Best Auto Insurance for Marco’s Pizza Delivery Drivers in 2025 (Top 10 Companies Ranked)

The best auto insurance for Marco’s Pizza delivery drivers includes top picks like Farmers, Allstate, and Erie, known for their great coverage and fair rates. Farmers is a standout with flexible policies and strong protection for delivery work.

Allstate offers good savings for safe drivers, while Erie keeps costs low without sacrificing quality. This guide breaks down what these companies offer so you can choose the right fit for your needs.

Our Top 10 Company Picks: Best Auto Insurance for Marco's Pizza Delivery Drivers

This table compares the top auto insurance providers for Marco’s Pizza delivery drivers, focusing on key factors like coverage, rates, and discounts. It clearly shows how Farmers, Allstate, and Erie compare, helping you choose the best option for your needs.

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#1 Farmers – Best for Customizable Coverage

Pros

• Coverage That Fits Your Needs: Farmers have policies explicitly designed, covering work-related and personal driving.
• Friendly Support: Farmers Auto Insurance Review is known for its quick and helpful customer service, perfect for quick answers.
• A Bit Pricey: Farmers’ premiums are often higher than what other providers might offer, which could be a downside for budget-conscious drivers.

Cons

• Not Many Discounts: With fewer discounts, it might not be the most cost-effective choice for everyone.
• Fewer Discount Opportunities: Farmers might not offer as many discounts or savings options compared to some competitors.

#2 – Allstate – Best for Discounts for Safe Drivers

Pros

• Great Coverage Options: Allstate Auto Insurance Review has plans that work for Marco’s Pizza delivery drivers, covering both personal use and deliveries.
• Significant Savings for Safe Drivers: If you keep a clean driving record, you can save a lot perfect for delivery drivers on the go.
• 24/7 Claims Help: Did you get into an accident during a delivery? Allstate’s claims team is ready to help anytime.

Cons

• Higher Costs for Long-Haul Drivers: If you’re racking up miles on deliveries, you might pay more for coverage.
• Not Always Work-Friendly: Some policies don’t fully cover extended delivery routes or extra vehicles.

#3 Erie – Best for Affordable Rates

Pros

• Affordable Rates: Erie keeps things budget-friendly, helping Marco’s Pizza delivery drivers save on insurance.
• Comprehensive Protection: They’ve got drivers covered for all the critical risks, including those tied to business.
• Support Challenges:  Erie Auto Insurance handles claims quickly so drivers can get back on track without waiting.

Cons

• Limited Discounts: Erie doesn’t offer as many discounts, which may be a downside for some drivers.
• Availability: Erie isn’t available everywhere, so some Marco’s Pizza drivers might find it out of reach.

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#4 The Hartford– Best for Business-Focused Coverage

Pros

• Great Business Coverage: The Hartford specializes in commercial insurance, making it a solid choice for Marco’s Pizza delivery drivers.
• Reliable Customer Service: Hartford is known for helpful and responsive support, ensuring drivers get the assistance they need with insurance claims.
• Competitive Pricing: Hartford offers affordable rates, so Marco’s Pizza delivery drivers can save while staying protected.

Cons

• Limited Discounts: Hartford doesn’t offer as many discounts as other providers, which might be a downside for some drivers.
• Fewer Coverage Options: Their policies may not have as many customization options to meet the specific needs of Marco’s Pizza delivery drivers.

#5 Dairyland – Best for Budget-Friendly Options

Pros

• Affordable Premiums: Dairyland offers some of the most budget-friendly options for food delivery drivers.
• Flexible Payment Plans: With flexible payment options, Dairyland makes it easier for drivers to manage costs.
• Simple Coverage: Dairyland keeps things straightforward, so drivers know exactly what they’re getting without any confusion.

Cons

• Limited Customer Service: Dairyland’s customer support doesn’t always get the best reviews, which could be a downside for drivers.
• Basic Coverage: Their policies may not include all the extra features some drivers might want or need.

#6 State Farm – Best for Local Agent Support

Pros

• Affordable Rates:  State Farm Auto Insurance keeps costs down, making it an easy choice for budget-conscious Marco’s Pizza delivery drivers.
• Local Agents: With agents nearby, drivers can count on friendly, personalized help whenever needed.
• Reliable Support: State Farm’s customer service is always ready to step in and offer quick assistance when drivers need a hand.

Cons

• Fewer Discounts: State Farm doesn’t offer as many discount options as other companies, which might leave drivers wanting more ways to save.
• Slower Claims Processing: Claims can take longer to resolve, which could be frustrating during emergencies.

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#7 The General – Best for Drivers

Pros

• Budget-Friendly: The General offers affordable coverage, which is ideal for Marco’s Pizza delivery drivers looking to save.
• Quick Coverage: The General can offer quick coverage options for Marco’s Pizza who need fast protection.
• Easy to Qualify: The General is often a good option for  Pizza delivery drivers with less-than perfect driving records.

Cons

• Limited Coverage Options: The General provides basic coverage, which may not suit all the needs of Marco’s Pizza delivery drivers.
• Customer Service Complaints: Customers report dissatisfaction with The General’s customer service, which can affect Marco’s Pizza delivery drivers’ experience.

