending on your location.

#10 – Liberty Mutual – Best for Bundling Policies

Pros

• Affordable Rates: Liberty Mutual offers budget-friendly auto insurance in New Hampshire, with plenty of options to customize your coverage.
• Bundling Discounts: Save more when you bundle your auto insurance with home or renters policies.
• Great Mobile App: Their app makes it easy to manage your policy and file claims, all from your phone.

Cons

• Premium Increases: Some customers report premium hikes after the first year of coverage.
• Limited Local Agent Availability: Liberty Mutual has fewer local agents in some areas, which may make in-person service more difficult.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

Best Car Insurance in New Hampshire: Monthly Rates & Coverage

The table compares auto insurance monthly rates from various providers in New Hampshire, showcasing different coverage levels. It lets you quickly compare costs and coverage options to pick the right plan easily.

New Hampshire Auto Insurance Monthly Rates by Provider & Coverage Level

Choose the right plan for you and enjoy peace of mind on the road with the best auto insurance rates in New Hampshire!

Discover Auto Insurance Discounts in New Hampshire

The table above breaks down the best auto insurance discounts from top providers in New Hampshire. From bundling your policies to rewards for safe driving or being a student, there are plenty of ways to save.

Auto Insurance Discounts From the Top Providers in New Hampshire

Finding affordable, right coverage doesn’t have to be a hassle. These discounts make it easier to cut costs while keeping excellent protection. Take a look and see how much you could save!

Saving on insurance in New Hampshire is easy! The table outlines top discounts to keep your premiums low without compromising coverage.

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

New Hampshire Auto Insurance Rates and Claims Trends

The table showcases affordable auto insurance options in New Hampshire, comparing companies based on their coverage offerings and annual accident claims data. It includes liability, collision, and comprehensive coverage types, helping drivers balance cost and protection.

Cheap Auto Insurance in New Hampshire Accidents & Claims per Year

Protecting your vehicle and your wallet starts with choosing the right insurance. Use this comparison to select a policy that offers excellent coverage and suits your budget.

Securing life insurance in New Hampshire is crucial in planning for the future. This guide highlights the best options, coverage types, and key considerations to help you find a policy that meets your needs and safeguards your loved ones.

New Hampshire Auto Premium Analysis

This table comprehensively showcases key data on average premium costs across various providers. It allows for an easy comparison of rates and highlights essential details to help residents make informed decisions about their auto insurance options.

New Hampshire Report Card: Auto Insurance Premiums

Choosing affordable and reliable auto insurance in New Hampshire becomes simple with the correct information. Use this report to identify top options and save on your premiums today!

Get fast and cheap auto insurance coverage today with our quote comparison tool.