Amigo Auto Insurance Review for 2024

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The word “Amigo” means “friend” in Spanish, which is exactly what the insurance agents at Amigo Kingsway want to convey to their customers. The Amigo auto insurance head office is located in sunny Miami, FL, and in case the name didn’t make it clear, they are equipped to take care of the unique auto insurance needs of Hispanic residents in the South Florida region.

What is Amigo auto insurance?

It’s hard to get a consistent reading on where Amigo stands, both in terms of financial strength and how their customers feel about the service. Despite going by many names (Amigo, Kingsway Amigo, Kingsway Financial Services, Mendota, etc.), the major credit reporting agencies don’t seem to have any concrete information on the financial strength of this company.

As far as customer service reviews go, there isn’t very much information on that, either. The company’s Facebook page has only a handful of reviews, two of which are from unhappy customers who describe their negative experience with Amigo agents in detail. There are also three more reviews from people who chose not to leave a comment to explain the nature of complaints they have. To their credit, however, they happen to have an A+ rating with the Better Business Bureau on their BBB business profile.

What insurance discounts are available with Amigo car insurance?

It is very unclear what discounts if any, you should expect to see from Kingsway Amigo Insurance. In the past, they have offered the following discounts:

• Transfer discount
• Renewal discount
• Multi-Car discount
• Paid in full discount
• Safe-Driver discount
• Multi-Policy discount
• Homeowners discount
• Passive restraint Discount
• Anti-theft device Discount
• Senior Operator Course discount

However, all such information has been removed from all websites associated with Amigo, Amigo Kingsway, Mendota, and its affiliates. To find out what discounts they still offer, and how much you can save with them, your best bet is to contact an agent and discuss your insurance needs with them directly.

What auto insurance options are offered with Amigo insurance?

Most companies, especially those who claim to be able to provide customers with “coverage tailored to your specific needs”, tend to offer at least the bare minimum of auto insurance coverage options required by law. In the state of Florida, where Amigo does business, those minimum coverage options are:

• Property Damage Liability
• Personal Injury Protection
• Bodily Injury Liability (if you have a serious accident on your recent driving history)

Other forms of coverage which Amigo may offer include:

• Towing and Labor
• Medical Payments
• Uninsured Motorist
• Rental Reimbursement
• Comprehensive and Collision

The company’s new website also implies that they can help people who “have difficulty obtaining insurance from other sources”. For most drivers, the hardest type of coverage to get is SR-22 insurance. If you are in need of this specific type of policy, you might want to think about contacting an Amigo agent.

How can I compare Amigo auto insurance quotes?

It does not appear as though Amigo has a quick, efficient way to obtain a quote from their agency over the internet. But they do provide plenty of numbers for you to call if you would like to get in touch with a local insurance agent near you.

Miami Auto Insurance Comparison

Legend:
Electric
State Farm
Allstate
Infinity

Miami
Miami Beach
Hialeah
Doral
Coral Gables

20
40
60
80
100
120
140
160
180
200

$91
$103
$122
$141

$97
$56
$110
$147

$112
$194
$147
$207

$91
$157
$124
$137

$92
$103
$122
$160

The chart above contains estimated rates from a handful of large providers who can issue Miami residents an auto policy. You can use the data above to figure out whether a quote given to you by an Amigo insurance agent is the right price. Too low of a quote, and it may be too good to be true. Too high of a quote, and you may need to keep shopping around for the best deal.

Read more: Electric Auto Insurance Review

What are the pros and cons of Amigo Car Insurance?

Amigo Auto Insurance is a local insurance carrier in the Miami area that caters to the Hispanic South Florida population as well as drivers who have trouble obtaining conventional auto insurance. They prefer to do business in-person or over the phone (as demonstrated by their nearly complete lack of an online presence) which some customers may highly prefer. However, the dearth of information surrounding the company’s financial strength and customer satisfaction may be a cause for concern.

If you’re looking into Amigo insurance for your automobile insurance needs, don’t stop there – enter your zip code below for several fast, free online quotes near you. It’ll only take a few minutes, and it could save you hundreds of dollars each year.

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