Chevrolet HHR Auto Insurance Rates

Are you looking for a more affordable Chevrolet HHR car insurance rates? Don’t worry, we’ve got your back.

These reliable, roomy vehicles are great for people with large families – but the expense associated with that may not leave much room in your budget for overpriced auto insurance rates.

For the sake of your wallet and your family, we are here to help you find the best price for the best available coverage. And we won’t rest until you’re happy with your monthly premiums.

Use our FREE quote tool to compare insurance rates now!

A Brief History of the Chevrolet HHR

The days of the stereotypical wood-paneled station wagon maybe over, but the retro style modern Chevy HHR was an attempt by the company to bring back a bit of that nostalgia.

Production began back in 2005, and the first debut models were launched the following year. It enjoyed 6 years of total production until 2011 when the model was discontinued.

Its first-year sales saw more than 93,000 units being sold internationally, which were very exciting numbers back in the day.

Chevrolet HHR in the News

For the first few years, sales remained High, sometimes even extending all the way into the six-figure region. However, in 2009, sales dwindled down to just under 70,000 units. It made a very small comeback in 2010 before its sales numbers were cut in half in 2011.

It’s not uncommon for manufacturers to discontinue a model when sales tank so significantly in such a short amount of time, which explains why there aren’t any 2012 models on the road today – at least not in North America, that is.

Comparing Chevrolet HHR Auto Insurance

If you are still rocking this retro looking modern station wagon, how much you pay for monthly premiums may change depending on where you live.

As good as this vehicle is for family vacations, it’s the zip code where you park it at night that makes the most difference in how much you pay for coverage.

And, as you can see in the chart below, average prices vary wildly from state-to-state. There can even be dramatic differences from one city to another within the same state.

Chevrolet HHR Car Insurance by State

Legend:
Chevy HHR

Mississippi
Ohio
Indiana
Massachusetts
Utah

15
30
45
60
75
90
105
120
135
150
165
180
195

$143

$89

$75

$206

$131

But that’s not the only way in which your monthly premiums will vary. You can get a quote from one insurance company, and you can get a completely different price promised to you from another insurance agency across the street.

In order to stay in business, insurance companies have to come up with their own way of evaluating risk so that they can keep their business model solid.

They have to balance the desire to charge their customers as much as they can in order to make a profit by charging them less in order to attract business and establish customer loyalty.

Depending on which priority is higher on a given day for your prospective insurance provider will determine whether or not you get a bargain rate or an inflated premium price.

Chevrolet HHR Auto Insurance by Company

Legend:
Chevy HHR

The General
Encompass
American Family
Allstate
Farm Bureau Mutual

30
60
90
120
150
180
210
240
270
300
330

$131

$334

$239

$256

$174

One easy way to save money on your monthly premiums, especially if you’re driving around in an older vehicle, it’s to carry less coverage on things you don’t need – or to drop certain optional coverages altogether.

For example, many people choose to raise their deductible for comprehensive and collision coverage on older vehicles because a) it automatically lowers their monthly premium on their policy, and b) usually, repairs on older cars cost less than whatever deductible your insurance company is charging.

Also, it’s much easier to replace an older vehicle that’s already been paid off than it is to swallow a loss on a newer vehicle that you were still making payments on (this is especially true if you are upside down on your loan and you don’t have any gap coverage on your policy).

Chevrolet HHR Auto Insurance by Coverage

Legend:
Liability Only
Full Coverage, High Deductible

The General
Encompass
American Family
Allstate
Farm Bureau Mutual

30
60
90
120
150
180
210
240
270
300
330

$128
$131

Does Not Sell
$334

$151
$239

$179
$256

$115
$174

Aside from adjusting your coverage options, there’s another quick and easy way you can save money on your Chevrolet HHR auto insurance policy: you can compare quotes between different companies in your area.

Right now, you can use our handy quote generator to get anywhere from 3 to 5 quotes or more from providers near you. Just enter your zip code now!

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See also: General Motors (GM) | Chevrolet Car Insurance