#1 – USAA: Top Overall Pick
Pros
- Lowest Monthly Rates: USAA has the cheapest auto insurance in Alaska, starting at $20 monthly. Learn more on our USAA auto insurance review.
- Military Discounts: USAA offers excellent discounts for military families and thus is the best auto insurance company in Alaska for those looking to get cheap car insurance.
- Financial Rating: With an A++ rating from A.M. Best, USAA is highly reliable when handling claims from Alaska drivers.
Cons
- Limited Eligibility: It only covers military personnel and their families, making it inaccessible to many Alaska drivers.
- Primarily Online Support: USAA conducts most of its business online, making it hard for Alaskan drivers to get in-person help.
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#2 – State Farm: Best for Excellent Service
Pros
- Coverage Options: Indeed, auto insurance prices in Alaska start from just $22 a month. Review our State Farm auto insurance review for extra findings.
- High Level of Customer Service: They have a good reputation in customer service, which is an imperative consideration for all Alaskans.
- Discounts: Many discounts are available to Alaska drivers, including a good driver’s discount and a bundling discount.
Cons
- B Rating from A.M. Best: The B rating from A.M. Best raises some eyebrows about the financial strength of Alaska drivers.
- Higher Rates for Young Drivers: Younger drivers in Alaska might face higher premiums, making it a bit pricey for them.
#3– Geico: Best for Competitive Rates
Pros
- Competitive Monthly Rates: Geico has excellent pricing for auto insurance in Alaska, with premiums starting at $26.
- Strong Financial Reliability: With an A++ rating from A.M. Best, a Geico auto insurance review shows they’re a financially solid choice for Alaska drivers.
- User-Friendly Online Platform: Their online tools make managing policies easy for tech-savvy Alaska residents.
Cons
- Limited Local Agent Support: You might miss out on personal service since Geico doesn’t have many local agents in Alaska.
- Mixed Customer Satisfaction: Reviews show a mix of experiences with Geico, which could impact its appeal to Alaska drivers.
#4 – Travelers: Best for Flexible Coverage
Pros
- Flexible Coverage Options: Travelers lets you customize your coverage according to your needs, which is excellent for Alaska drivers.
- Monthly Rates: Their rates start at $32 monthly, making it a good option for auto insurance in Alaska.
- High Financial Stability: Travelers has an A++ rating from A.M. Best, so you can rest assured when filing claims in Alaska.
Cons
- Higher Costs for Customization: Customizing your coverage might lead to higher premiums for some Alaska drivers. Read our Travelers auto insurance review for more insights.
- Fewer Discounts Available: Compared to some other auto insurance companies, it offers fewer discounts. Therefore, it may limit your savings on low-cost auto insurance in Alaska.
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#5 – Progressive: Best for Innovative Discounts
Pros
- Good Safe Driving Discounts: Progressive’s Snapshot program rewards you for being a good driver, and you will have discounts for Alaska drivers.
- Reasonable Pricing: Starting at $33, Progressive is relatively inexpensive for auto insurance in Alaska.
- Many Coverage Options: Our Progressive auto insurance review highlights many coverage options tailored for auto insurance Alaska residents.
Cons
- Customer Service Differs: Customers have varying experiences with customer service through Progressive, an aspect of concern for a driver like one from Alaska.
- Claims: If you file a claim, expect to pay more premiums. Alaska drivers should keep this in mind.
#6 – American Family: Best for Personalized Options
Pros
- Tailor-made Insurance Plans: American Family only has individualized auto insurance plans for Alaska.
- Starting Monthly Rate: The rates begin from $36 per month; hence, American Family is relatively cheap for auto insurance in Alaska.
- Community-minded Principles: They uphold the principles of the community, which satisfies the needs of Alaskans.
Cons
- B Rating from A.M. Best: The B rating from A.M. Best may raise concerns about financial stability for those exploring an American Family auto insurance review for Alaska car insurance.
- Fewer Discounts Available: They provide fewer opportunities for discounts compared to some other companies, which might restrict your savings when it comes to Alaska car insurance rates.
#7 – Nationwide: Best for Comprehensive Coverage
Pros
- All-inclusive Plans: Nationwide provides all-inclusive car insurance in Alaska to protect drivers from many road risks.
- Monthly Prices: Nationwide provides budget-friendly options for Alaska car insurance rates, starting at just $37 per month.
- Strong Financial Rating: Nationwide holds an A+ rating with A.M. Best, making it one of the safest bets for the people of Alaska.
Cons
- Higher Rates for Younger Drivers: Younger drivers may see higher premiums in the Nationwide auto insurance review. Comparing Alaska car insurance quotes could help.
- Limited Local Agents: Fewer local agents can make it harder for drivers in Alaska to get personalized assistance, especially regarding the average cost of car insurance in Alaska.
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#8 – Farmers: Best for Customizable Policies
Pros
- Customizable Insurance Policies: Farmers allow Alaskan drivers to customize their auto insurance to meet their needs, which is worth noting in a Farmer’s auto insurance review.
- Monthly Rates: With rates as low as $44 a month, Farmers is a good choice for affordable auto insurance in Alaska.
- Many Coverage Choices: They offer a choice that suits the different types of needs of Alaska motorists, including Alaska car insurance requirements.
Cons
- Higher Premiums: Farmers’ rates are possibly higher than those of some of its competitors, which may deter price-conscious Alaskan drivers.
- Customer Reviews: One or two customers reported mixed service experiences with Farmers. This can be a factor to look into, especially regarding Alaska car insurance laws.
#9 – Allstate: Best for Multi-policy Savings
Pros
- Good Multi-Policy Discounts: Allstate offers good savings for Alaska drivers who bundle auto insurance with other policies.
- Lowest Starting Rates: The lowest rates start at $46 a month, making it very competitive for auto insurance in Alaska.
- Strong Agent Network: Allstate has numerous local agents, making sure Alaska residents get excellent personal service.
Cons
- More Expensive Average Prices: Your Allstate premiums may be more expensive than other cheap auto insurance providers in Alaska.
- Mixed Claims Experiences: Some customers have noted issues with claims handling, so it’s good to check an Allstate auto insurance review and compare it to car insurance quotes in Alaska.
#10 – Liberty Mutual: Best for Bundling Discounts
Pros
- Affordable Bundling Discounts: Liberty Mutual offers good savings for Alaska drivers who bundle auto insurance coverage with other types of insurance coverage.
- Monthly Rates: Liberty Mutual’s $56 monthly rates provide tailored coverage options for Alaska residents. This is something to consider when reading the Liberty Mutual auto insurance review.
- Flexibility in Payment Plans: There is flexibility in payment options for Alaska drivers to facilitate cost management of auto insurance.
Cons
- Higher Premiums than Competitors: Liberty Mutual might not be the most budget-friendly choice for cheap auto insurance in Alaska.
- Limited Local Agent Network: Fewer local agents may result in less personalized support for drivers in Alaska, which is important when seeking cheap car insurance in Alaska.
