Best Auto Insurance for Marco’s Pizza Delivery Drivers in 2025 (Top 10 Companies Ranked)
Farmers Insurance, Allstate, and Erie Insurance offer great auto insurance for Marco's Pizza delivery drivers, starting at just $65 a month. These providers really understand what delivery drivers need, with coverage for delivery-related accidents, higher liability limits, and even pay-per-mile options. Plus, with perks like accident forgiveness, drivers can keep their attention on the road, knowing they’re well covered.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Feb 1, 2025
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 1, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
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2,903 reviewsCompany Facts
Full Coverage for Marcos Pizza Delivery Drivers
A.M. Best Rating
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2,903 reviews
11,413 reviewsCompany Facts
Full Coverage for Marcos Pizza Delivery Drivers
A.M. Best Rating
Complaint Level
11,413 reviews
1,814 reviewsCompany Facts
Full Coverage for Marcos Pizza Delivery Drivers
A.M. Best Rating
Complaint Level
1,814 reviewsThe best auto insurance for Marco’s Pizza delivery drivers comes from Farmers, Allstate, and Erie, which are known for their great coverage and fair rates. Farmers are a standout with flexible policies and strong protection for delivery work.
Allstate offers good savings for safe drivers, while Erie keeps costs low without sacrificing quality. This guide breaks down what these companies offer so you can choose the right fit for your needs.
Our Top 10 Company Picks: Best Auto Insurance for Marco's Pizza Delivery Drivers
| Company | Rank | A.M. Best | Bundling Discount | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | A | 20% | Comprehensive Coverage | Farmers |
 | #2 | A+ | 25% | Flexible Discounts | Allstate |
 | #3 | A+ | 25% | Affordable Rates | Erie |
 | #4 | A+ | 5% | Reliable Service | The Hartford |
 | #5 | A+ | 12% | High Risk | Dairyland |
 | #6 | B | 17% | Trusted Brand | State Farm |
 | #7 | A | 15% | Easy Access | The General |
 | #8 | A+ | 10% | Innovative Programs | Progressive |
 | #9 | A | 25% | Diverse Options | Liberty Mutual |
 | #10 | A+ | 20% | Smart Technology | Nationwide |
This table compares the top auto insurance providers for Marco’s Pizza delivery drivers, focusing on key factors like coverage, rates, and discounts. It clearly shows how Farmers, Allstate, and Erie compare, helping you choose the best option for your needs.
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- Find the best business insurance for assisted living facilities with coverage that fits your needs
- Ensure liability, property damage, and employee protection are all covered
- Farmers offer comprehensive, customizable coverage tailored to assisted living facilities
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#1 Farmers – Best for Customizable Coverage
Pros
- Great Coverage for Work and Play: Farmers Auto Insurance covers your work-related and personal driving, so you’re always protected.
- Friendly Customer Service: Need help? Farmers are known for fast, friendly support that quickly gets you the necessary answers.
- Flexible Coverage: You can adjust things to fit your driving habits, so it’s a great option if you want something that suits you perfectly.
Cons
- A Bit Steep: Farmers tend to charge more than others, so they might not be the go-to if you’re trying to save on costs.
- Fewer Discounts: Farmers doesn’t offer as many discounts as competitors, making it harder to save on your premium.
#2 – Allstate – Best for Discounts for Safe Drivers
Pros
- Great Coverage Options: Allstate offers plans that cater to Marco’s Pizza delivery drivers, covering both personal driving and delivery use.
- Significant Savings for Safe Drivers: If you keep a clean driving record, you can save a lot, perfect for delivery drivers on the go.
- 24/7 Claims Help: Did you get into an accident during a delivery? Allstate’s claims team is ready to help anytime.
Cons
- Higher Costs for Long-Haul Drivers: If you’re racking up miles on deliveries, you might pay more for coverage.
- Not Always Work-Friendly: Some policies don’t fully cover extended delivery routes or extra vehicles.
#3 Erie – Best for Affordable Rates
Pros
- Affordable Rates: Erie helps keep insurance costs down, giving Marco’s Pizza drivers a chance to save while still getting good coverage.
- Solid Protection: They cover all the important risks, including those tied to business, so drivers can feel secure on the job.
