American Family KnowYourDrive Program Review for 2024
American Family KnowYourDrive is now available in many states. With this usage-based insurance program, you can save up to 20 percent on your auto insurance premium. The program works by monitoring your driving behavior via the app and applying discounts based on safe driving. The American Family KnowYourDrive program is free to enroll in and your rates won't be raised due to any poor driving behavior.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Aug 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
On This Page
- American Family KnowYourDrive is a usage-based auto insurance policy that monitors your driving behavior
- You can save anywhere from 2 to 20 percent off your premium based on safe driving behavior
- Bad driving will not lead to an increase in your auto insurance rate
Expensive car insurance premiums got you down? More and more people these days are switching to usage-based auto insurance policies to save money. One such policy is the American Family KnowYourDrive Insurance Program.
Traditional auto insurance policies charge you based on factors such as age, gender, and location, but with a usage-based program such as American Family’s KnowYourDrive, you’re charged based on how safely you operate your vehicle.
Keep reading to learn how the American Family Insurance KnowYourDrive program works and how much you can expect to pay for it. Or check out our American Family auto insurance review for more information about the company.
Enter your ZIP code into our free comparison tool above to find affordable insurance in your area to compare with American Family KnowYourDrive discounts.
How does American Family KnowYourDrive work?
First, let’s get one thing straight. American Family auto insurance is not the same as American Family Care, which is a provider of urgent care facilities. American Family auto insurance is a major auto insurance provider based out of Madison, WI.
With the Know Your Drive app from American Family, the company has joined other major insurance providers in establishing a usage-based auto insurance policy for interested customers.
Enrollment in the program is free. After signing up, you just need to download the American Family Know Your Drive app. This app will track your driving behavior, including braking, speed, and other key actions. Additionally, you can benefit from American Family’s emergency roadside service and OnStar insurance through American Family for extra support on the road.
Based on your safe driving behaviors, a discount will be applied to your premium, helping you get cheaper auto insurance rates. We’ll go over how much you can save with this program in the next section.
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How much can I save with American Family KnowYourDrive?
You might be curious about whether the affordable American Family Know Your Drive insurance is genuinely beneficial. According to American Family Know Your Drive reviews, customers involved in the program can achieve substantial savings on their insurance premiums.
By signing up for the American Family Insurance driving app, you’ll receive an initial 10 percent discount. Additionally, based on your driving behavior tracked through the American Family Insurance Know Your Drive program, you could save between 2 to 20 percent more on your premium. Furthermore, American Family Insurance assures that your rates won’t increase due to your driving habits, even if you’re not the safest driver.
In addition to saving money, programs like KnowYourDrive also help prevent accidents. According to the Insurance Information Institute, crash rates fell as much as 80 percent in commercial fleets monitored via telematics.
Emergency Roadside Service is also included in the KnowYourDrive policy at no extra cost, and drivers of all ages qualify. There are no hidden fees or other financial commitments required. Sounds like a great deal, doesn’t it?
We hope this article has answered your questions. Now that you know how American Family KnowYourDrive works, enter your ZIP code into our free comparison tool below to find affordable insurance in your area.
Frequently Asked Questions
How does Know Your Drive work?
The Know Your Drive program, offered by American Family Insurance, is a usage-based insurance initiative that monitors your driving habits through an app. After enrolling in the program, you’ll need to download the Know Your Drive app, which tracks various driving behaviors such as speed, braking, and acceleration. Based on your driving performance, you can earn discounts on your insurance premium. The program aims to encourage safer driving and potentially reduce your auto insurance costs. Enrollment is free, and your rates won’t increase due to poor driving behavior.
Is Drive Safe & Save worth it?