#8 Progressive – Best for Flexible Policies

Pros

• Affordable Coverage: Progressive offers low rates, making it an excellent option for Marco’s Pizza delivery if you want to save.
• Flexible Policies: Their coverage is easy to adjust, so drivers can get the protection they need without any hassle.
• Significant Discounts: Progressive Auto Insurance saves drivers even more, especially when bundling policies.

Cons

• Inconsistent Service: Some drivers say their customer service experience with Progressive depends on who they talk to.
• Not Everywhere: Progressive isn’t available in all areas, which might limit options for some drivers.

#9 Liberty Mutual – Best for Comprehensive Coverage

Pros

• Comprehensive Coverage: Liberty Mutual Auto Insurance covers personal and business needs, so drivers stay fully protected.
• Flexible Plans: Drivers can tailor their coverage to match their needs, ensuring they only pay for what they need.
• Great Discounts: Liberty Mutual offers savings, like discounts for safe driving and bundling policies, making it easier for drivers to save.

Cons

• Higher Premiums: Liberty Mutual’s rates can be higher than some other options, which might make it a pricier choice for specific drivers.
• Mixed Customer Feedback: Customer service experiences are inconsistent, which could affect how drivers feel about the overall service.

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#10 Nationwide – Best for Reliable Coverage Options

Pros

• Reliable Coverage: Nationwide provides solid coverage, giving Marco’s Pizza delivery drivers peace of mind on the road.
• Great Discounts: Drivers can save with discounts for safe driving and bundling policies.
• Flexible Options: Nationwide lets drivers customize their policies to fit their needs.

Cons

• Limited Availability: Nationwide may not be available everywhere, so some drivers might have trouble getting coverage.
• Claims Processing: Some drivers report slower claims processing, which could delay help in case of an accident.

Top Auto Insurance Options for Delivery Drivers

As a delivery driver, your car is your workhorse and is how you earn your living. That’s why having the right auto insurance is so important. Having something that gives you solid protection without breaking the bank. 

Marco's Pizza Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level

The road comes with challenges, but having dependable auto insurance ensures you’re ready for whatever comes your way. Take the time to explore your options and find a policy that fits your needs so you can stay focused on delivering safely and stress-free.

Discounts on Auto Insurance for Marco’s Pizza Drivers

Delivering pizzas is tough; reliable auto insurance shouldn’t add to the stress. If you’re a Marco’s Pizza delivery driver, you might qualify for exclusive discounts that save you money while keeping you covered on the road.

Auto Insurance Discounts From the Top Providers for Marco's Pizza Delivery Drivers

Saving on auto insurance doesn’t have to be complicated. Marco’s Pizza delivery drivers can stay protected and pocket extra cash with these discounts. Check with top providers today and start maximizing your savings.

Farmers Insurance, Allstate, and Erie Insurance stand out in terms of competitive rates. Farmers offer full coverage at $175, Allstate follows closely with $170, and Erie provides coverage starting at $160. For minimum coverage, Farmers is again on top at $93, with Allstate at $95 and Erie slightly behind at $98.

Marco’s Pizza Delivery Drivers Accidents & Claims per Year

The table breaks down accidents and claims from Marco’s Pizza delivery drivers over the year. It shows the number of accidents, the types of claims drivers filed, like property damage or injuries, and the total costs. It’s easy to spot patterns, see how these incidents add up, and understand how driver safety impacts the business.

Ready to start comparing auto insurance companies in your area? Enter your ZIP code to get auto insurance quotes and buy auto insurance for pizza delivery now. 

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Does Marco’s Pizza offer auto insurance for its drivers?

No, Marco’s Pizza does not directly offer driver auto insurance. Delivery drivers typically need their auto insurance policies. In many cases, they also require additional coverage, such as a commercial or hired/non-owned auto policy, to ensure they’re fully protected while driving for work.

New, simplified Property Choice® and General Liability Choice® offerings, enabling you to customize coverage to meet your clients’ complex business needs. Learn more here: https://t.co/dgQrZv9Lux pic.twitter.com/dNlAAsQDqK

— The Hartford (@TheHartford) August 15, 2022

If you’re a delivery driver for Marco’s Pizza, confirm with your insurance provider whether your policy covers business-related driving. If it doesn’t, you may need additional coverage, such as a commercial policy or a ride-share/delivery rider, to meet job requirements and stay appropriately insured.

Where to Obtain Auto Insurance for Marco’s Pizza Delivery Drivers

To work as a delivery driver at Marco’s Pizza, you’ll need at least a basic liability auto insurance policy. That’s pretty standard for most pizza delivery jobs.

In some cases, delivery drivers are hired as independent contractors instead of employees. When that happens, the responsibility for accidents or damages usually falls on the driver—not the company.

It’s always wise to check with your insurance provider or lawyer to ensure you’re covered. But here’s the catch: liability insurance only covers damages you cause to others. It’s not the same as business or commercial auto insurance.

If you don’t let your insurance company know you’re delivering pizzas, you could face serious consequences like canceling your policy. That’s not a headache anyone wants.

The bottom line? Be upfront with your insurer about your job. Keep reading to learn what type of insurance you need as a delivery driver and how to avoid costly mistakes.

Read more:Domino’s Pizza Auto Insurance: Rates & Requirements.

Delivery vans and limousines fall in the mid-range, with monthly costs between $275 and $516 for vans and $333 to $500 for limousines.

 

Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.

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