- Smooth Claims Process: Drivers appreciate how quickly Erie handles claims, so they don’t have to wait long to get back on the road.
Cons
- Fewer Discounts: Erie doesn’t offer as many ways to save as some more prominent insurance companies, with most discounts tied to bundling or being a loyal customer.
- Limited Availability: Since Erie only covers 12 states and Washington, D.C., some Marco’s Pizza drivers might not have access to it.
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#4 The Hartford– Best for Business-Focused Coverage
Pros
- Perfect for Businesses: Hartford is a go-to for commercial insurance, making it a great choice for Marco’s Pizza delivery drivers.
- Support You Can Count On: They’re known for being quick to respond and helpful, so drivers get the assistance they need with insurance claims.
- Affordable Coverage: Hartford offers reasonable rates, so Marco’s Pizza drivers can stay protected without stretching their budget.
Cons
- Fewer Discounts: They offer fewer discounts than other options, which might be a letdown for some drivers.
- Less Flexibility: Their policies might not offer as many ways to customize coverage for delivery drivers.
#5 Dairyland – Best for Budget-Friendly Options
Pros
- Affordable Rates: Dairyland keeps things budget-friendly, making it a solid choice for food delivery drivers.
- Flexible Payments: With payment plans that work for different budgets, Dairyland helps drivers keep things manageable.
- Straightforward Coverage: Dairyland keeps it simple, so drivers know exactly what’s included no surprises.
Cons
- Limited Customer Service: Dairyland’s customer support doesn’t always get the best reviews, which could be a downside for drivers.
- Basic Coverage: Their policies may not include all the extra features some drivers might want or need.
#6 State Farm – Best for Local Agent Support
Pros
- Affordable Rates: State Farm Auto Insurance keeps things affordable, so Marco’s Pizza delivery drivers can save on coverage.
- Local Support: With agents nearby, you’ll always have a friendly face to help when needed.
- Quick Assistance: Need help quickly? State Farm’s customer service is quick to intervene when issues arise.
Cons
- Fewer Discounts: State Farm offers fewer discounts than other options, which could mean missing out on more savings.
- Slower Claims: Claims can take a little longer to process, which is frustrating if you need a fast resolution.
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#7 The General – Best for Drivers
Pros
- Budget-Friendly: The General offers affordable coverage, which is ideal for Marco’s Pizza delivery drivers looking to save.
- Quick Coverage: The General can offer quick coverage options for Marco’s Pizza who need fast protection.
- Easy to Qualify: The General is often a good option for Pizza delivery drivers with less-than-perfect driving records.
Cons
- Limited Coverage: The General sticks to the basics, which might not be enough for all of Marco’s Pizza delivery drivers.
- Customer Service Issues: Some drivers have had bad experiences with customer service, which can make getting help a bit of a hassle.
#8 Progressive – Best for Flexible Policies
Pros
- Affordable Coverage: Progressive Auto Insurance gives you low rates, making it a great choice for Marco’s Pizza delivery drivers looking to save.
- Flexible Policies: You can easily adjust your coverage to fit your needs—no hassle.
- Great Discounts: Bundle your policies and enjoy extra savings with Progressive.
Cons
- Inconsistent Service: Some drivers say their customer service experience with Progressive depends on who they talk to.
- Limited Local Agents: Unlike some competitors, Progressive relies more on online services, which might not be ideal if you prefer in-person support.
#9 – Liberty Mutual – Best for Comprehensive Coverage
Pros
- Solid Coverage: Liberty Mutual Auto Insurance has you covered, whether it’s for personal or business needs.
- Flexible Plans: You can adjust your coverage to fit what’s important to you, so you’re not paying for extra stuff you don’t need.
- Nice Discounts: Save more with discounts for safe driving and bundling your policies.
Cons
- Higher Premiums: Liberty Mutual’s rates can be slightly higher than other options, so it might not fit every budget.
- Mixed Customer Reviews: Customer service can be hit or miss, depending on who you get.
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#10 – Nationwide – Best for Reliable Coverage Options
Pros
- Reliable Coverage: Nationwide gives Marco’s Pizza delivery drivers solid protection so you can drive with peace of mind.
- Great Discounts: Save with discounts for safe driving and bundling your policies.
