Cadillac STS-V Auto Insurance Rates

Owning an uncommon car comes with its own troubles when you’re looking for affordable auto insurance rates. The Cadillac STS-V is no exception. Not only was this vehicle only in production for a few years, but it is an expensive luxury vehicle at that.

This means that repairing or replacing the vehicle will be more expensive than a popular vehicle that is still in production. But as long as you own it, you will need to cover it. And you’ll need to know the best way to get an affordable price on your Cadillac STS-V auto insurance rates.

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A Brief History of the Cadillac STS-V

The Cadillac STS-V was only in production for 4 years. It started in 2005, with 2006 models available for purchase by consumers.

The run ended in 2009. Despite its high performance design and its ability to go from 0 to 60 miles per hour and 4.6 seconds, it wasn’t able to compete with other high performance vehicles in its class. Sub-optimal sales of this vehicle cause the termination of its production within the first generation.

Cadillac STS-V in the News

Back in its brief heyday, the Cadillac STS-V had major competition from the BMW M5 which car experts agree it could not keep up with. When the Cadillac CTS-V eventually came along, it almost completely eclipsed the STS version.

To this day, chatter in automotive circles regarding the Cadillac STS-V is minimal at best.

Comparing Cadillac STS-V Auto Insurance Coverage

Some states are incredibly lenient when it comes to insurance industry laws, and some providers will use this to get away with charging whatever they want. Other states manage their insurance industry with an iron fist, making sure that consumers are actually getting a fair price.

Furthermore, rates will vary from city to city and zip code to zip code. Therefore, getting an affordable premium for your Cadillac STS-V auto insurance largely depends on where you park your car at night.

Cadillac STS-V Car Insurance by State

Legend:
Cadillac STS-V Quotes

Texas
Maine
West Virginia
Illinois
Washington

15
30
45
60
75
90
105
120
135
150
165
180
195
210

$213

$109

$121

$118

$133

But this isn’t the only way in which your insurance prices will vary. Between different insurance companies, you could get massively different quotes – some as far apart as 37% or more. This is why you shouldn’t just take the first offer you find. It pays to go exploring and to see what sort of Rights different insurance providers have to offer.

Cadillac STS-V Auto Insurance by Company

Legend:
Cadillac STS-V Quotes

Encompass
Allstate
Sate Farm
Esurance
Liberty Mutual

20
40
60
80
100
120
140
160
180
200
220
240
260
280
300
320
340

$352

$233

$198

$174

$152

Some drivers may think it’s okay to only purchase liability coverage in order to save money, even if they’re purchasing it at sufficiently high amounts as to protect their assets in the event of a very serious and very expensive accident.

But considering how high the costs associated with comprehensive and collision coverage claims are for a Cadillac STS-V, you may want to keep these coverages on your policy. At the end of the day, though, it’s up to you.

You have to perform a cost-benefit analysis of what you are willing to pay for your insurance premiums versus what you’re willing to pay out-of-pocket for claims that your insurance company will reject due to your lack of coverage.

Liability Only vs. Full Coverage

Legend:
Liability Coverage
Comprehensive Coverage

Encompass
Allstate
Sate Farm
Esurance
Liberty Mutual

25
50
75
100
125
150
175
200
225
250
275
300
325
350

Does Not Sell
$352

$194
$233

$137
$198

$136
$174

$133
$152

There are many factors that will make your Cadillac STS-V more expensive than a typical insurance policy. Unfortunately, the vast majority of those factors are very difficult for you to control. However, there is one thing you can change today that will make a big difference.

You can use our handy website to compare all of the quotes you want from as many providers as you need. If you act now, you can end up saving 40% or more off of your next car insurance policy payment.

Other Popular Models From Cadillac

• Cadillac CTS
• Cadillac CTS-V
• Cadillac DTS
• Cadillac DTS Pro
• Cadillac Escalade
• Cadillac Escalade ESV
• Cadillac Escalade EXT
• Cadillac Escalade Hybrid
• Cadillac SRX
• Cadillac STS
• Cadillac ATS
• Cadillac ATS-V
• Cadillac CT6
• Cadillac CT6 Hybrid
• Cadillac XLR
• Cadillac XLR-V
• Cadillac XT5
• Cadillac XTS
• Cadillac XTS Pro
• Cadillac ELR

See also: General Motors (GM) | Cadillac Car Insurance