Drive Safe & Save, offered by State Farm, is a telematics-based program that rewards safe driving practices. By utilizing a device or app to track your driving behaviors, such as speed and braking, you can qualify for discounts on your insurance premium. Many drivers find it advantageous, especially if they consistently practice safe driving, as it can lead to considerable savings. However, if your driving habits are aggressive or inconsistent, the savings may be less significant. Overall, the program is valuable for those dedicated to safe driving. For related services, American Family roadside service offers support for drivers, and Know Your Drive reviews provide additional insights into similar programs.
Is IntelliDrive worth it?
IntelliDrive, an initiative from Allstate, utilizes a mobile app to monitor your driving behavior and offer discounts based on your driving safety. By using the Allstate Drivewise app, which tracks metrics like speed, braking, and driving times, cautious drivers can potentially enjoy significant savings on their insurance premiums. The app provides feedback aimed at helping you improve your driving habits. Whether IntelliDrive is beneficial for you will depend on your driving style and the potential savings. For safe drivers, it often delivers excellent value, though individual benefits may vary. For insights into the effectiveness of IntelliDrive, you might also want to consider Allstate Drivewise app reviews. Automatic Know Your Drive programs may offer similar benefits by tracking and assessing driving behavior.
What is the rating of American Family Life Insurance?
The rating of American Family Life Insurance varies depending on the rating agency. American Family Life Insurance has received strong ratings from several agencies, reflecting its financial stability and reliability. For specific ratings, it’s best to check recent reports from agencies like AM Best, Moody’s, or Standard & Poor’s.
What does the Know Your Drive app do?
The Know Your Drive app, offered by American Family Insurance, monitors your driving behavior by tracking metrics such as speed, braking, and acceleration. It provides feedback on your driving habits and applies discounts to your insurance premium based on safe driving practices. The app aims to encourage safer driving and offer financial savings.
How does MyAmFam Drive work?
MyAmFam Drive is a telematics program from American Family Insurance. After enrolling and downloading the MyAmFam Drive app, it tracks your driving habits using your smartphone’s GPS. It monitors aspects such as speed, braking, and acceleration. Safe driving behaviors can earn you discounts on your insurance premium, and the app provides feedback to help improve your driving.
What is the app that scores your driving?
Several apps can score your driving, including the Know Your Drive app from American Family Insurance, the Drive Safe & Save app from State Farm, and IntelliDrive from Allstate. These apps use telematics to monitor your driving behavior and provide scores or feedback to potentially offer insurance discounts.
What is the number one life insurance company?
Determining the “number one” life insurance company can depend on various factors such as financial strength, customer satisfaction, and the type of coverage needed. Top life insurance companies often include names like Northwestern Mutual, New York Life, and Prudential. Rankings can vary by source, so it’s best to compare based on your specific needs.
Is American Life a good company?
American Life Insurance Company is generally considered reputable, but the quality of service and products can vary. It’s important to review customer feedback, financial ratings, and policy offerings to determine if it meets your individual needs and preferences.
What are the benefits of knowing how you drive?
Knowing how you drive through apps like Know Your Drive provides several benefits, including potential insurance discounts, improved driving habits, and increased safety. It allows you to receive feedback on your driving behavior, helping you to make adjustments that could lead to lower premiums and a safer driving experience.
How does the MyDrive app work?
The MyDrive app, offered by various insurance companies, works by tracking your driving behavior through your smartphone. It monitors factors such as speed, braking, and driving patterns. Based on your driving data, you may receive feedback and discounts on your insurance premium for safe driving.
Is the Drive app necessary?
The necessity of the Drive app depends on individual circumstances. For those interested in monitoring their driving habits and earning potential insurance discounts, the Drive app can be beneficial. However, if you prefer not to use telematics or do not want to track your driving, it may not be necessary.
How does Zendrive work?
Zendrive uses smartphone sensors to track driving behavior and assess driver safety. It collects data on metrics like speed, braking, and acceleration, then provides feedback and insights to help improve driving habits. Zendrive is often used by insurance companies to offer usage-based insurance programs.
What is MilesMyWay?
