Cadillac CTS Auto Insurance Rates

As wonderful as it is to own a luxury vehicle, paying the car insurance premiums for such a luxury is inversely unpleasant. Some people, though, do have an opportunity to find a better deal on their Cadillac CTS auto insurance rates.

Every driver on the road deserves a comprehensive policy and cheap car insurance rates. If you’re interested to find out whether you’re paying too much, then this handy guide is for you.

One of the best ways to save on auto insurance is to see as many quotes as possible. Companies may have special rates for new customers that can save you a lot. You can get multiple quotes with our FREE car insurance comparison tool right now.

A Brief History of the Cadillac CTS

The Cadillac CTS is a very popular midsize luxury sedan manufactured by General Motors. The oldest version of this vehicle started selling in 2003, and is now in its third generation which started selling back in 2014. Other than the four-door sedan model, it also comes in a two-door coupe and a 5-door Sport Wagon body style. The Cadillac CTS has been awarded many distinguished honors over the years, including the 2002 North American Car of the Year award, and 2014’s Motor Trend Car of the Year.

Cadillac CTS in the News

It looks like the award train for the Cadillac CTS is still chugging along as strong as ever. It is projected to be the number 12 car of the year in 2018. Unfortunately, despite this, it looks like the Cadillac CTS might be in a little bit of trouble. GM Authority reported that sales of the CTS model decreased by 52% in December of the previous year. However, given the successful Legacy of the CTS and it’s laundry list of awards, this model may still have a good few years left before Cadillac decides to retire it.

Comparing Cadillac CTS Auto Insurance

Where you live will have a large influence on how large or small your monthly premiums will be. Obviously, laws will vary from state-to-state, which control how much your insurance company is allowed to charge you for your policy. Even something as specific as your street address or your ZIP code can provide a lot of valuable information for your insurance company. It will help them evaluate the likelihood that you may file a claim due to an accident, and they will adjust your rates accordingly.

Cadillac CTS Car Insurance by State

Legend:
Caddilac CTS

Wisconsin
Wyoming
Louisiana
Nebraska
South Carolina

20
40
60
80
100
120
140
160
180
200
220

$93

$121

$232

$40

$104

While state laws will influence how your insurance company charges you, their own individual corporate rules will also have their own strong influence. Different companies focus on different markets, with some major providers wanting to service as many low-risk motorists as they possibly can. meanwhile, there are other insurance providers which focus on underserved driving communities – such as those with poor credit, or people who have been insured for less than three years. Choosing the right insurance company and getting the best price on your policy has a strong connection to what your needs as an individual are.

Cadillac CTS Auto Insurance by Company

Legend:
Caddilac CTS

State Auto
Nationwide
Encompass
Allstate
Liberty Mutual

15
30
45
60
75
90
105
120
135
150
165

$104

$134

$165

$119

$127

The more financially stable you are, the easier it will be for you to get the best available price on your Cadillac CTS auto insurance. For example, insurance companies tend to thank that homeowners are more financially stable than people who are still renting an apartment or living under other circumstances. Financial stability means that you will pay your premiums on time, and reliably. For some insurance companies, being financially responsible enough to afford a home also implies that you will be equally responsible behind the wheel, and less likely to get into collisions or file claims.

Cadillac CTS Car Insurance Premiums: Renters vs. Homeowners

Legend:
Homeowner
Renter

State Auto
Nationwide
Encompass
Allstate
Liberty Mutual

30
60
90
120
150
180
210
240
270
300

$104
$125

$134
$156

$165
$193

$119
$147

$127
$304

Even if you don’t own your own home or live in a zip code where your current insurance provider charges the lowest rates, there are other things you can do to find a great price on your Cadillac CTS car insurance. The first and most important step you must take is to compare rates between multiple providers near you. This is the only way to know whether or not you’re getting a fair price on your policy. But using our quote generator, you can compare multiple quotes in a matter of minutes and end up saving up to 43% or more off of your next policy.

Other Popular Models From Cadillac

• Cadillac CTS-V
• Cadillac DTS
• Cadillac DTS Pro
• Cadillac Escalade
• Cadillac Escalade ESV
• Cadillac Escalade EXT
• Cadillac Escalade Hybrid
• Cadillac SRX
• Cadillac STS
• Cadillac STS-V
• Cadillac ATS
• Cadillac ATS-V
• Cadillac CT6
• Cadillac CT6 Hybrid
• Cadillac XLR
• Cadillac XLR-V
• Cadillac XT5
• Cadillac XTS
• Cadillac XTS Pro
• Cadillac ELR

See also: General Motors (GM) | Cadillac Car Insurance