Best Auto Insurance for Domino’s Pizza Delivery Drivers in 2024 (Top 10 Companies Ranked)
The Best auto insurance for Domino's Pizza delivery drivers includes Progressive, Geico, and State Farm, offering competitive rates starting at $77/month. These companies give personalized coverage to meet the different needs of delivery drivers. Helping them feel safe and secure while on the road for delivery.
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Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
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UPDATED: Dec 19, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
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19,116 reviewsCompany Facts
Full Coverage for Dominos Pizza Delivery Drivers
A.M. Best Rating
Complaint Level
19,116 reviews
17,760 reviewsCompany Facts
Full Coverage for Dominos Pizza Delivery Drivers
A.M. Best Rating
Complaint Level
17,760 reviewsThe best auto insurance for Domino’s Pizza delivery drivers includes Progressive, Geico, and State Farm, with rates as low as $77 per month.
These providers give coverage specifically designed for delivery drivers, ensuring both affordable and complete protection. For more details, view this “Best Auto Insurance for Pizza Delivery Drivers” guide.
Our Top 10 Company Picks: Best Auto Insurance to Domino's Pizza Delivery Drivers
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 10% | A+ | Qualifying Coverage | Progressive |
 | #2 | 25% | A++ | Lowest Rates | Geico |
 | #3 | 17% | B | Student Savings | State Farm |
 | #4 | 25% | A+ | Customizable Policies | Allstate |
 | #5 | 20% | A+ | Flexible Coverage | Nationwide |
 | #6 | 10% | A++ | Military Support | USAA |
 | #7 | 25% | A+ | High Satisfaction | Erie |
 | #8 | 20% | A | Multiple Discounts | Farmers |
 | #9 | 25% | A | Telematics Savings | Liberty Mutual |
 | #10 | 5% | A+ | AARP Benefits | The Hartford |
Progressive is a top choice, known for competitive rates and great customer service. State Farm and Geico also provide solid options with flexible plans that can be customized to fit each driver’s needs.
Find the best auto insurance rates no matter how much coverage you need by entering your ZIP code into our comparison tool today.
- The best auto insurance for Domino’s Pizza delivery drivers starts at $77/month
- Coverage includes protection for high mileage, vehicle wear, and accidents
- Progressive stands out for competitive rates and reliable service
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The Importance of Commercial Auto Insurance for Food Delivery Drivers
As a food delivery driver, you are in your car a lot racking up more miles. More time also means more opportunities to get in an accident. If you are involved in an accident while delivering pizza, you will want to make sure you have commercial auto insurance to protect you, your vehicle, and those around you.
Domino's Pizza Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $110 | $195 |
| $80 | $165 |
| $98 | $188 |
| $77 | $163 |
| $105 | $200 |
| $95 | $185 |
| $100 | $190 |
| $90 | $175 |
| $112 | $210 |
| $73 | $155 |
Commercial auto insurance is very important because personal auto insurance usually doesn’t cover accidents that happen while you’re delivering food. Without it, you might have to pay for damages, injuries, or even legal costs alone, which can be overwhelming.
Domino Pizza’s Policy on Auto Insurance for Drivers
Domino’s pizza offers its customers “carry-out insurance.” In other words, does your pizza meet a set standard when you get it? The company’s drivers must provide their pizza delivery for their cars. Before you start, Domino’s has requirements for what insurance its drivers must carry.
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If you plan on driving professionally, even part-time, you need to ensure you and your vehicle have adequate coverage. They require its delivery drivers to have their own car insurance that meets state laws.
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Since regular insurance often doesn’t cover accidents during deliveries, drivers usually need extra coverage like commercial or delivery insurance. Domino’s doesn’t fully insure drivers, so it’s up to them to ensure they’re protected while on the job.
Read more:
- Pizza Delivery Auto Insurance: Rates & Requirements
- Round Table Pizza Auto Insurance: Rates & Requirements
- Will my auto insurance cover locksmiths?
Coverage Requirements for a Business Insurance Policy Explained
As a delivery driver for Domino’s Pizza, the company requires that you carry at least the state minimum liability auto insurance coverage. Since you will be using your personal vehicle professionally, you should carry commercial auto insurance along with your personal insurance policy.
Whether you work in ride shares, food delivery, or something else, insurers are asking up front to provide the right kind of coverage. Be sure you speak with your insurance agent before you buy business insurance coverage to make sure you are meeting both state and insurance company standards.