Miles My Way is a program offered by some insurance companies that uses telematics to track your driving mileage and behavior. It provides insights into your driving patterns and may offer rewards or discounts based on safe driving habits and low mileage.
What is a good driving score?
A good driving score typically reflects safe driving habits, such as smooth acceleration, proper braking, and adherence to speed limits. The specific score that is considered good can vary depending on the app or insurance program, but generally, higher scores indicate better driving performance.
Which app is better for driving?
The best app for driving depends on your needs and preferences. Popular apps include Google Maps for navigation, Waze for real-time traffic updates, and telematics apps like Know Your Drive or IntelliDrive for monitoring driving behavior and earning insurance discounts. Each app offers different features and benefits.
How do I improve my driving score?
To improve your driving score, focus on adopting safe driving practices such as smooth acceleration, gradual braking, and obeying speed limits. Avoid sudden maneuvers and aggressive driving, and use feedback from driving apps to make adjustments to your driving habits.
What are the three main types of life insurance?
The three main types of life insurance are term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specific period, whole life insurance offers lifelong coverage with a savings component, and universal life insurance provides flexible coverage with investment options.
How many years is best for life insurance?
The ideal number of years for life insurance depends on your individual needs and financial goals. For term life insurance, common durations are 10, 20, or 30 years. Consider factors such as your age, financial obligations, and family needs when determining the length of coverage.
Who bought American Life?
American Life Insurance Company has undergone various changes in ownership. To find the most recent information on its current owner, check recent news releases or financial reports related to the company.
Is American Life an MLM?
American Life Insurance Company is not a multi-level marketing (MLM) company. It operates as a traditional insurance provider, offering various life insurance products rather than employing an MLM business model.
What company owns American Life?
The ownership of American Life Insurance Company may change over time. To determine the current owner, refer to recent company announcements or financial statements.
Is driving good for your brain?
Driving can have cognitive benefits, such as improving spatial awareness and concentration. However, it can also be mentally taxing and stressful. Regular driving, especially in a controlled and safe environment, can help maintain and improve cognitive functions.
What are the disadvantages of driving a car?
Disadvantages of driving a car include costs such as fuel, maintenance, and insurance, as well as environmental impact and potential stress. Traffic congestion, accidents, and parking difficulties are additional challenges that drivers may face.
Is the Drive app safe?
The safety of the Drive app depends on the specific app and its security measures. Most reputable driving apps implement robust security protocols to protect user data. It is important to review app permissions and privacy policies to ensure your data is handled securely.
Is the Drive app free?
Many driving apps provide free versions with basic features, but certain ones may charge for premium options or extra services. To find out if an app suits your needs without incurring costs, review its details and pricing information. Additionally, consider how the average cost of life insurance in the U.S. might affect your budget if you plan to use paid features.
Why do I need the Drive app?
The Drive app can help you monitor and improve your driving habits, potentially leading to lower insurance premiums through usage-based discounts. It provides feedback on your driving behavior and helps you make safer driving choices.
Who is Zendrive?
Zendrive is a company specializing in driver safety technology. It uses mobile sensors to analyze driving behavior and provide insights to improve driving habits. Zendrive’s technology is often used by insurance companies and fleet managers.
Who is the founder of Zendrive?
The founder of Zendrive is Jonathan Matus. He started the company with the goal of improving road safety through advanced driving analytics and technology.
What is the revenue of Zendrive?
As of the most recent reports, Zendrive’s revenue details may not be publicly disclosed. For the latest financial information, it’s best to consult recent business reports or financial news related to the company.
What is driving mileage?
Driving mileage refers to the total distance a vehicle travels over a certain period. It can be used to monitor vehicle usage, assess driving patterns, and determine insurance rates based on mileage.
How can I improve my driving score?
To improve your driving score, focus on practicing safe driving techniques such as smooth acceleration, gradual braking, and obeying speed limits. Regularly review feedback from driving apps and make adjustments to your driving habits to enhance your score.
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.