- Customizable Options: Nationwide lets you tweak your coverage to match your needs.
Cons
- Limited Availability: Nationwide isn’t available everywhere, so some drivers might have trouble getting covered.
- Slow Claims Processing: Some drivers mention delays in claims, which could mean longer wait times after an accident.
Top Auto Insurance Options for Delivery Drivers
As a delivery driver, your car is your workhorse and is how you earn your living. That’s why having the right auto insurance is so important. Having something that gives you solid protection without breaking the bank.
Marco's Pizza Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $75 | $157 |
| $78 | $165 |
| $58 | $135 |
| $65 | $140 |
| $70 | $155 |
| $66 | $148 |
| $68 | $150 |
| $60 | $145 |
| $80 | $170 |
| $72 | $160 |
The road comes with challenges, but having dependable auto insurance ensures you’re ready for whatever comes your way. Take the time to explore your options and find a policy that fits your needs so you can stay focused on delivering safely and stress-free.
Discounts on Auto Insurance for Marco’s Pizza Drivers
Delivering pizzas is tough; reliable auto insurance shouldn’t add to the stress. If you’re a Marco’s Pizza delivery driver, you might qualify for exclusive discounts that save you money while keeping you covered on the road.
Auto Insurance Discounts From the Top Providers for Marco's Pizza Delivery Drivers
| Insurance Company | Bundling | Safe Driver | Anti-Theft | Multi-Car | Paperless Billing |
|---|---|---|---|---|---|
| 20% | 15% | 10% | 25% | 5% |
| 15% | 10% | 5% | 18% | 5% |
| 10% | 20% | 15% | 20% | 5% |
| 18% | 18% | 8% | 22% | 5% |
| 25% | 15% | 12% | 30% | 7% |
| 12% | 12% | 10% | 20% | 5% |
| 16% | 20% | 18% | 25% | 5% |
| 20% | 25% | 7% | 30% | 5% |
| 14% | 10% | 5% | 18% | 5% |
| 10% | 15% | 10% | 20% | 5% |
Saving on auto insurance doesn’t have to be complicated. Marco’s Pizza delivery drivers can stay protected and pocket extra cash with these discounts. Check with top providers today and start maximizing your savings.
Farmers Insurance, Allstate, and Erie Insurance stand out in terms of competitive rates. Farmers offer full coverage at $175, Allstate follows closely with $170, and Erie provides coverage starting at $160. For minimum coverage, Farmers is again on top at $93, with Allstate at $95 and Erie slightly behind at $98.
Marco’s Pizza Delivery Drivers Accidents & Claims per Year
| Category | Value |
|---|---|
| Marco’s Pizza | Delivery Drivers |
| Accidents per Year | 120 |
| Claims per Year | 95 |
The table breaks down accidents and claims from Marco’s Pizza delivery drivers over the year. It shows the number of accidents, the types of claims drivers filed, like property damage or injuries, and the total costs. It’s easy to spot patterns, see how these incidents add up, and understand how driver safety impacts the business.
Ready to start comparing auto insurance companies in your area? Enter your ZIP code to get auto insurance quotes and buy auto insurance for pizza delivery now.
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Does Marco’s Pizza offer auto insurance for its drivers?
No, Marco’s Pizza does not directly offer driver auto insurance. Delivery drivers typically need their auto insurance policies. In many cases, they also require additional coverage, such as a commercial or hired/non-owned auto policy, to ensure they’re fully protected while driving for work.
New, simplified Property Choice® and General Liability Choice® offerings, enabling you to customize coverage to meet your clients’ complex business needs. Learn more here: https://t.co/dgQrZv9Lux pic.twitter.com/dNlAAsQDqK
— The Hartford (@TheHartford) August 15, 2022
If you’re a delivery driver for Marco’s Pizza, confirm with your insurance provider whether your policy covers business-related driving. If it doesn’t, you may need additional coverage, such as a commercial policy or a ride-share/delivery rider, to meet job requirements and stay appropriately insured.
Marco’s Pizza and Auto Insurance Costs
If you’re a Marco’s Pizza driver, you might wonder how much auto insurance will cost. Whether you’re delivering part-time or full-time, the right coverage is essential to stay protected on the road. Let’s break down what to expect in terms of premiums and coverage.