Auto Insurance Discounts From the Top Providers for Domino's Pizza Delivery Drivers
| Insurance Company | Available Discounts |
|---|---|
| Safe Driving Club, Early Signing, Multiple Policy, Multiple Vehicle, Smart Student, Good Payer, Safe Driver Rewards, Deductible Rewards, Anti-Theft Device, Anti-Lock Brake, Utility Discount, eSmart, Full Pay, TeenSmart Driver Education |
| Safe Driver, Multi-Policy, Multi-Car, Reduced Usage, Young Driver, Driver Training, Accident Forgiveness, Rate Lock, First Accident Forgiveness |
| Multi-Policy, Safe Driver, Good Student, Pay-in-Full, Anti-Theft Device, Driver Training, Homeowner, Distant Student, Signal (usage-based), ePolicy, Professional Group, Affinity Discount |
| Multi-Policy, Multi-Car, Good Driver, Good Student, Emergency Deployment (for military), Defensive Driving Course, New Car, Vehicle Equipment (anti-theft, airbags), Membership or Employment, Seat Belt Use, Federal Employee, Driver’s Education |
| Multi-Policy, Good Student, Military, New Graduate, New Move, Hybrid Vehicle, Multi-Car, Accident-Free, Paperless, Early Shopper, Alternative Fuel, Vehicle Safety Equipment, Telematics (RightTrack) |
| Multi-Policy, Accident-Free, Good Student, SmartRide (usage-based), SmartMiles (pay-per-mile), Anti-Theft Device, Defensive Driving, Paperless, Automatic Payment, Family Discount |
| Good Driver, Multi-Policy, Multi-Car, Snapshot (usage-based), Pay-in-Full, Homeowner, Teen Driver, Student Away at School, Defensive Driving Course, Continuous Insurance, Online Quote, Paperless |
| Multi-Policy, Safe Driver, Good Student, Steer Clear (for young drivers), Drive Safe & Save (usage-based), Defensive Driving Course, Accident-Free, Vehicle Safety Equipment |
| Multi-Policy, Safe Driver, Defensive Driver, Accident Forgiveness, AARP Membership, Pay-in-Full, Vehicle Safety Features, Disappearing Deductible, New Car Replacement, RecoverCare Assistance |
| Multi-Policy, Good Driver, Good Student, Vehicle Storage, Defensive Driving, Military Installation, Family or Loyalty, Annual Mileage, Driver Training, SafePilot (usage-based) |
Your personal auto insurance covers you while you’re driving to and from work or recreational activities. Your business insurance covers you while you’re making deliveries. Having both is critical, and many companies will offer bundling discounts to make it more affordable. Before you take any delivery jobs, you should always know exactly how much it will cost you.
To find affordable food delivery auto insurance near you, enter your ZIP code above.
Understanding the Difference Between Personal and Commercial Auto Insurance Policies
Any time you’re shopping for different types of insurance, you should know what you’re looking at. Here’s a table that details the differences between personal and commercial auto insurance.
Personal vs. Business Auto Insurance Uses
| Personal Auto Insurance | Business Auto Insurance |
|---|---|
| Driving to pick up lunch for you and your co-workers | Driving to deliver food to paying customers |
| Driving to your job site | Hauling tools and equipment to your job site |
| Going on weekend road trips | Meeting work clients and visiting job sites |
| Driving friends to the airport | Driving paying customers to the airport |
| Using your car for business less than 3 times per month | Using your car for business 500 miles a week or more |
As you can see, when you are using your vehicle in a work-related capacity, you should make sure you are covered by a commercial auto insurance policy. Def card
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The Cost of Domino’s Delivery Driver Insurance
Since Domino’s doesn’t offer auto insurance, you need to get a commercial insurance quote on your own. This table lists the average rates across the U.S. based on vehicle type. Costs are based on factors like location, the service you offer, and average hours per week, depending on who’s quoting you.
Monthly Costs for Commercial Auto Insurance by Vehicle & Coverage Type
| Vehicle Type | Minimum Coverage | Full Coverage |
|---|---|---|
| Cab | $417 | $833 |
| Car | $50 | $200 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Semi | $667 | $1,042 |
Delivering an American cheese vs a Philly cheese steak pizza will keep your quote the same. Choosing more comprehensive coverage that would reduce your costs after an accident also increases rates compared to minimal coverage.
Choosing the right insurance is about understanding your risks and securing the protection you need.
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Additionally, most personal car insurance policies won’t cover you if you’re using your car for work, so having a separate commercial policy is really important. When you ask for a quote, insurance companies might also want to know about your driving record and see proof that you take good care of your car.
Enter your ZIP code below to compare auto insurance rates.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.