Cadillac DTS Auto Insurance Rates

Finding affordable Cadillac DTS auto insurance is key to protecting yourself and your wallet. State Farm offers cheap Cadillac DTS auto insurance rates with an average of $63/mo, but your rates will vary based on your location. The lowest Cadillac DTS auto insurance costs are in Iowa at only $57/mo. Read our Cadillac DTS auto insurance review and use our FREE comparison tool to find numerous Cadillac DTS auto insurance quotes.

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Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

UPDATED: Nov 27, 2023

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The Cadillac DTS may have discontinued production back in 2011, but that doesn’t mean there aren’t still models of this popular car on the road today. Since this vehicle is still in circulation, there are still drivers who need to purchase an auto insurance policy to cover it – and there are plenty of car insurance companies willing to provide them with coverage.

If you are one such motorist, then you’ve come to the right place. We’ll be happy to help you find the affordable auto insurance rates that you need.

Enter your ZIP code above for a FREE quote.

A Brief History of the Cadillac DTS

Cadillac started selling their DTS model back in 2006, and discontinued production in 2011. This may have something to do with the fact that between 2008 and 2009, sales plummeted from 30,000 units, to a little over 17,000 units.

It floundered there over the next couple of years until there was another drastic drop off in 2011. While it was still in production though, Cadillac introduced a DTS-L version to increase sales and compete with other automotive manufacturers in the limousine market.

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Cadillac DTS in the News

The Cadillac DTS made quite a big debut back in 2005, when an armored version of the model was used to drive President George W Bush to his second inauguration.

But that wasn’t the only version of an armored Cadillac DTS that was ever made. The company sold several bulletproof versions of this vehicle, including one to former Prime Minister Stephen Harper of Canada.

Comparing Cadillac DTS Auto Insurance Coverage

No matter where you live, you will be legally required to purchase Cadillac DTS auto insurance in order to drive legally. However, where you live will determine how much you pay for it.

Different state laws have difference influences and how much they are allowed to charge you. Furthermore, different areas have certain dangers, so just auto theft or damage from severe weather, that other zip codes don’t have to worry about.

All of these factors will have a significant influence on how expensive are affordable your car insurance premium is.




Cadillac DTS Car Insurance by State




Legend:


Cadillac DTS Quotes


New Mexico


Maine


South Dakota


Nevada


Iowa



10


20


30


40


50


60


70


80





$88



$61



$70



$84



$57



 

Do you know how your current insurance company evaluates risk? Do you know anything about how, across the board, insurance companies calculate the likelihood that a driver will file a claim?

This is very important to their business model, because it protects their profits from being flushed down the drain if they sell it cheap policy to a driver that’s going to get into expensive accidents.

Because of this risk evaluation, and because insurance companies each have their own way of determining your risk as a driver, you will get different quotes depending on which company your approach for your Cadillac DTS car insurance policy.




Cadillac DTS Auto Insurance by Company




Legend:


Cadillac DTS Quotes


Allstate


Liberty Mutual


Esurance


State Farm


The General



10


20


30


40


50


60


70


80


90


100


110


120


130


140


150


160





$113



$78



$71



$63



$164



 

People who drive older cars can take advantage of the fact that aged vehicles don’t typically need as much coverage as a brand new car, truck, or SUV. However, you still want to be careful when you are deciding how much coverage to buy.

Some people may be able to get away with purchasing the bare minimum coverage required to drive legally in their state. But this could present some dangerous scenarios in which insufficient liability coverage could leave them open to lawsuits and financial ruin.

Furthermore, purchasing too much coverage on a vehicle that doesn’t need it means you’re wasting money each month on your auto insurance premium.




Full Coverage vs. Legal Minimum




Legend:


Comprehensive Coverage


Minimum Legal Coverage


Allstate


Liberty Mutual


Esurance


State Farm


The General



10


20


30


40


50


60


70


80


90


100


110


120


130


140


150


160






$113


$28




$78


$20




$71


$17




$63


$15




$164


$57



 

You’re going to have to juggle a lot of different factors when it comes to deciding what sort of policy you purchase. But the one thing you have the most control over is whether or not you go on a scavenger hunt for the cheapest rates in your area.

The only way to do that, of course, is to get quotes from multiple companies near you. If you do this on your own, it can be painfully tedious and take up a lot of your precious time. Or, you could use our quote generator and get several within just a few minutes. You could even start saving money right now.

Other Popular Models From Cadillac

See also: General Motors (GM) | Cadillac Car Insurance

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