Marco's Pizza Report Card: Auto Insurance Premiums
| Category | Grade | Explanation |
|---|---|---|
| Traffic Density | A | High traffic leads to accidents |
| Average Claim Size | B | Average claims, affected by accidents |
| Vehicle Theft Rate | B | Moderate theft, varies by region |
| Uninsured Drivers Rate | C | Moderate uninsured drivers, increased risk |
| Weather-Related Risks | C | Seasonal weather increases accident risk |
Auto insurance rates aren’t one-size-fits-all, so your cost will depend on where you drive and your record. The good news? Shopping around and knowing what coverage you need can help you save while staying protected on the job.
Where to Obtain Auto Insurance for Marco’s Pizza Delivery Drivers
To work as a delivery driver at Marco’s Pizza, you’ll need at least a basic liability auto insurance policy. That’s pretty standard for most pizza delivery jobs.
In some cases, delivery drivers are hired as independent contractors instead of employees. When that happens, the responsibility for accidents or damages usually falls on the driver—not the company.
It’s always wise to check with your insurance provider or lawyer to ensure you’re covered. But here’s the catch: liability insurance only covers damages you cause to others. It’s not the same as business or commercial auto insurance.
If you don’t let your insurance company know you’re delivering pizzas, you could face serious consequences like canceling your policy. That’s not a headache anyone wants.
The bottom line? Be upfront with your insurer about your job. Keep reading to learn what type of insurance you need as a delivery driver and how to avoid costly mistakes.
Read more:Domino’s Pizza Auto Insurance: Rates & Requirements.
Farmers Insurance offers reliable and affordable coverage tailored for delivery drivers, making it a top choice for Marco’s Pizza drivers.
Daniel Walker Licensed Insurance Agent
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Monthly Costs for Commercial Auto Insurance
The table highlights the monthly cost range for commercial auto insurance across various vehicle types. Passenger cars have the lowest rates, starting at $50 and going up to $200 monthly.
Commercial Auto Insurance Monthly Rates
| Vehicle | Minimum Monthly Cost | Maximum Monthly Cost |
|---|---|---|
| Passenger Car | $50 | $200 |
| Semitruck | $666 | $1,041 |
| Delivery Van | $275 | $516 |
| Limousine | $333 | $500 |
| Cab | $416 | $500 |
Delivery vans and limousines fall in the mid-range, with monthly costs between $275 and $516 for vans and $333 to $500 for limousines.
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Frequently Asked Questions
Are standard auto insurance policies enough for delivery drivers?
No, most standard policies don’t cover commercial use. Delivery drivers need special coverage or endorsements to protect themselves while working.
Which companies offer affordable insurance for Marco’s Pizza drivers?
Farmers Insurance, Allstate, and Erie Insurance offer rates starting at $65 per month with flexible coverage tailored for delivery drivers.
What makes auto insurance important for delivery drivers?
Delivery drivers face higher risks on the road, so auto insurance ensures financial protection in case of accidents or damages.
What is accident forgiveness, and why is it helpful?
Accident forgiveness is a feature in some auto insurance policies that prevents your premium from increasing after your first at-fault accident. It’s typically offered as an add-on or a reward for safe driving.
What is the minimum coverage required for delivery drivers?
This depends on state laws, but most require liability insurance, with additional commercial coverage recommended for delivery drivers.
Can I customize my coverage with these companies?
Insurers like Farmers and Erie allow customization for liability, collision, or comprehensive coverage to fit your needs.
Are there discounts available for delivery drivers?
Many providers offer discounts for maintaining a clean driving record, bundling policies, or using telematics programs to monitor driving habits.
What happens if I don’t inform my insurer about my delivery job?
Not informing your insurer about commercial use may lead to denied claims or policy cancellations, leaving you without coverage.
Explore your auto insurance options by entering your ZIP code into our free comparison tool today.
Does Erie Insurance offer benefits for delivery drivers?
Erie Insurance offers adaptable coverage options and features like accident forgiveness, making it a top choice for delivery drivers.
How can I get the best rate for delivery driver insurance?
Compare quotes, check for discounts, and choose coverage that balances affordability with comprehensive protection.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.